Techno VS Concept
ActiveSummary
Techno VS Concept has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €240k and a net result of €41k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 67% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+17
Solvency97▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 3.6 against 3.47 in 2024; short-term debt: 27.7% and cash: 0.5% of total assets), and 27.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.3%
Return on assets
12.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
27 d early
2023
27 d early
2022
30 d early
2021
45 d early
2020
17 d late
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€240k▲ 20.4%
2024 · €199k
2018: €77klowest in 8 years
2019: €91k▲ +18.2% vs 2018
2020: €105k▲ +15.7% vs 2019
2021: €145k▲ +38.6% vs 2020
2022: €157k▲ +8.4% vs 2021
2023: €166k▲ +5.8% vs 2022
2024: €199k▲ +19.7% vs 2023
2025: €240k▲ +20.4% vs 2024highest in 8 years
2018 → 2025
Total assets
€332k▲ 18.6%
2024 · €280k
2018: €103klowest in 8 years
2019: €109k▲ +6.4% vs 2018
2020: €115k▲ +5.4% vs 2019
2021: €156k▲ +35.5% vs 2020
2022: €186k▲ +18.8% vs 2021
2023: €233k▲ +25.2% vs 2022
2024: €280k▲ +20.2% vs 2023
2025: €332k▲ +18.6% vs 2024highest in 8 years
2018 → 2025
Net result
€41k▲ 23.9%
2024 · €33k
2018: €11k
2019: €14k▲ +26.0% vs 2018
2020: €14k▲ +1.9% vs 2019
2021: €40k▲ +184% vs 2020
2022: €12k▼ -69.9% vs 2021
2023: €9k▼ -25.2% vs 2022lowest in 8 years
2024: €33k▲ +260% vs 2023
2025: €41k▲ +23.9% vs 2024highest in 8 years
2018 → 2025
Working capital
€239k▲ 19.9%
2024 · €199k
2018: €81klowest in 8 years
2019: €91k▲ +11.7% vs 2018
2020: €104k▲ +15.2% vs 2019
2021: €145k▲ +38.7% vs 2020
2022: €150k▲ +3.8% vs 2021
2023: €167k▲ +10.8% vs 2022
2024: €199k▲ +19.3% vs 2023
2025: €239k▲ +19.9% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€145k-€157k▲ 8.4%€166k▲ 5.8%€199k▲ 19.7%€240k▲ 20.4%
2021: €145klowest in 5 years
2022: €157k▲ +8.4% vs 2021
2023: €166k▲ +5.8% vs 2022
2024: €199k▲ +19.7% vs 2023
2025: €240k▲ +20.4% vs 2024highest in 5 years
Operating result€54k-€22k▼ 58.8%€18k▼ 20.7%€56k▲ 213%€64k▲ 14.5%
2021: €54k
2022: €22k▼ -58.8% vs 2021
2023: €18k▼ -20.7% vs 2022lowest in 5 years
2024: €56k▲ +213% vs 2023
2025: €64k▲ +14.5% vs 2024highest in 5 years
Net result€40k-€12k▼ 69.9%€9k▼ 25.2%€33k▲ 260%€41k▲ 23.9%
2021: €40k
2022: €12k▼ -69.9% vs 2021
2023: €9k▼ -25.2% vs 2022lowest in 5 years
2024: €33k▲ +260% vs 2023
2025: €41k▲ +23.9% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €332k
Fixed assets
€1k ▲ 328%
Current assets
€330k ▲ 18.3%
Equity and liabilities €332k
Equity
€240k ▲ 20.4%
Debt
€92k ▲ 14.3%
Debt's share of the balance-sheet total falls from 28.7% to 27.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€64k
Cash flow
€41k
Current ratio
3.60▲
2024 · 3.47
Debt to equity
0.38▼
2024 · 0.40
ROE
16.9%▲
2024 · 16.5%
ROA
12.3%▲
2024 · 11.7%
Interest coverage
20.72
Debt ≤ 1 year
€92k▲
2024 · €80k
Income taxes
€20k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€280k€332k▲
Fixed assets21/28€315€1k▲
Tangible fixed assets22/27-€1k
Furniture and vehicles24-€1k
Financial fixed assets28€315€315=
Current assets29/58€279k€330k▲
Amounts receivable within one year40/41€279k€329k▲
Trade receivables40€15k€14k▼
Other amounts receivable41€265k€315k▲
Cash at bank and in hand54/58€0€2k▲
Equity and liabilities
Total equity and liabilities10/49€280k€332k▲
Equity10/15€199k€240k▲
Contributions10/11€19k€19k=
Reserves13€181k€221k▲
Distributable reserves133€181k€221k▲
Amounts payable17/49€80k€92k▲
Amounts payable within one year42/48€80k€92k▲
Current portion of amounts payable after more than one year42€615-
Financial debts43€1k€1k▲
Credit institutions430/8€1k€1k▲
Trade debts44€39k€27k▼
Suppliers440/4€39k€27k▼
Taxes, remuneration and social security45€40k€64k▲
Taxes450/3€40k€64k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€124
Other operating charges640/8€2k€1k▼
Gross operating margin9900€57k€65k▲
Operating profit (loss)9901€56k€64k▲
Financial income75/76B€0€2▲
Recurring financial income75€0€2▲
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€50k€61k▲
Income taxes67/77€17k€20k▲
Profit (loss) for the period9904€33k€41k▲
Profit (loss) for the period to be appropriated9905€33k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€41k▲
Transfer to equity691/2€33k€41k▲
To other reserves6921€33k€41k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €10k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €7k | - | - | €124 | - |
| Other operating charges640/8 | €573 | €799 | €3k | €2k | €1k | ▼ 31.2% |
| Non-recurring operating charges66A | - | - | €2k | - | - | - |
| Gross operating margin9900 | €55k | €30k | €23k | €57k | €65k | ▲ 13.4% |
| Operating profit (loss)9901 | €54k | €22k | €18k | €56k | €64k | ▲ 14.5% |
| Financial income75/76B | €0 | €3 | €0 | €0 | €2 | ▲ 388% |
| Recurring financial income75 | €0 | €3 | €0 | €0 | €2 | ▲ 388% |
| Financial charges65/66B | €594 | €961 | €2k | €5k | €3k | ▼ 43.8% |
| Recurring financial charges65 | €594 | €961 | €2k | €5k | €3k | ▼ 43.8% |
| Profit (loss) for the period before taxes9903 | €54k | €21k | €16k | €50k | €61k | ▲ 20.9% |
| Income taxes67/77 | €13k | €9k | €6k | €17k | €20k | ▲ 15.3% |
| Profit (loss) for the period9904 | €40k | €12k | €9k | €33k | €41k | ▲ 23.9% |
| Profit (loss) for the period to be appropriated9905 | €40k | €12k | €9k | €33k | €41k | ▲ 23.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €156k | €186k | €233k | €280k | €332k | ▲ 18.6% |
| Fixed assets21/28 | €315 | €15k | €315 | €315 | €1k | ▲ 328% |
| Tangible fixed assets22/27 | - | €15k | - | - | €1k | - |
| Furniture and vehicles24 | - | €15k | - | - | €1k | - |
| Financial fixed assets28 | €315 | €315 | €315 | €315 | €315 | = |
| Current assets29/58 | €156k | €171k | €232k | €279k | €330k | ▲ 18.3% |
| Amounts receivable within one year40/41 | €153k | €171k | €232k | €279k | €329k | ▲ 17.7% |
| Trade receivables40 | - | - | €9k | €15k | €14k | ▼ 2.9% |
| Other amounts receivable41 | €153k | €171k | €223k | €265k | €315k | ▲ 18.8% |
| Cash at bank and in hand54/58 | €3k | €23 | €13 | €0 | €2k | ▲ 4,341,325% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €156k | €186k | €233k | €280k | €332k | ▲ 18.6% |
| Equity10/15 | €145k | €157k | €166k | €199k | €240k | ▲ 20.4% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €127k | €139k | €148k | €181k | €221k | ▲ 22.5% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €125k | €137k | €148k | €181k | €221k | ▲ 22.5% |
| Amounts payable17/49 | €11k | €28k | €66k | €80k | €92k | ▲ 14.3% |
| Amounts payable after more than one year17 | - | €8k | €615 | - | - | - |
| Financial debts170/4 | - | €8k | €615 | - | - | - |
| Amounts payable within one year42/48 | €11k | €20k | €66k | €80k | €92k | ▲ 14.3% |
| Current portion of amounts payable after more than one year42 | - | €7k | €8k | €615 | - | - |
| Financial debts43 | €5k | €1k | €2k | €1k | €1k | ▲ 8.7% |
| Credit institutions430/8 | €5k | €1k | €2k | €1k | €1k | ▲ 8.7% |
| Trade debts44 | €4k | €3k | €33k | €39k | €27k | ▼ 30.6% |
| Suppliers440/4 | €4k | €3k | €33k | €39k | €27k | ▼ 30.6% |
| Taxes, remuneration and social security45 | €2k | €9k | €23k | €40k | €64k | ▲ 60.2% |
| Taxes450/3 | €2k | €9k | €23k | €40k | €64k | ▲ 60.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40k | €12k | €9k | €33k | €41k | ▲ 23.9% |
| + Depreciation and write-downs630 | - | €7k | - | - | €124 | - |
| Operating cash flow (approximation) | €40k | €19k | €9k | €33k | €41k | ▲ 24.3% |
| Investment in fixed assets (approximation) | - | €-22k | €15k | €0 | €-1k | - |
| Change in cash | - | €-3k | €-10 | €-13 | €2k | ▲ 13,346% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €41k ▲23.9%
Operating result €64k, net result €41k, both a record.
31-12
Financial
Equity above €200kEq €240k ▲20.4%
8 profitable years in a row build equity to €240k.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €9k ▼25.2%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €157k ▲8.4%
5 profitable years in a row build equity to €157k.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Equity above €100kEq €105k ▲15.7%
3 profitable years in a row build equity to €105k.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geer · 1 establishment unit since 2008
Ground area
1,075 m²
Building footprint
105 m²
Parcel 64013A0317/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Techno VS Concept
since 20082.178.840.823
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64013A0317/00M000 | Wallonia | 1,075 m² | 1 · 105 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CO-PILOT
BE 0737.616.308
Waregem · Eq €239,971
Metop Engineering
BE 0759.902.057
Grez-Doiceau · Eq €239,915
Sia Consultancy
BE 0897.751.529
Tervuren · Eq €239,989
CF Services
BE 0682.588.505
Diest · Eq €239,907
ROBYNS SERVICES
BE 0771.715.766
Kapelle-op-den-Bos · Eq €240,022
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 39,090 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-09-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
43320Joinery installation
82100Office administrative and support services
Scores and ratios are computed by Checked and are not a credit decision.