Technimetal Protect
ActiveTechnimetal Protect has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €525k and a net result of €19k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 34% of 670 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-2
Solvency59▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 1.7 in 2024; short-term debt: 53.7% and cash: 18.4% of total assets), but 66.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.8%
Return on assets
1.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-01-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
42 d early
2023
8 d early
2022
4 d early
2021
46 d early
2020
25 d late
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€19k▼ 35.3%
2024 · €29k
2019: €7k
2020: €18k
2021: €11k
2022: €4k
2023: €54k
2024: €29k
2019 → 2025
Working capital
€510k▲ 17.3%
2024 · €434k
2019: €275k
2020: €234k
2021: €221k
2022: €235k
2023: €254k
2024: €434k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€419k-€423k▲ 1.0%€477k▲ 12.7%€506k▲ 6.1%€525k▲ 3.7%
Operating result€39k-€29k▼ 25.8%€96k▲ 232%€65k▼ 32.4%€49k▼ 24.4%
Net result€11k-€4k▼ 64.4%€54k▲ 1,212%€29k▼ 45.7%€19k▼ 35.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.55M
Fixed assets
€210k▼ 13.5%
Current assets
€1.34M▲ 26.9%
Equity and liabilities €1.55M
Equity
€525k▲ 3.7%
Provisions
€171k▲ 29.0%
Debt
€858k▲ 29.4%
The debt ratio rises from 50.9% to 55.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€82k▼
2024 · €98k
Cash flow
€52k▼
2024 · €62k
Solvency
33.8%▼
2024 · 38.9%
Current ratio
1.61▼
2024 · 1.70
Quick ratio
1.61▼
2024 · 1.70
Debt / equity
1.63▲
2024 · 1.31
ROE
3.6%▼
2024 · 5.8%
ROA
1.2%▼
2024 · 2.2%
Interest coverage
11.23▲
2024 · 8.10
Debt
€858k▲
2024 · €663k
Debt ≤ 1 year
€834k▲
2024 · €624k
Debt > 1 year
€24k▼
2024 · €39k
Income taxes
€26k▼
2024 · €28k
Staff costs
€1.39M▲
2024 · €1.12M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.30M€1.55M▲
Fixed assets21/28€243k€210k▼
Tangible fixed assets22/27€243k€210k▼
Land and buildings22€174k€154k▼
Plant, machinery and equipment23€2k€910▼
Furniture and vehicles24€68k€55k▼
Current assets29/58€1.06M€1.34M▲
Amounts receivable within one year40/41€794k€1.06M▲
Trade receivables40€762k€1.03M▲
Other amounts receivable41€32k€25k▼
Cash at bank and in hand54/58€265k€286k▲
Equity and liabilities
Total equity and liabilities10/49€1.30M€1.55M▲
Equity10/15€506k€525k▲
Contributions10/11€168k€168k=
Capital10€168k€168k=
Issued capital100€168k€168k=
Reserves13€17k€17k=
Non-distributable reserves130/1€17k€17k=
Legal reserve130€17k€17k=
Profit (loss) carried forward14€321k€340k▲
Provisions and deferred taxes16€133k€171k▲
Provisions for liabilities and charges160/5€133k€171k▲
Major repairs and maintenance162€133k€171k▲
Amounts payable17/49€663k€858k▲
Amounts payable after more than one year17€39k€24k▼
Financial debts170/4€39k€24k▼
Amounts payable within one year42/48€624k€834k▲
Current portion of amounts payable after more than one year42€15k€15k▼
Financial debts43€54k€59k▲
Credit institutions430/8€54k€59k▲
Trade debts44€306k€471k▲
Suppliers440/4€306k€471k▲
Taxes, remuneration and social security45€115k€164k▲
Taxes450/3€4k€2k▼
Remuneration and social security454/9€110k€161k▲
Other amounts payable47/48€134k€125k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.12M€1.39M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€33k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€210
Provisions for liabilities and charges: additions (uses and reversals)635/8€8k€39k▲
Other operating charges640/8€14k€10k▼
Gross operating margin9900€1.24M€1.52M▲
Operating profit (loss)9901€65k€49k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€12k€7k▼
Recurring financial charges65€12k€7k▼
Profit (loss) for the period before taxes9903€57k€44k▼
Income taxes67/77€28k€26k▼
Profit (loss) for the period9904€29k€19k▼
Profit (loss) for the period to be appropriated9905€29k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€321k€340k▲
Profit (loss) brought forward from the previous period14P€292k€321k▲
Social balance
Average headcount (FTE)908726.929.0▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
Financial
Equity above €500kEq €506k ▲6.1%
6 profitable years in a row build equity to €506k.
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Highest result since 2019net €54k ▲1212%
Operating result €96k, net result €54k, both a record.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Weakest financial yearnet €4k ▼64.4%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2019
19-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
29-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Chatelet 1576030 CharleroiGround area
1.5 ha
Building footprint
25 m²
Volume, LiDAR
87 m³
Parcel 52044A0372/00V000, Wallonia · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Technimetal protect
since 20102.193.908.683
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52044A0372/00V000 | Wallonia | 1.5 ha | 1 · 25 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryTechnimetal Protect SA37830
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Of 908 companies in sector 25120 we hold annual accounts for 677. 535 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-12-2010
Fiscal year end30-06
Activities, NACEBEL
25120Manufacture of fabricated metal products, except machinery and equipment
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.