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TECHNICO

Active
Private limited companyfounded 201511 yrs activeKosterweg 17, 1910 Kampenhout, BelgiumKBO/BCE: BE 0632.552.044

TECHNICO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €225k and a net result of €-2k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 47% of 27446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
58 / 100
Fair▼ -31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency75▲+5
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.39 in 2024), and 55.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
7 d late
2024
58 d late
2023
31 d late
2022
30 d late
2021
38 d early
2020
31 d late
2019
88 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€225k▼ 0.7%
2024 · €227k
2018: €72k 2019: €91k 2020: €119k 2021: €128k 2022: €148k 2023: €167k 2024: €227k
2018 → 2025
Total assets
€509k▼ 10.4%
2024 · €568k
2018: €251k 2019: €451k 2020: €466k 2021: €471k 2022: €479k 2023: €506k 2024: €568k
2018 → 2025
Net result
€-2k
2024 · €60k
2018: €21k 2019: €20k 2020: €28k 2021: €9k 2022: €20k 2023: €19k 2024: €60k
2018 → 2025
Working capital
€32k▼ 30.9%
2024 · €46k
2018: €28k 2019: €13k 2020: €26k 2021: €16k 2022: €19k 2023: €20k 2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€128k-€148k▲ 15.3%€167k▲ 12.9%€227k▲ 35.6%€225k▼ 0.7%
Operating result€21k-€37k▲ 76.1%€36k▼ 4.7%€94k▲ 164%€10k▼ 89.9%
Net result€9k-€20k▲ 127%€19k▼ 6.4%€60k▲ 215%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-25k€0€25k€50k€75k€100kOperating result 2021: €21k€21kNet result 2021: €9k€9kOperating result 2022: €37k€37kNet result 2022: €20k€20kOperating result 2023: €36k€36kNet result 2023: €19k€19kOperating result 2024: €94k€94kNet result 2024: €60k€60kOperating result 2025: €10k€10kNet result 2025: €-2k€-2k20212022202320242025
The operating result falls in 2025; 2025 is 90% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €509k
Fixed assets €388k▼ 3.7%
Current assets €120k▼ 26.8%
Equity and liabilities €509k
Equity €225k▼ 0.7%
Debt €283k▼ 16.8%
The debt ratio falls from 60.0% to 55.7%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€33k
2024 · €115k
Cash flow
€22k
2024 · €81k
Solvency
44.3%
2024 · 40.0%
Current ratio
1.36
2024 · 1.39
Quick ratio
1.27
2024 · 1.32
Debt / equity
1.26
2024 · 1.50
ROE
-0.7%
2024 · 26.6%
ROA
-0.3%
2024 · 10.6%
Interest coverage
3.21
2024 · 10.69
Debt
€283k
2024 · €341k
Debt ≤ 1 year
€88k
2024 · €118k
Debt > 1 year
€195k
2024 · €223k
Income taxes
€1k
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€568k€509k
Fixed assets21/28€403k€388k
Tangible fixed assets22/27€403k€388k
Land and buildings22€338k€333k
Plant, machinery and equipment23€15k€11k
Furniture and vehicles24€51k€44k
Financial fixed assets28€248€248=
Current assets29/58€164k€120k
Stocks and contracts in progress3€8k€8k=
Contracts in progress37€8k€8k=
Amounts receivable within one year40/41€111k€37k
Trade receivables40€72k€14k
Other amounts receivable41€39k€22k
Cash at bank and in hand54/58€39k€69k
Deferred charges and accrued income490/1€7k€7k
Equity and liabilities
Total equity and liabilities10/49€568k€509k
Equity10/15€227k€225k
Contributions10/11€19k€19k=
Reserves13€207k€207k=
Distributable reserves133€207k€207k=
Profit (loss) carried forward14€2k€-148
Amounts payable17/49€341k€283k
Amounts payable after more than one year17€223k€195k
Financial debts170/4€223k€195k
Amounts payable within one year42/48€118k€88k
Current portion of amounts payable after more than one year42€30k€33k
Trade debts44€79k€44k
Suppliers440/4€79k€44k
Taxes, remuneration and social security45€8k€12k
Taxes450/3€8k€12k
Other amounts payable47/48€2k-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€23k
Other operating charges640/8€3k€3k
Gross operating margin9900€118k€35k
Operating profit (loss)9901€94k€10k
Financial income75/76B€132€507
Recurring financial income75€132€507
Financial charges65/66B€11k€10k
Recurring financial charges65€11k€10k
Profit (loss) for the period before taxes9903€84k€-178
Income taxes67/77€24k€1k
Profit (loss) for the period9904€60k€-2k
Profit (loss) for the period to be appropriated9905€60k€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€62k€-148
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer to equity691/2€60k-
To other reserves6921€60k-
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial Weakest financial yearnet €-2k ▼103%
Net result drops to €-2k, the lowest in the series.
27-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
31-12
Financial Highest result since 2018net €60k ▲215%
Operating result €94k, net result €60k, both a record.
31-12
Financial Equity above €200kEq €227k ▲35.6%
7 profitable years in a row build equity to €227k.
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial Equity above €150kEq €167k ▲12.9%
6 profitable years in a row build equity to €167k.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
23-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Equity above €100kEq €119k ▲31.2%
3 profitable years in a row build equity to €119k.
27-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
20-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
15-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 15 days late
2017
23-11
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 115 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kosterweg 171910 Kampenhout
Ground area
690 m²
Building footprint
180 m²
Parcel 23008D0721/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
TECHNICO
Kosterweg 17, 1910 KampenhoutRepair, maintenance and installation of machinery and equipment
since 20152.243.859.428
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23008D0721/00F000 Flanders 690 m² 1 · 180 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 3 entries · 566 EUR awarded · 665 EUR paid
Year Entries awardedpaid
2025 1 213 EUR213 EUR
2023 1 248 EUR347 EUR
2022 1 105 EUR105 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
3 entries · 566 EUR · 665 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 9,478 companies in sector 43222 we hold annual accounts for 5,625. 4,709 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded18-06-2015
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43211General electrical installation work
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.