TECHNI-MAT
ActiveTECHNI-MAT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €148k and a net result of €22k. Equity is growing by ~39.5% per year across the filed fiscal years. Its solvency ranks better than 57% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+1
Solvency73▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 2.1 in 2023; short-term debt: 39.1% and cash: 41.7% of total assets), but 51.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-09-2025, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
58 d late
2023
68 d late
2022
60 d late
2021
31 d late
2020
241 d late
2019
14 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€148k▲ 17.3%
2023 · €126k
2018: €24k
2019: €38k
2020: €29k
2021: €55k
2022: €111k
2023: €126k
2018 → 2024
Total assets
€307k▲ 30.4%
2023 · €236k
2018: €31k
2019: €62k
2020: €57k
2021: €93k
2022: €204k
2023: €236k
2018 → 2024
Net result
€22k▲ 44.1%
2023 · €15k
2018: €13k
2019: €14k
2020: €-10k
2021: €27k
2022: €56k
2023: €15k
2018 → 2024
Working capital
€99k▲ 59.9%
2023 · €62k
2018: €24k
2019: €34k
2020: €24k
2021: €44k
2022: €72k
2023: €62k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€29k-€55k▲ 93.1%€111k▲ 101%€126k▲ 13.7%€148k▲ 17.3%
Operating result€-9k-€42k€81k▲ 90.0%€31k▼ 61.5%€36k▲ 17.2%
Net result€-10k-€27k€56k▲ 109%€15k▼ 72.8%€22k▲ 44.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 17% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €307k
Fixed assets
€88k▼ 24.9%
Current assets
€219k▲ 85.6%
Equity and liabilities €307k
Equity
€148k▲ 17.3%
Debt
€159k▲ 45.5%
The debt ratio rises from 46.5% to 51.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€69k▲
2023 · €47k
Cash flow
€55k▲
2023 · €32k
Solvency
48.1%▼
2023 · 53.5%
Current ratio
1.82▼
2023 · 2.10
Quick ratio
1.82▼
2023 · 2.10
Debt / equity
1.08▲
2023 · 0.87
ROE
14.8%▲
2023 · 12.0%
ROA
7.1%▲
2023 · 6.4%
Interest coverage
20.17▲
2023 · 10.43
Debt
€159k▲
2023 · €110k
Debt ≤ 1 year
€120k▲
2023 · €56k
Debt > 1 year
€35k▼
2023 · €53k
Income taxes
€11k▼
2023 · €11k
Staff costs
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€236k€307k▲
Fixed assets21/28€118k€88k▼
Tangible fixed assets22/27€118k€88k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€116k€87k▼
Current assets29/58€118k€219k▲
Amounts receivable within one year40/41€37k€91k▲
Trade receivables40€37k€91k▲
Cash at bank and in hand54/58€81k€128k▲
Equity and liabilities
Total equity and liabilities10/49€236k€307k▲
Equity10/15€126k€148k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€99k€121k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€97k€119k▲
Profit (loss) carried forward14€8k€8k=
Amounts payable17/49€110k€159k▲
Amounts payable after more than one year17€53k€35k▼
Financial debts170/4€53k€35k▼
Amounts payable within one year42/48€56k€120k▲
Current portion of amounts payable after more than one year42€17k€18k▲
Trade debts44€12k€80k▲
Suppliers440/4€12k€80k▲
Taxes, remuneration and social security45€15k€20k▲
Taxes450/3€15k€20k▲
Other amounts payable47/48€11k€2k▼
Accrued charges and deferred income492/3-€4k
Income statement
Code20232024
Remuneration, social security and pensions62-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€33k▲
Other operating charges640/8€16k€3k▼
Gross operating margin9900€63k€73k▲
Operating profit (loss)9901€31k€36k▲
Financial income75/76B-€404
Recurring financial income75-€404
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€3k▼
Non-recurring financial charges66B-€410
Profit (loss) for the period before taxes9903€26k€33k▲
Income taxes67/77€11k€11k▼
Profit (loss) for the period9904€15k€22k▲
Profit (loss) for the period to be appropriated9905€15k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€30k▲
Profit (loss) brought forward from the previous period14P€8k€8k=
Transfer to equity691/2€15k€22k▲
To other reserves6921€15k€22k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Highest result since 2018net €56k ▲109%
Operating result €81k, net result €56k, both a record.
31-12
Financial
Equity above €100kEq €111k ▲101%
2 profitable years in a row build equity to €111k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 241 days late
2021
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
2020
31-12
Financial
Weakest financial yearnet €-10k ▼170%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
03-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 64 days late
2017
23-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 54 days late
2016
22-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anhée · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maison-de-Pierres, Warnant 165537 AnhéeGround area
993 m²
Building footprint
101 m²
Volume, LiDAR
615 m³
Parcel 91233C0172/00M000, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Techni-Mat
since 20102.193.121.696
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91233C0172/00M000 | Wallonia | 993 m² | 1 · 101 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EISBÄR
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VERSO
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Of 1,137 companies in sector 46130 we hold annual accounts for 646. 518 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2010
Fiscal year end31-12
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@techni-mat.be
Phone:+32470704285