TECH SECURITE · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TECH SECURITE is 1.2% (low). The 2024 annual accounts show equity of €41k and a net result of €2k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 11087 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

1 signal · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 78% of 11087 peers (2024). A comfortable equity buffer.

View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	25-08-2025	25 d late	2025-00399261
31-12-2023	31-07-2024	27-08-2024	27 d late	2024-00377159
31-12-2022	31-07-2023	10-10-2023	71 d late	2023-00480673
31-12-2021	31-07-2022	28-10-2022	89 d late	2022-20476333
31-12-2020	31-07-2021	30-09-2021	61 d late	2021-70200266
31-12-2019	31-07-2020	04-09-2020	35 d late	2020-52100025
31-12-2018	31-07-2019	28-08-2019	28 d late	2019-54400422
31-12-2017	31-07-2018	13-09-2018	44 d late	2018-63000032
31-12-2016	31-07-2017	23-08-2017	23 d late	2017-46700407
31-12-2015	31-07-2016	26-08-2016	26 d late	2016-48200381

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2014, 12 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

1.2% Low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Higher-failure-rate region +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€2k

Working capital€31k-2.2%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 25-08-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~8.9%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	65.0%	40.9%	better than 78% of 11087 sector peers
Net result	€2k	€11k	better than 27% of 11069 sector peers
Equity	€41k	€34k	better than 56% of 11090 sector peers
Gross operating margin	€10k	€35k	better than 22% of 11060 sector peers
Total assets	€63k	€93k	better than 35% of 11087 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P78

Improving position over 2020-2024 · n=1633-11087

Net result P27

Weakening position over 2020-2024 · n=1626-11069

Equity P56

Stable position over 2020-2024 · n=1635-11090

Gross operating margin P22

Weakening position over 2020-2024 · n=1624-11060

Describes the position versus peers, not a forecast.

EBITDA

€10k

+83.5% 18-24

Net profit

€2k

- 18-24

Cash flow

€5k

- 18-24

Total assets

€63k

-16.3% 18-24

Equity

€41k

+4.1% 18-24

Working capital

€31k

-2.2% 18-24

Employees (FTE)

4

-22.2% 18-24

Staff costs

€3k

-95.5% 18-24

Income taxes

€2k

+36.2% 18-24

Debt

€22k

-38.6% 18-24

Debt ≤ 1y

€22k

-38.1% 18-24

Current ratio

2.41

+27.4% 18-24

Quick ratio

2.39

+27.1% 18-24

Solvency

65.0%

+24.3% 18-24

Debt / equity

0.54

-41.0% 18-24

ROE

3.9%

- 18-24

ROA

2.5%

- 18-24

Interest coverage

2.96

+180.0% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€10k
Net profit	€2k
Cash flow	€5k
Staff costs	-
Income taxes	€2k
Dividends	-
Total assets	€63k
Equity	€41k
Debt	€22k
of which ≤ 1y	€22k
of which > 1y	-
Working capital	€31k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	2.41
Quick ratio	2.39
Working capital ratio	49.3%
Solvency	65.0%
Debt / equity	0.54
Long-term debt ratio	-
Interest coverage	2.96
Gross margin	-
Net margin	-
ROA	2.5%
ROE	3.9%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €10k · 15.7% Current assets €53k · 84.3%

Equity & liabilities

Equity €41k · 65.0% Debt €22k · 35.0%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€63k
Fixed assets	21/28	€10k
Tangible fixed assets	22/27	€9k
Financial fixed assets	28	€448
Current assets	29/58	€53k
Stocks & contracts in progress	3	€415
Amounts receivable within one year	40/41	€20k
Cash & bank	54/58	€32k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€63k
Equity	10/15	€41k
Contributions / capital	10/11	€12k
Reserves	13	€6k
Accumulated profits (losses)	14	€23k
Amounts payable	17/49	€22k
Amounts payable within one year	42/48	€22k
Trade debts payable within one year	44	€10k
Income statement
Gross operating margin	9900	€10k
Operating result	9901	€7k
Financial income	75	€2
Financial charges	65	€3k
Result before taxes	9903	€3k
Income taxes	67/77	€2k
Net result for the period	9904	€2k
Result to be appropriated	9905	€2k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

89 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location

Tech Securité

Rue du Huit Mai 23, 4420 Saint-NicolasVervaardiging van lichtreclames, verlichte aanwijzingsborden, enz.

since 20142.226.710.719

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area3,056 m²

Buildings2

Building footprint228 m²

Volume (LiDAR)1,380 m³

Tallest building7.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
61043B0078/00K000	Wallonia	2,892 m²	1 · 166 m²	7.4 m · 2 fl.
62102B0061/00T003indicative	Wallonia	165 m²	1 · 62 m²	7.0 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

1 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

72 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 89

Profitability 20

Solvency 100

Growth 52

Stability 100

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

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Company registry

Company registry (CBE)

Crossroads Bank

Activities

Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Beveiligingsactiviteiten, neg80090Diensten in verband met beveiligingssystemen80200

Primary activity highlighted.

Names & trade names

Legal nameFR

TECH SECURITE

Registered office

Rue des Hausseurs 12

4550 Nandrin, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.