TEAM PRO
ActiveTEAM PRO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €4k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 51% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+19
Solvency73▲+18
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.36 in 2024; short-term debt: 37.2% and cash: 0.4% of total assets), and 51.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.5%
Return on assets
7.3%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €25k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
2 d late
2021
184 d late
2020
on the day
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▲ 17.8%
2024 · €21k
2018: €29k
2019: €30k
2020: €23k
2021: €13k
2022: €17k
2023: €19k
2024: €21k
2018 → 2025
Total assets
€52k▼ 26.7%
2024 · €71k
2018: €82k
2019: €52k
2020: €44k
2021: €29k
2022: €39k
2023: €32k
2024: €71k
2018 → 2025
Net result
€4k▲ 95.0%
2024 · €2k
2018: €2k
2019: €781
2020: €-6k
2021: €-11k
2022: €4k
2023: €2k
2024: €2k
2018 → 2025
Working capital
€9k▼ 37.1%
2024 · €14k
2018: €16k
2019: €21k
2020: €20k
2021: €10k
2022: €14k
2023: €18k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€17k▲ 32.9%€19k▲ 14.8%€21k▲ 10.0%€25k▲ 17.8%
Operating result€-9k-€7k€8k▲ 6.5%€6k▼ 27.2%€9k▲ 56.2%
Net result€-11k-€4k€2k▼ 40.1%€2k▼ 22.2%€4k▲ 95.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 56% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€23k▲ 42.0%
Current assets
€28k▼ 47.8%
Equity and liabilities €52k
Equity
€25k▲ 17.8%
Debt
€27k▼ 46.0%
The debt ratio falls from 69.8% to 51.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €7k
Cash flow
€10k▲
2024 · €4k
Solvency
48.5%▲
2024 · 30.2%
Current ratio
1.47▲
2024 · 1.36
Quick ratio
1.47▲
2024 · 1.36
Debt / equity
1.06▼
2024 · 2.32
ROE
15.1%▲
2024 · 9.1%
ROA
7.3%▲
2024 · 2.8%
Interest coverage
4.64▲
2024 · 3.04
Debt
€27k▼
2024 · €49k
Debt ≤ 1 year
€19k▼
2024 · €40k
Debt > 1 year
€7k▼
2024 · €10k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€52k▼
Fixed assets21/28€17k€23k▲
Tangible fixed assets22/27€16k€23k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€3k€13k▲
Leasing and similar rights25€11k€9k▼
Financial fixed assets28€433€433=
Current assets29/58€54k€28k▼
Amounts receivable within one year40/41€54k€28k▼
Trade receivables40€45k€9k▼
Other amounts receivable41€9k€18k▲
Cash at bank and in hand54/58€177€216▲
Deferred charges and accrued income490/1€179€186▲
Equity and liabilities
Total equity and liabilities10/49€71k€52k▼
Equity10/15€21k€25k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€13k€17k▲
Amounts payable17/49€49k€27k▼
Amounts payable after more than one year17€10k€7k▼
Financial debts170/4€10k€7k▼
Amounts payable within one year42/48€40k€19k▼
Current portion of amounts payable after more than one year42€2k€2k▲
Financial debts43€9k€8k▼
Credit institutions430/8€9k€8k▼
Trade debts44€26k€8k▼
Suppliers440/4€26k€8k▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€1k€2k▲
Remuneration and social security454/9€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€6k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€10k€18k▲
Operating profit (loss)9901€6k€9k▲
Financial income75/76B€3€112▲
Recurring financial income75€3€112▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€3k€6k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€2k€4k▲
Profit (loss) for the period to be appropriated9905€2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€17k▲
Profit (loss) brought forward from the previous period14P€11k€13k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 184 days late
30-09
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
2021
30-09
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Engerstraat 2123071 KortenbergGround area
773 m²
Building footprint
139 m²
Volume, LiDAR
949 m³
Parcel 24025A0339/00D002, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Team Pro
since 20122.214.649.956
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24025A0339/00D002 | Flanders | 773 m² | 1 · 139 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LTG
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SOLID ALGEMENE AANNEMINGEN
BE 0755.718.189
Riemst · Eq €25k
BG Solutions
BE 0507.812.321
Ledegem · Eq €25k
Steven Knaepkens
BE 0826.466.625
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Of 4,265 companies in sector 43230 we hold annual accounts for 1,239. 914 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-2012
Fiscal year end30-09
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.