Checked.be
Active
BE 0743.895.968Private limited company
TEALOU
Zwarte Vogelstraat(P.E.) 11 ·7850 Enghien, Belgium· 6 yrs active
Sector: Retail sale of fruit and vegetables
(47210)
Conclusion
The computed 12-month bankruptcy probability of TEALOU is 2.7% (moderate). The 2023 annual accounts show equity of €46k and a net result of €1k. Its solvency ranks better than 72% of 5811 sector peers (fiscal year 2023). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €46k |
| Net result | €1k |
| Better than sector | 72% |
| Active | 6 yrs |
Financial profile
66
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
79
Profitability
15
Solvency
85
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
79
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€4k
estimate, not credit advice
Score history
86
2022
79
2023
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.88 (≥ 1.5)
+10
Quick ratio
Quick ratio 1.88 (≥ 1.0)
+5
Leverage
Debt/equity 1.29 (< 2.0)
+3
Profitability
ROE 3%
+3
Interest coverage
Interest coverage 12.3× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview
Annual accounts filed on 31-08-2024 with the NBB · fiscal year 2023 · micro schema
Sector comparison
Fiscal year 2023 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 43.6% | 20.0% | |
| Net result | €1k | €3k | |
| Equity | €46k | €15k | |
| Gross operating margin | €45k | €23k | |
| Staff costs | €12k | €33k |
€25k
-34.5%
22-23
€1k
-92.3%
22-23
€13k
-52.0%
22-23
€105k
+6.1%
22-23
€46k
+3.1%
22-23
€29k
-1.1%
22-23
€12k
+62.8%
22-23
€11k
-2.1%
22-23
€59k
+8.6%
22-23
€33k
+116.9%
22-23
€26k
-33.0%
22-23
1.88
-35.8%
22-23
1.88
-35.8%
22-23
43.6%
-2.9%
22-23
1.29
+5.4%
22-23
3.0%
-92.5%
22-23
1.3%
-92.7%
22-23
12.29
-50.7%
22-23
Figures by fiscal year and ratios
| Fiscal year | 2023 | 2022 |
|---|---|---|
| Deposit | micro schema | micro schema |
| Revenue | - | - |
| EBITDA | €25k | €39k |
| Net profit | €1k | €18k |
| Cash flow | €13k | €26k |
| Staff costs | €12k | €7k |
| Income taxes | €11k | €11k |
| Dividends | - | - |
| Total assets | €105k | €99k |
| Equity | €46k | €44k |
| Debt | €59k | €55k |
| of which ≤ 1y | €33k | €15k |
| of which > 1y | €26k | €39k |
| Working capital | €29k | €29k |
| Employees (FTE) | - | - |
Ratios (computed)
| 2023 | 2022 | |
|---|---|---|
| Current ratio | 1.88 | 2.93 |
| Quick ratio | 1.88 | 2.93 |
| Working capital ratio | 27.5% | 29.5% |
| Solvency | 43.6% | 44.9% |
| Debt / equity | 1.29 | 1.23 |
| Long-term debt ratio | 0.58 | 0.89 |
| Interest coverage | 12.29 | 24.95 |
| Gross margin | - | - |
| Net margin | - | - |
| ROA | 1.3% | 17.8% |
| ROE | 3.0% | 39.7% |
| EBITDA margin | - | - |
| Days sales outstanding | - | - |
| Days payable outstanding | - | - |
| Inventory turnover | - | - |
| Days inventory (DSI) | - | - |
Balance-sheet composition 2023
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 | 2022 |
|---|---|---|---|
| Balance sheet, Assets | |||
| TOTAL ASSETS | 20/58 | €105k | €99k |
| Fixed assets | 21/28 | €43k | €54k |
| Formation expenses | 20 | €276 | €521 |
| Tangible fixed assets | 22/27 | €42k | €53k |
| Financial fixed assets | 28 | €650 | €650 |
| Current assets | 29/58 | €62k | €44k |
| Amounts receivable within one year | 40/41 | €17k | €21k |
| Cash & bank | 54/58 | €44k | €23k |
| Balance sheet, Equity & liabilities | |||
| TOTAL EQUITY & LIABILITIES | 10/49 | €105k | €99k |
| Equity | 10/15 | €46k | €44k |
| Contributions / capital | 10/11 | €3k | €3k |
| Accumulated profits (losses) | 14 | €43k | €41k |
| Amounts payable | 17/49 | €59k | €55k |
| Amounts payable after one year | 17 | €26k | €39k |
| Amounts payable within one year | 42/48 | €33k | €15k |
| Trade debts payable within one year | 44 | €2k | €2k |
| Income statement | |||
| Gross operating margin | 9900 | €45k | €60k |
| Operating result | 9901 | €14k | €30k |
| Financial income | 75 | €21 | €40 |
| Financial charges | 65 | €2k | €2k |
| Result before taxes | 9903 | €12k | €29k |
| Income taxes | 67/77 | €11k | €11k |
| Net result for the period | 9904 | €1k | €18k |
| Result to be appropriated | 9905 | €1k | €18k |
Directors & mandates
Current directors & mandates
-
Linthout Nancy prénomméeManaging directorState Gazette act 24382364 (28-03-2024)Current28-03-2024 → present
Legal Structure
| NACE primary | Retail sale of fruit and vegetables(47210) |
| Legal form | Private limited company(610) |
| Incorporation | 20-02-2020 |
| Status | Active |
| Postal code | 7850 |
Establishment units
Zwarte Vogelstraat(P.E.) 11, 7850 Enghien
since 20202.299.453.987
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55033C0434/00B000 | Wallonia | 2,033 m² | 1 · 256 m² | 7.6 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
28-03
State Gazette act
Director changes
Jonas Boschmans
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
State Gazette actNBB filing
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 2 years ago
2024
28-03-2024 Linthout Nancy prénommée appointed as managing director
- Linthout Nancy prénommée, Gedelegeerd bestuurder
Notary:
Jonas Boschmans · Herne
Technical details
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"profession": null,
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},
"reason": null,
"subkind": "additional",
"via_org": null,
"statutory": "niet_statutair",
"compensated": false,
"effective_date": null,
"evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale de nommer comme administrateur non statutaire pour une dur\u00E9e illimit\u00E9e, Madame Linthout Nancy pr\u00E9nomm\u00E9e, ici pr\u00E9sente et qui d\u00E9clare accepter.",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": "Jonas Boschmans",
"firm_city": null,
"firm_name": null,
"office_city": "Herne",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2024-03-28",
"filing_date": "2024-03-26",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2024-03-22",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2024-03-22",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2024-03-22",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2024-03-22",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0743.895.968",
"name_full": "TEALOU",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Jonas Boschmans",
"org_rep_person_name": null,
"person_role_at_subject": "notaire"
},
"co_filed_documents": [
"exp\u00E9dition de l\u0027acte",
"statuts coordonn\u00E9es"
],
"corrected_publication_numac": null
}Credit advice
Company registry (CBE)
Activities
Retail sale of fruit and vegetables47210Retail trade47810Agents in the wholesale of food, beverages and tobacco46170Wholesale trade46370Other retail sale of new goods47789Retail trade47890
Names & trade names
| Legal nameFR | TEALOU |
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