Teach Learn Grow
ActiveTeach Learn Grow has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €11k. Equity is growing by ~29.6% per year across the filed fiscal years. Its solvency ranks better than 53% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+8
Solvency79▲+31
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.7 in 2024; short-term debt: 38.2% and cash: 19.4% of total assets), and 45.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.1%
Return on assets
33.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
16 d early
2022
22 d early
2021
13 d early
2020
8 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 110%
2024 · €9k
2018: €-16k
2019: €-15k
2020: €-9k
2021: €-17k
2022: €-16k
2023: €2k
2024: €9k
2018 → 2025
Total assets
€33k▼ 10.5%
2024 · €37k
2018: €17k
2019: €28k
2020: €30k
2021: €27k
2022: €26k
2023: €53k
2024: €37k
2018 → 2025
Net result
€11k▲ 60.1%
2024 · €7k
2018: €5k
2019: €2k
2020: €7k
2021: €-8k
2022: €1k
2023: €18k
2024: €7k
2018 → 2025
Working capital
€-2k▲ 42.4%
2024 · €-4k
2018: €5k
2019: €-468
2020: €1k
2021: €-10k
2022: €-3k
2023: €-12k
2024: €-4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-17k-€-16k▲ 6.6%€2k€9k▲ 438%€18k▲ 110%
Operating result€-8k-€2k€19k▲ 970%€8k▼ 56.7%€16k▲ 95.5%
Net result€-8k-€1k€18k▲ 1,456%€7k▼ 60.8%€11k▲ 60.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 95% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€23k▼ 17.1%
Current assets
€10k▲ 8.9%
Equity and liabilities €33k
Equity
€18k▲ 110%
Debt
€15k▼ 46.6%
The debt ratio falls from 76.9% to 45.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2024 · €17k
Cash flow
€19k▲
2024 · €16k
Solvency
54.1%▲
2024 · 23.1%
Current ratio
0.82▲
2024 · 0.70
Quick ratio
0.82▲
2024 · 0.70
Debt / equity
0.85▼
2024 · 3.33
ROE
62.1%▼
2024 · 81.4%
ROA
33.6%▲
2024 · 18.8%
Interest coverage
32.23▲
2024 · 19.75
Debt
€15k▼
2024 · €28k
Debt ≤ 1 year
€13k▼
2024 · €13k
Debt > 1 year
€3k▼
2024 · €15k
Income taxes
€4k▲
2024 · €255
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€33k▼
Fixed assets21/28€27k€23k▼
Tangible fixed assets22/27€27k€22k▼
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€24k€18k▼
Financial fixed assets28€750€750=
Current assets29/58€9k€10k▲
Amounts receivable within one year40/41€7k€3k▼
Trade receivables40€7k€520▼
Other amounts receivable41€17€2k▲
Cash at bank and in hand54/58€545€6k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€37k€33k▼
Equity10/15€9k€18k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€2k€11k▲
Amounts payable17/49€28k€15k▼
Amounts payable after more than one year17€15k€3k▼
Financial debts170/4€15k€3k▼
Amounts payable within one year42/48€13k€13k▼
Current portion of amounts payable after more than one year42€7k€4k▼
Trade debts44€544€234▼
Suppliers440/4€544€234▼
Taxes, remuneration and social security45€655€5k▲
Taxes450/3€655€5k▲
Other amounts payable47/48€6k€4k▼
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€518€465▼
Gross operating margin9900€18k€24k▲
Operating profit (loss)9901€8k€16k▲
Financial income75/76B-€20
Recurring financial income75-€20
Financial charges65/66B€883€724▼
Recurring financial charges65€883€724▼
Profit (loss) for the period before taxes9903€7k€15k▲
Income taxes67/77€255€4k▲
Profit (loss) for the period9904€7k€11k▲
Profit (loss) for the period to be appropriated9905€7k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€13k▲
Profit (loss) brought forward from the previous period14P€-5k€2k▲
Profit to be distributed694/7-€2k
Return on contributions (dividend)694-€2k
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €18k ▲1456%
Operating result €19k, net result €18k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-8k ▼212%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Markt 373271 Scherpenheuvel-ZichemGround area
327 m²
Building footprint
98 m²
Volume, LiDAR
674 m³
Parcel 24129E0067/00G000, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Teach Learn Grow
since 20162.258.387.751
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24129E0067/00G000 | Flanders | 327 m² | 1 · 98 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 58,000 EUR awarded · 43,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 10,500 EUR | 9,000 EUR |
| 2024 | 1 | 13,500 EUR | 13,500 EUR |
| 2023 | 1 | 13,500 EUR | 0 EUR |
| 2022 | 1 | 20,500 EUR | 20,500 EUR |
Schemes
STEM@VLAIO
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Of 4,574 companies in sector 82300 we hold annual accounts for 1,669. 1,063 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-10-2016
Fiscal year end31-12
Activities, NACEBEL
82300Organisation of conventions and trade shows
85510Sports and recreation education
85599Other education
85699Other educational support services
93199Other sports activities
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.