TdM Engineering
ActiveSummary
TdM Engineering has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €577 and a net result of €-349. Equity is shrinking by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▲+6
Solvency45▼-13
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 17043 sector peers (2025).
NBB · sector comparisonPosition among 17043 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
29 d late
2024
8 d early
2023
29 d late
2022
4 d early
2021
31 d late
2020
31 d late
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€577▼ 37.7%
2024 · €927
2019: €4k
2020: €2k
2021: €2k
2022: €1k
2023: €1k
2024: €927
2019 → 2025
Total assets
€3k=
2024 · €3k
2019: €5k
2020: €3k
2021: €3k
2022: €3k
2023: €3k
2024: €3k
2019 → 2025
Net result
€-349▲ 14.7%
2024 · €-410
2019: €-3k
2020: €-1k
2021: €-570
2022: €-365
2024: €-410
2019 → 2025
Working capital
€-2k=
2022 · €-2k
2019: €657
2020: €-573
2021: €-1k
2022: €-2k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€1k▼ 21.4%€1k=€927▼ 30.7%€577▼ 37.7%
Operating result€-535-€-323▲ 39.6%€-364€-303▲ 16.6%
Net result€-570-€-365▲ 36.0%€-410€-349▲ 14.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €303 in 2025 against €364 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €3k
Equity
€577 ▼ 37.7%
Debt
€2k ▲ 18.2%
Debt's share of the balance-sheet total rises from 67.4% to 79.7%. Equity is lower and debt is higher.
Key figures and ratios
Debt ≤ 1 year
€2k▲
2024 · €2k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 23 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3k€3k=
Fixed assets21/28€3k€3k=
Tangible fixed assets22/27€3k€3k=
Furniture and vehicles24€3k€3k=
Equity and liabilities
Total equity and liabilities10/49€3k€3k=
Equity10/15€927€577▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-5k€-6k▼
Amounts payable17/49€2k€2k▲
Amounts payable within one year42/48€2k€2k▲
Financial debts43€47€47▼
Credit institutions430/8€47€47▼
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Other operating charges640/8€124€62▼
Gross operating margin9900€-240€-241▼
Operating profit (loss)9901€-364€-303▲
Financial charges65/66B€46€46=
Recurring financial charges65€46€46=
Profit (loss) for the period before taxes9903€-410€-349▲
Profit (loss) for the period9904€-410€-349▲
Profit (loss) for the period to be appropriated9905€-410€-349▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-6k▼
Profit (loss) brought forward from the previous period14P€-5k€-5k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kinrooi · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breeërsteenweg (Kin) 2403640 KinrooiGround area
1,253 m²
Building footprint
220 m²
Volume, LiDAR
1,179 m³
Parcel 72018B0684/00M002, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TdM Engineering
since 20192.286.464.697
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72018B0684/00M002 | Flanders | 1,253 m² | 1 · 220 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Iris Devlieger Consultancy
BE 0789.894.556
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SW Tech
BE 1026.440.340
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OPPORTUNITY PLAYERS GROUP
BE 1008.603.624
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ZENASNI CONSULTING
BE 0882.460.666
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BRIGHTBUILD
BE 0677.830.555
Kapellen · Eq €572
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 1,297 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.