TB SOLUTIONS
ActiveSummary
TB SOLUTIONS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-4k) and a net result of €20k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+95
Solvency9▲+9
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.77 against 0.54 in 2024; short-term debt: 100.3% and cash: 25.4% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-15.8%
Return on assets
74.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
24 d late
2023
13 d late
2022
17 d late
2021
18 d late
2020
17 d late
2019
89 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-4k▲ 82.4%
2024 · €-24k
2018: €21k
2019: €-5k▼ -121% vs 2018
2020: €18k▲ +482% vs 2019
2021: €26k▲ +50.4% vs 2020
2022: €35k▲ +34.3% vs 2021highest in 8 years
2023: €8k▼ -76.8% vs 2022
2024: €-24k▼ -395% vs 2023lowest in 8 years
2025: €-4k▲ +82.4% vs 2024
2018 → 2025
Total assets
€27k▼ 36.7%
2024 · €42k
2018: €32k
2019: €46k▲ +41.8% vs 2018
2020: €95k▲ +108% vs 2019
2021: €100k▲ +5.4% vs 2020highest in 8 years
2022: €79k▼ -21.6% vs 2021
2023: €46k▼ -41.7% vs 2022
2024: €42k▼ -7.4% vs 2023
2025: €27k▼ -36.7% vs 2024lowest in 8 years
2018 → 2025
Net result
€20k
2024 · €-32k
2018: €-2k
2019: €-26k▼ -1322% vs 2018
2020: €22k▲ +185% vs 2019highest in 8 years
2021: €19k▼ -13.0% vs 2020
2022: €10k▼ -48.8% vs 2021
2023: €-27k▼ -376% vs 2022
2024: €-32k▼ -19.1% vs 2023lowest in 8 years
2025: €20k▲ +162% vs 2024
2018 → 2025
Working capital
€-6k▲ 76.0%
2024 · €-25k
2018: €12k
2019: €23k▲ +92.8% vs 2018
2020: €19k▼ -18.5% vs 2019
2021: €21k▲ +16.1% vs 2020
2022: €26k▲ +19.2% vs 2021highest in 8 years
2023: €-5k▼ -121% vs 2022
2024: €-25k▼ -379% vs 2023lowest in 8 years
2025: €-6k▲ +76.0% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€35k▲ 34.3%€8k▼ 76.8%€-24k€-4k▲ 82.4%
2021: €26k
2022: €35k▲ +34.3% vs 2021highest in 5 years
2023: €8k▼ -76.8% vs 2022
2024: €-24k▼ -395% vs 2023lowest in 5 years
2025: €-4k▲ +82.4% vs 2024
Operating result€27k-€57k▲ 111%€23k▼ 60.4%€22k▼ 2.3%€21k▼ 3.8%
2021: €27k
2022: €57k▲ +111% vs 2021highest in 5 years
2023: €23k▼ -60.4% vs 2022
2024: €22k▼ -2.3% vs 2023
2025: €21k▼ -3.8% vs 2024lowest in 5 years
Net result€19k-€10k▼ 48.8%€-27k€-32k▼ 19.1%€20k
2021: €19k
2022: €10k▼ -48.8% vs 2021
2023: €-27k▼ -376% vs 2022
2024: €-32k▼ -19.1% vs 2023lowest in 5 years
2025: €20k▲ +162% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 4% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27k
Fixed assets
€6k ▼ 50.6%
Current assets
€21k ▼ 31.1%
Key figures and ratios
EBITDA
€31k▼
2024 · €34k
Cash flow
€30k▲
2024 · €-21k
Solvency
-15.8%▲
2024 · -57.0%
Current ratio
0.77▲
2024 · 0.54
Debt to equity
-7.32▼
2024 · -2.75
ROA
74.2%▲
2024 · -76.4%
Interest coverage
26.85▲
2024 · 0.60
Debt
€31k▼
2024 · €67k
Debt ≤ 1 year
€27k▼
2024 · €56k
Debt > 1 year
€4k▼
2024 · €11k
Income taxes
€276▲
2024 · €221
Staff costs
€23k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€42k€27k▼
Fixed assets21/28€12k€6k▼
Tangible fixed assets22/27€12k€6k▼
Furniture and vehicles24€12k€6k▼
Financial fixed assets28€25€25=
Current assets29/58€30k€21k▼
Amounts receivable within one year40/41€27k€13k▼
Trade receivables40€27k€12k▼
Other amounts receivable41-€1k
Cash at bank and in hand54/58€1k€7k▲
Deferred charges and accrued income490/1€2k€883▼
Equity and liabilities
Total equity and liabilities10/49€42k€27k▼
Equity10/15€-24k€-4k▲
Contributions10/11€6k€6k=
Reserves13€33k€33k=
Non-distributable reserves130/1€651€651=
Reserves not available under the articles1311€651€651=
Tax-exempt reserves132€3k€3k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€-64k€-44k▲
Amounts payable17/49€67k€31k▼
Amounts payable after more than one year17€11k€4k▼
Financial debts170/4€11k€4k▼
Amounts payable within one year42/48€56k€27k▼
Current portion of amounts payable after more than one year42€13k€7k▼
Trade debts44€4k-
Suppliers440/4€4k-
Taxes, remuneration and social security45€11k€11k▼
Taxes450/3€5k€4k▼
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€27k€10k▼
Income statement
Code20242025
Remuneration, social security and pensions62€20k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€469€430▼
Gross operating margin9900€54k€54k▲
Operating profit (loss)9901€22k€21k▼
Financial income75/76B€1k€2▼
Recurring financial income75€1k€2▼
Non-recurring financial income76B€1k-
Financial charges65/66B€55k€1k▼
Recurring financial charges65€55k€1k▼
Profit (loss) for the period before taxes9903€-32k€20k▲
Income taxes67/77€221€276▲
Profit (loss) for the period9904€-32k€20k▲
Profit (loss) for the period to be appropriated9905€-32k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-64k€-44k▲
Profit (loss) brought forward from the previous period14P€-31k€-64k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €18k | €18k | €20k | €20k | €23k | ▲ 12.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13k | €13k | €11k | €11k | €10k | ▼ 13.6% |
| Other operating charges640/8 | €421 | €888 | €108 | €469 | €430 | ▼ 8.3% |
| Non-recurring operating charges66A | - | €1k | - | - | - | - |
| Gross operating margin9900 | €58k | €90k | €55k | €54k | €54k | ▲ 0.1% |
| Operating profit (loss)9901 | €27k | €57k | €23k | €22k | €21k | ▼ 3.8% |
| Financial income75/76B | €6k | €6k | €4k | €1k | €2 | ▼ 99.8% |
| Recurring financial income75 | €6k | €6k | €4k | €1k | €2 | ▼ 99.8% |
| Non-recurring financial income76B | €6k | €6k | €4k | €1k | - | - |
| Financial charges65/66B | €3k | €50k | €54k | €55k | €1k | ▼ 97.9% |
| Recurring financial charges65 | €3k | €50k | €54k | €55k | €1k | ▼ 97.9% |
| Profit (loss) for the period before taxes9903 | €30k | €13k | €-27k | €-32k | €20k | ▲ 163% |
| Income taxes67/77 | €10k | €3k | €301 | €221 | €276 | ▲ 24.9% |
| Profit (loss) for the period9904 | €19k | €10k | €-27k | €-32k | €20k | ▲ 162% |
| Profit (loss) for the period to be appropriated9905 | €19k | €10k | €-27k | €-32k | €20k | ▲ 162% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €100k | €79k | €46k | €42k | €27k | ▼ 36.7% |
| Fixed assets21/28 | €43k | €31k | €21k | €12k | €6k | ▼ 50.6% |
| Tangible fixed assets22/27 | €42k | €31k | €20k | €12k | €6k | ▼ 50.7% |
| Plant, machinery and equipment23 | €281 | €107 | - | - | - | - |
| Furniture and vehicles24 | €42k | €31k | €20k | €12k | €6k | ▼ 50.7% |
| Financial fixed assets28 | €25 | €25 | €25 | €25 | €25 | = |
| Current assets29/58 | €58k | €48k | €25k | €30k | €21k | ▼ 31.1% |
| Amounts receivable after more than one year29 | €2k | - | - | - | - | - |
| Trade receivables290 | €2k | - | - | - | - | - |
| Amounts receivable within one year40/41 | €45k | €20k | €12k | €27k | €13k | ▼ 51.6% |
| Trade receivables40 | €16k | €14k | €12k | €27k | €12k | ▼ 55.9% |
| Other amounts receivable41 | €28k | €6k | - | - | €1k | - |
| Cash at bank and in hand54/58 | €11k | €26k | €11k | €1k | €7k | ▲ 383% |
| Deferred charges and accrued income490/1 | - | €1k | €2k | €2k | €883 | ▼ 47.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €100k | €79k | €46k | €42k | €27k | ▼ 36.7% |
| Equity10/15 | €26k | €35k | €8k | €-24k | €-4k | ▲ 82.4% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Outside capital11 | €6k | €6k | - | - | - | - |
| Other1109/19 | €6k | €6k | - | - | - | - |
| Reserves13 | €25k | €33k | €33k | €33k | €33k | = |
| Non-distributable reserves130/1 | €650 | €650 | €650 | €651 | €651 | = |
| Reserves not available under the articles1311 | €650 | €650 | €650 | €651 | €651 | = |
| Tax-exempt reserves132 | €3k | €3k | €3k | €3k | €3k | = |
| Distributable reserves133 | €22k | €30k | €30k | €30k | €30k | = |
| Profit (loss) carried forward14 | €-5k | €-4k | €-31k | €-64k | €-44k | ▲ 31.3% |
| Amounts payable17/49 | €74k | €43k | €38k | €67k | €31k | ▼ 53.3% |
| Amounts payable after more than one year17 | €38k | €21k | €7k | €11k | €4k | ▼ 62.1% |
| Financial debts170/4 | €38k | €21k | €7k | €11k | €4k | ▼ 62.1% |
| Amounts payable within one year42/48 | €36k | €22k | €31k | €56k | €27k | ▼ 51.5% |
| Current portion of amounts payable after more than one year42 | €16k | €17k | €14k | €13k | €7k | ▼ 49.2% |
| Trade debts44 | - | €82 | €1k | €4k | - | - |
| Suppliers440/4 | - | €82 | €1k | €4k | - | - |
| Taxes, remuneration and social security45 | €10k | €5k | €11k | €11k | €11k | ▼ 2.3% |
| Taxes450/3 | €8k | €2k | €8k | €5k | €4k | ▼ 13.4% |
| Remuneration and social security454/9 | €2k | €3k | €3k | €6k | €7k | ▲ 6.0% |
| Other amounts payable47/48 | €10k | €560 | €4k | €27k | €10k | ▼ 64.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19k | €10k | €-27k | €-32k | €20k | ▲ 162% |
| + Depreciation and write-downs630 | €13k | €13k | €11k | €11k | €10k | ▼ 13.6% |
| Operating cash flow (approximation) | €32k | €22k | €-16k | €-21k | €30k | ▲ 241% |
| Investment in fixed assets (approximation) | - | €-874 | €-1k | €-3k | €-4k | ▼ 21.8% |
| Change in cash | - | €15k | €-15k | €-10k | €5k | ▲ 155% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
31-12
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 2015
Ground area
386 m²
Building footprint
85 m²
Volume, LiDAR
641 m³
Parcel 62109B0491/00W002, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TB SOLUTIONS
since 20152.239.325.073
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62109B0491/00W002 | Wallonia | 386 m² | 1 · 85 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900YTIWAUBLSXE879
Similar companies · same sector, comparable size
ICONFROG
BE 0848.343.786
Seraing · Eq €8,216
WHAT'S UP STUDIO
BE 1027.259.296
Wavre · Eq €8,220
VANDAMME ALEXANDER
BE 0737.799.222
Beernem · Eq €8,223
KBPS
BE 1024.276.349
Thimister-Clermont · Eq €8,223
FUSION-K
BE 0884.707.702
Gesves · Eq €8,248
Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 3,986 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-02-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63910Web portal activities
Scores and ratios are computed by Checked and are not a credit decision.