TAYBI SERVICES

Active

Private limited companyfounded 20197 yrs activeDaillylaan 257, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0730.620.331

The computed 12-month bankruptcy probability of TAYBI SERVICES is 5.3% (elevated). The 2025 annual accounts show equity of €5k and a net result of €486. Equity is shrinking by ~22.4% per year across the filed fiscal years. Its solvency ranks better than 36% of 259 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

39 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability57▲+57

Solvency51▲+3

Growth25▼-9

Track record100

Bankruptcy probability, 12 months

5.3% Elevated

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Liquidity tight (current ratio 1.02 against 0.92 in 2024; short-term debt: 74.2% and cash: 4.9% of total assets), and 74.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 61

Relative position

BE, all sectors

reference

Sector 61

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

28 d late

2024

40 d late

2023

30 d late

2022

22 d late

2021

13 d early

2020

15 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€85k▼ 14.3%

2024 · €99k

2023: €98k 2024: €99k

2023 → 2025

EBIT margin

0.7%▲ 10.7pp

2024 · -9.9%

2023: 0.7% 2024: -9.9%

2023 → 2025

Net result

€486

2024 · €-10k

2020: €13k 2021: €-6k 2022: €1k 2023: €574 2024: €-10k

2020 → 2025

Working capital

€255

2024 · €-1k

2020: €10k 2021: €5k 2022: €7k 2023: €8k 2024: €-1k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€98k€99k▲ 1.1%€85k▼ 14.3%

Equity€13k-€14k▲ 7.9%€15k▲ 4.0%€5k▼ 66.9%€5k▲ 9.9%

Operating result€-5k-€4k€694▼ 83.5%€-10k€636

Net result€-6k-€1k€574▼ 44.8%€-10k€486

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €636 after a loss of €10k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €21k

24.6%

75.4%

Fixed assets €5k▼ 16.4%

Current assets €16k▲ 5.9%

Equity and liabilities €21k

25.8%

74.2%

Equity €5k▲ 9.9%

Debt €15k▼ 3.8%

The debt ratio falls from 76.7% to 74.2%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€2k▲

2024 · €-9k

Cash flow

€1k▲

2024 · €-9k

Solvency

25.8%▲

2024 · 23.3%

Current ratio

1.02▲

2024 · 0.92

Quick ratio

0.12▼

2024 · 0.20

Debt / equity

2.87▼

2024 · 3.29

ROE

9.0%▲

2024 · -201.8%

ROA

2.3%▲

2024 · -47.1%

Interest coverage

10.96▲

2024 · -124.99

Debt

€15k▼

2024 · €16k

Debt ≤ 1 year

€15k▼

2024 · €16k

Staff costs

€7k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€21k€21k▼

Fixed assets21/28€6k€5k▼

Intangible fixed assets21€4k€3k▼

Tangible fixed assets22/27€2k€2k▼

Other tangible fixed assets26€2k€2k▼

Financial fixed assets28€100€100=

Current assets29/58€15k€16k▲

Stocks and contracts in progress3€12k€14k▲

Stocks30/36€12k€14k▲

Amounts receivable within one year40/41€2k€109▼

Trade receivables40€2k-

Other amounts receivable41-€109

Cash at bank and in hand54/58€719€1k▲

Deferred charges and accrued income490/1€538€711▲

Equity and liabilities

Total equity and liabilities10/49€21k€21k▼

Equity10/15€5k€5k▲

Contributions10/11€7k€7k=

Profit (loss) carried forward14€-2k€-1k▲

Amounts payable17/49€16k€15k▼

Amounts payable within one year42/48€16k€15k▼

Trade debts44-€5k

Suppliers440/4-€5k

Taxes, remuneration and social security45€10k€5k▼

Taxes450/3€6k€3k▼

Remuneration and social security454/9€4k€2k▼

Other amounts payable47/48€6k€6k=

Income statement Code20242025

Turnover70€99k€85k▼

Non-recurring operating income76A€2k€4k▲

Goods, raw materials, services and sundry goods60/61€108k€83k▼

Remuneration, social security and pensions62-€7k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=

Other operating charges640/8€2k€1k▼

Gross operating margin9900€-7k€10k▲

Operating profit (loss)9901€-10k€636▲

Financial charges65/66B€70€150▲

Recurring financial charges65€70€150▲

Profit (loss) for the period before taxes9903€-10k€486▲

Income taxes67/77€7-

Profit (loss) for the period9904€-10k€486▲

Profit (loss) for the period to be appropriated9905€-10k€486▲

Appropriation of the result

Profit (loss) to be appropriated9906€-2k€-1k▲

Profit (loss) brought forward from the previous period14P€8k€-2k▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 3Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

28-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 28 days late

2025

31-12

Financial Back to profitnet €486

Net result €486 after one loss-making year.

09-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 40 days late

2024

31-12

Financial Weakest financial yearnet €-10k ▼1822%

Net result drops to €-10k, the lowest in the series; recovery starts the following year.

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

2023

22-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 22 days late

2022

31-12

Financial Back to profitnet €1k

Net result €1k after one loss-making year.

18-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

16-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2026

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

17-03-2026 TAYBI Bilal: Resigned as Director

07-01-2026 TAYBI Abdelhalim: Resigned as Director

31-12-2024 TAYBI Belgacem: Resigned as Director

Location & real-estate footprint

Registered office, Schaarbeek · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Daillylaan 2571030 Schaarbeek

Ground area

329 m²

Building footprint