TAY TAY
ActiveTAY TAY has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €50k. Equity is growing by ~46% per year across the filed fiscal years. Its solvency ranks better than 88% of 7757 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+59
Solvency100▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.85 against 2.62 in 2024; short-term debt: 19.8% and cash: 9.3% of total assets), and 19.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.2%
Return on assets
36.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
14 d early
2023
30 d late
2022
70 d late
2021
31 d late
2020
31 d late
2019
58 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€111k▲ 82.6%
2024 · €61k
2018: €-325
2019: €17k
2020: €29k
2021: €21k
2022: €23k
2023: €59k
2024: €61k
2018 → 2025
Total assets
€138k▲ 40.9%
2024 · €98k
2018: €1k
2019: €22k
2020: €74k
2021: €26k
2022: €24k
2023: €100k
2024: €98k
2018 → 2025
Net result
€50k▲ 3,142%
2024 · €2k
2018: €-7k
2019: €16k
2020: €12k
2021: €-8k
2022: €2k
2023: €36k
2024: €2k
2018 → 2025
Working capital
€105k▲ 73.5%
2024 · €61k
2018: €-325
2019: €15k
2020: €24k
2021: €19k
2022: €23k
2023: €59k
2024: €61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€23k▲ 11.0%€59k▲ 153%€61k▲ 2.6%€111k▲ 82.6%
Operating result€-8k-€3k€46k▲ 1,378%€3k▼ 94.3%€65k▲ 2,360%
Net result€-8k-€2k€36k▲ 1,442%€2k▼ 95.7%€50k▲ 3,142%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,360% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€6k▲ 5,600%
Current assets
€132k▲ 35.2%
Equity and liabilities €138k
Equity
€111k▲ 82.6%
Debt
€27k▼ 26.9%
The debt ratio falls from 38.1% to 19.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€66k
Cash flow
€51k
Solvency
80.2%▲
2024 · 61.9%
Current ratio
4.85▲
2024 · 2.62
Quick ratio
4.85▲
2024 · 2.62
Debt / equity
0.25▼
2024 · 0.62
ROE
45.2%▲
2024 · 2.5%
ROA
36.3%▲
2024 · 1.6%
Interest coverage
567.70
Debt
€27k▼
2024 · €37k
Debt ≤ 1 year
€27k▼
2024 · €37k
Income taxes
€14k▲
2024 · €582
Staff costs
€48k▼
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€98k€138k▲
Fixed assets21/28€100€6k▲
Tangible fixed assets22/27-€6k
Furniture and vehicles24-€6k
Financial fixed assets28€100€100=
Current assets29/58€98k€132k▲
Amounts receivable within one year40/41€84k€119k▲
Trade receivables40€34k€22k▼
Other amounts receivable41€51k€98k▲
Cash at bank and in hand54/58€13k€13k▼
Equity and liabilities
Total equity and liabilities10/49€98k€138k▲
Equity10/15€61k€111k▲
Contributions10/11€8k€8k=
Outside capital11€8k€8k=
Other1109/19€8k€8k=
Profit (loss) carried forward14€52k€102k▲
Amounts payable17/49€37k€27k▼
Amounts payable within one year42/48€37k€27k▼
Trade debts44€17k€3k▼
Suppliers440/4€17k€3k▼
Taxes, remuneration and social security45€20k€24k▲
Taxes450/3€13k€17k▲
Remuneration and social security454/9€7k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€56k€48k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Other operating charges640/8€190€682▲
Gross operating margin9900€59k€115k▲
Operating profit (loss)9901€3k€65k▲
Financial charges65/66B€501€116▼
Recurring financial charges65€501€116▼
Profit (loss) for the period before taxes9903€2k€65k▲
Income taxes67/77€582€14k▲
Profit (loss) for the period9904€2k€50k▲
Profit (loss) for the period to be appropriated9905€2k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52k€102k▲
Profit (loss) brought forward from the previous period14P€51k€52k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €50k ▲3142%
Operating result €65k, net result €50k, both a record.
31-12
Financial
Equity above €100kEq €111k ▲82.6%
4 profitable years in a row build equity to €111k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity times 9current ratio 40.22
Current ratio from 4.56 to 40.22; short-term debt falls from €5k to €581.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-8k ▼163%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 4.56
Current ratio from 1.53 to 4.56; short-term debt falls from €46k to €5k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
27-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 58 days late
2019
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 3.55
Current ratio from 0.80 to 3.55.
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-09-2022
COJOCARU CIPRIAN: Resigned as Director
15-09-2022
LAZAR DUMITRU: Resigned as Director
25-05-2018
Elamri Saïd: Resigned as Manager
25-05-2018
Elamri Saïd: Resigned as Managing director
25-05-2018
Hamouchi Nordine: Resigned as Manager
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keizerslaan 101000 BrusselGround area
6,841 m²
Building footprint
1,412 m²
Volume, LiDAR
44,229 m³
2 parcels, Brussels · tallest building 39.0 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
Tay Tay
since 20162.258.250.466
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0105/00C000 | Brussels | 6,171 m² | 1 · 923 m² | 39.0 m · 12 fl. |
| 21808H1778/00D000 | Brussels | 670 m² | 1 · 488 m² | 27.7 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CHELSEA MANAGEMENT
BE 0834.115.965
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MENTOR
BE 0787.304.854
Sint-Truiden · Eq €111k
PLAKWERKEN ANDRIES
BE 0425.588.488
Ichtegem · Eq €111k
EURO BUSINESS
BE 0684.543.054
Sint-Jans-Molenbeek · Eq €111k
ANROZ
BE 0734.640.683
Brussel · Eq €111k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,221 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-12-2012
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43990Other specialised construction activities
43999Specialised construction activities
46711Wholesale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.