TAVIS & Co is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €238k and a net result of €164k. Its solvency ranks better than 31% of 6156 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 19-12-2024, 132 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
132 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€238k
Net result
€164k
Total assets
€765k
Solvency
31.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €765k
Fixed assets
€93k
Current assets
€672k
Equity and liabilities €765k
Equity
€238k
Debt
€527k
Debt finances 68.9% of the balance-sheet total.
Key figures and ratios
Solvency
31.1%
ROE
68.8%
ROA
21.4%
Debt
€527k
Debt ≤ 1 year
€524k
Debt > 1 year
€4k
Income taxes
€34k
Staff costs
€1.86M
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€765k
Fixed assets21/28€93k
Tangible fixed assets22/27€9k
Furniture and vehicles24€9k
Financial fixed assets28€84k
Current assets29/58€672k
Amounts receivable within one year40/41€669k
Trade receivables40€336k
Other amounts receivable41€334k
Cash at bank and in hand54/58€2k
Deferred charges and accrued income490/1€961
Equity and liabilities
Total equity and liabilities10/49€765k
Equity10/15€238k
Contributions10/11€4k
Reserves13€234k
Tax-exempt reserves132€10k
Distributable reserves133€225k
Amounts payable17/49€527k
Amounts payable after more than one year17€4k
Financial debts170/4€4k
Amounts payable within one year42/48€524k
Current portion of amounts payable after more than one year42€3k
Financial debts43€3k
Credit institutions430/8€3k
Trade debts44€135k
Suppliers440/4€135k
Taxes, remuneration and social security45€370k
Taxes450/3€157k
Remuneration and social security454/9€213k
Other amounts payable47/48€13k
Income statement
Code2024
Remuneration, social security and pensions62€1.86M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k
Other operating charges640/8€9k
Gross operating margin9900€1.91M
Operating profit (loss)9901€38k
Financial income75/76B€162k
Recurring financial income75€162k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€198k
Income taxes67/77€34k
Profit (loss) for the period9904€164k
Profit (loss) for the period to be appropriated9905€164k
Appropriation of the result
Profit (loss) to be appropriated9906€164k
Transfer to equity691/2€164k
To other reserves6921€164k
Social balance
Average headcount (FTE)908718.0
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pieter Verhaeghestraat 268520 KuurneGround area
1.3 ha
Building footprint
4,179 m²
Volume, LiDAR
12,342 m³
Parcel 34023A0504/00A000, Flanders · tallest building 22.7 m. Linked by address, not a title deed.
1 establishment unit
TAVIS & Co
since 20242.363.443.503
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023A0504/00A000 | Flanders | 1.3 ha | 1 · 4,179 m² | 22.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 4,898 EUR awarded · 4,808 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 4,737 EUR | 4,647 EUR |
| 2024 | 1 | 161 EUR | 161 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 13,608 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2024
Fiscal year end30-09
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.