TAVERNE 44
ActiveThe computed 12-month bankruptcy probability of TAVERNE 44 is 3.2% (moderate). For TAVERNE 44, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €29k and a net result of €19k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 49% of 18940 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2022
Profitability92▲+23
Solvency53▲+33
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27.9%
Return on assets
18.8%
Age of the figures
27 mo
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 230 days later.
NBB · 6 filingsPosition against the passed deadline
30-06-2025 close31-01-2026 deadline18-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 13-02-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not filed
2024
13 d late
2022
21 d late
2021
14 d late
2020
22 d late
2019
20 d late
2018
147 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€29k
2022 · €-3k
2019: €9k
2020: €-805
2021: €-3k
2022: €-3k
2019 → 2024
Total assets
€102k▲ 70.8%
2022 · €60k
2019: €63k
2020: €64k
2021: €42k
2022: €60k
2019 → 2024
Net result
€19k▲ 32,541%
2022 · €59
2019: €4k
2020: €-8k
2021: €-2k
2022: €59
2019 → 2024
Working capital
€-12k▲ 61.5%
2022 · €-32k
2019: €-27k
2020: €7k
2021: €-10k
2022: €-32k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222024Trend
Equity€9k-€-805€-3k▼ 301%€-3k▲ 1.8%€29k
Operating result€6k-€-4k€-57▲ 98.6%€2k€29k▲ 1,859%
Net result€4k-€-8k€-2k▲ 69.8%€59€19k▲ 32,541%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €29k in 2024, compared with €2k in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €102k
Fixed assets
€78k▲ 82.3%
Current assets
€24k▲ 41.9%
Equity and liabilities €102k
Equity
€29k
Debt
€74k
Debt finances 72.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€46k▲
2022 · €10k
Cash flow
€36k▲
2022 · €9k
Solvency
27.9%▲
2022 · -5.3%
Current ratio
0.66▲
2022 · 0.35
Quick ratio
0.47▲
2022 · 0.23
Debt / equity
2.58▲
2022 · -19.88
ROE
67.5%
ROA
18.8%▲
2022 · 0.1%
Interest coverage
8.30▲
2022 · 6.94
Debt
€74k▲
2022 · €63k
Debt ≤ 1 year
€36k▼
2022 · €49k
Debt > 1 year
€37k▲
2022 · €14k
Income taxes
€5k
Staff costs
€123k▲
2022 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2022
Balance sheet
Code20222024
Assets
Total assets20/58€60k€102k▲
Fixed assets21/28€43k€78k▲
Intangible fixed assets21€22k€55k▲
Tangible fixed assets22/27€21k€22k▲
Plant, machinery and equipment23€5k€12k▲
Furniture and vehicles24€15k€11k▼
Financial fixed assets28€344€1k▲
Current assets29/58€17k€24k▲
Stocks and contracts in progress3€6k€7k▲
Stocks30/36€6k€7k▲
Amounts receivable within one year40/41€3k€6k▲
Trade receivables40-€6k
Other amounts receivable41€3k-
Cash at bank and in hand54/58€8k€11k▲
Equity and liabilities
Total equity and liabilities10/49€60k€102k▲
Equity10/15€-3k€29k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-22k€10k▲
Amounts payable17/49€63k€74k▲
Amounts payable after more than one year17€14k€37k▲
Financial debts170/4€14k€37k▲
Amounts payable within one year42/48€49k€36k▼
Current portion of amounts payable after more than one year42€8k€10k▲
Trade debts44€11k€10k▼
Suppliers440/4€11k€10k▼
Taxes, remuneration and social security45€4k€9k▲
Taxes450/3€4k€8k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€25k€7k▼
Accrued charges and deferred income492/3-€57
Income statement
Code20222024
Remuneration, social security and pensions62€81k€123k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€17k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€95k€173k▲
Operating profit (loss)9901€2k€29k▲
Financial charges65/66B€1k€6k▲
Recurring financial charges65€1k€6k▲
Profit (loss) for the period before taxes9903€59€24k▲
Income taxes67/77-€5k
Profit (loss) for the period9904€59€19k▲
Profit (loss) for the period to be appropriated9905€59€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€10k▲
Profit (loss) brought forward from the previous period14P€-22k€-9k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
30-06
Financial
Highest result since 2019net €19k ▲32541%
Operating result €29k, net result €19k, both a record.
2023
21-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
30-06
Financial
Back to profitnet €59
Net result €59 after 2 loss-making years.
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
22-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 22 days late
2020
30-06
Financial
Weakest financial yearnet €-8k ▼310%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 1.35
Current ratio from 0.39 to 1.35; short-term debt falls from €45k to €20k.
20-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 147 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Tir 757000 MonsGround area
692 m²
Building footprint
79 m²
Volume, LiDAR
524 m³
2 parcels, Wallonia · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
TAVERNE 44
since 20152.248.490.979
LE 44 BIS
since 20232.351.016.912
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53075C0118/00X000 | Wallonia | 643 m² | 1 · 28 m² | - |
| 53404B0693/00W006 | Wallonia | 49 m² | 1 · 51 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesMons2.248.490.979
Saint-Ghislain2.351.016.912
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JU-TI
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ADIERI
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 4,089 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2015
Fiscal year end30-06
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.