TARTENCO
ActiveTARTENCO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €15k and a net result of €3k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 27% of 9518 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability58▼-16
Solvency47▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.16 in 2023; short-term debt: 77.9% and cash: 7.7% of total assets), and 77.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22.1%
Return on assets
4.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
26 d late
2022
30 d late
2021
22 d late
2020
30 d late
2019
38 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€15k▲ 13.1%
2023 · €13k
2018: €10k
2019: €10k
2020: €10k
2021: €10k
2022: €10k
2023: €13k
2018 → 2024
Total assets
€67k▼ 0.3%
2023 · €67k
2018: €60k
2019: €44k
2020: €49k
2021: €51k
2022: €59k
2023: €67k
2018 → 2024
Net result
€3k▲ 22.5%
2023 · €3k
2018: €4k
2019: €4k
2020: €4k
2021: €4k
2022: €3k
2023: €3k
2018 → 2024
Working capital
€13k▲ 57.9%
2023 · €8k
2018: €6k
2019: €8k
2020: €9k
2021: €9k
2022: €-4k
2023: €8k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€10k-€10k▲ 0.5%€10k▲ 1.9%€13k▲ 25.4%€15k▲ 13.1%
Operating result€8k-€9k▲ 8.9%€8k▼ 3.4%€8k▼ 0.8%€9k▲ 4.4%
Net result€4k-€4k▲ 6.0%€3k▼ 11.8%€3k▼ 21.9%€3k▲ 22.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 4% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €67k
Fixed assets
€2k▼ 67.8%
Current assets
€66k▲ 4.7%
Equity and liabilities €67k
Equity
€15k▲ 13.1%
Debt
€52k▼ 3.5%
The debt ratio falls from 80.6% to 77.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▼
2023 · €18k
Cash flow
€6k▼
2023 · €12k
Solvency
22.1%▲
2023 · 19.4%
Current ratio
1.25▲
2023 · 1.16
Quick ratio
1.25▲
2023 · 1.16
Debt / equity
3.53▼
2023 · 4.14
ROE
21.9%▲
2023 · 20.2%
ROA
4.8%▲
2023 · 3.9%
Interest coverage
4.02▼
2023 · 9.30
Debt
€52k▼
2023 · €54k
Debt ≤ 1 year
€52k▼
2023 · €54k
Income taxes
€3k▼
2023 · €4k
Staff costs
€45k▲
2023 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€67k€67k▼
Fixed assets21/28€5k€2k▼
Tangible fixed assets22/27€5k€2k▼
Land and buildings22€2k€2k=
Furniture and vehicles24€3k€0▼
Current assets29/58€63k€66k▲
Amounts receivable within one year40/41€20k€15k▼
Trade receivables40€18k€9k▼
Other amounts receivable41€2k€6k▲
Current investments50/53€37k€46k▲
Cash at bank and in hand54/58€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€67k€67k▼
Equity10/15€13k€15k▲
Contributions10/11€6k€6k=
Reserves13€7k€9k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€5k€7k▲
Amounts payable17/49€54k€52k▼
Amounts payable within one year42/48€54k€52k▼
Trade debts44€11k€9k▼
Suppliers440/4€11k€9k▼
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€4k€824▼
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€34k€38k▲
Income statement
Code20232024
Remuneration, social security and pensions62€43k€45k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€3k▼
Other operating charges640/8€870€899▲
Gross operating margin9900€62k€58k▼
Operating profit (loss)9901€8k€9k▲
Financial income75/76B€5€441▲
Recurring financial income75€5€441▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€6k€6k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€3k€3k▲
Profit (loss) for the period to be appropriated9905€3k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€3k▲
Transfer to equity691/2€3k€2k▼
To other reserves6921€3k€2k▼
Profit to be distributed694/7-€800
Return on contributions (dividend)694-€800
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €3k ▼21.9%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
31-12
Financial
Highest result since 2018net €4k ▲9.4%
Net result €4k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 42 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Hubert · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Lhomme, Poix 116870 Saint-HubertGround area
6,805 m²
Parcel 84027A0025/00C004, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de la Lhomme, Poix 11, 6870 Saint-Hubert
since 19922.058.427.496
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84027A0025/00C004 | Wallonia | 6,805 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,398. 5,262 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-1992
Fiscal year end31-12
Activities, NACEBEL
69202Legal and accounting activities
69209Other tax advisory services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.