TARMID

Active

Private limited company (pre-2019)founded 201213 yrs activeOpzichterstraat 284, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0501.561.660

The computed 12-month bankruptcy probability of TARMID is 3.3% (moderate). The 2025 annual accounts show equity of €14k and a net result of €-819. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 78% of 13090 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

70 / 100

Healthy▲ +5 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0=

Solvency99▼-1

Growth78=

Stability100

Bankruptcy probability, 12 months

3.3% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity ample (current ratio 2.76 against 5.36 in 2024), and 36.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

63.8%

Return on assets

-3.9%

Age of the figures

9 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

34 d late

2024

70 d late

2023

54 d late

2022

59 d late

2019

93 d late

2018

61 d late

2017

30 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€-819▲ 48.2%

2024 · €-2k

2018: €-5k 2019: €10k 2022: €-11k 2023: €3k 2024: €-2k

2018 → 2025

Working capital

€14k▼ 5.7%

2024 · €14k

2018: €10k 2019: €20k 2022: €9k 2023: €13k 2024: €14k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20192022202320242025Trend

Equity€20k-€9k▼ 53.3%€13k▲ 34.8%€14k▲ 12.7%€14k▼ 5.7%

Operating result€14k-€-11k€3k€-1k€-620▲ 53.0%

Net result€10k-€-11k€3k€-2k€-819▲ 48.2%

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €620 in 2025 against €1k in 2024; the loss shrinks.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €21k

63.8%

36.2%

Equity €14k▼ 5.7%

Debt €8k▲ 134%

The debt ratio rises from 18.6% to 36.2%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

Solvency

63.8%▼

2024 · 81.4%

Current ratio

2.76▼

2024 · 5.36

Quick ratio

1.30▼

2024 · 2.87

Debt / equity

0.57▲

2024 · 0.23

ROE

-6.1%▲

2024 · -11.0%

ROA

-3.9%▲

2024 · -9.0%

Debt

€8k▲

2024 · €3k

Debt ≤ 1 year

€8k▲

2024 · €3k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€18k€21k▲

Current assets29/58€18k€21k▲

Stocks and contracts in progress3€8k€11k▲

Stocks30/36€8k€11k▲

Amounts receivable within one year40/41€8k€8k▲

Trade receivables40€6k€6k=

Other amounts receivable41€2k€2k▲

Cash at bank and in hand54/58€1k€2k▲

Equity and liabilities

Total equity and liabilities10/49€18k€21k▲

Equity10/15€14k€14k▼

Contributions10/11€19k€19k=

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Profit (loss) carried forward14€-6k€-7k▼

Amounts payable17/49€3k€8k▲

Amounts payable within one year42/48€3k€8k▲

Trade debts44€2k€5k▲

Suppliers440/4€2k€5k▲

Taxes, remuneration and social security45€1k€3k▲

Remuneration and social security454/9€1k€3k▲

Other amounts payable47/48€97€97=

Income statement Code20242025

Other operating charges640/8€1k€618▼

Gross operating margin9900€-308€-2▲

Operating profit (loss)9901€-1k€-620▲

Financial charges65/66B€261€199▼

Recurring financial charges65€261€199▼

Profit (loss) for the period before taxes9903€-2k€-819▲

Profit (loss) for the period9904€-2k€-819▲

Profit (loss) for the period to be appropriated9905€-2k€-819▲

Appropriation of the result

Profit (loss) to be appropriated9906€-6k€-7k▼

Profit (loss) brought forward from the previous period14P€-5k€-6k▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

03-09

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 34 days late

2025

09-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 70 days late

2024

23-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 54 days late

2023

31-12

Financial Back to profitnet €3k

Net result €3k after one loss-making year.

28-09

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 59 days late

2022

31-12

Financial Weakest financial yearnet €-11k ▼213%

Net result drops to €-11k, the lowest in the series; recovery starts the following year.

2020

01-11

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 93 days late

2019

31-12

Financial Back to profitnet €10k

Net result €10k after one loss-making year.

31-12

Financial Liquidity triplescurrent ratio 6.58

Current ratio from 2.61 to 6.58; short-term debt falls from €6k to €4k.

30-09

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 61 days late

2018

30-08

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 30 days late

2017

30-08

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 30 days late

2016

30-08

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 30 days late

2014

15-07

NBB filing Annual accounts filed

fiscal year 2013 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2012

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Opzichterstraat 2841080 Sint-Jans-Molenbeek

Ground area

76 m²

Building footprint

75 m²

Volume, LiDAR

1,226 m³

Parcel 21012A0036/00C004, Brussels · tallest building 19.3 m, ±6 floors. Linked by address, not a title deed.

1 establishment unit

BADES

Opzichterstraat 284, 1080 Sint-Jans-MolenbeekFood and beverage service activities

since 20122.214.451.996

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21012A0036/00C004	Brussels	76 m²	1 · 75 m²	19.3 m · 6 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Sint-Jans-Molenbeek2.214.451.996

1 permission

Toelating · Eetgelegenheid · since 12-12-2012

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Fritstation Centraal bis

Of 21,627 companies in sector 56112 we hold annual accounts for 9,656. 7,444 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company (pre-2019)

Founded27-11-2012

Fiscal year end31-12

Activities, NACEBEL

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.