Checked.be
Active
BE 0795.273.009Private limited company
TARMAC
Paul Nicoulaan(E) 9 ·3630 Maasmechelen, Belgium· 3 yrs active
Sector: Wholesale of cars and light vans (up to 3.5 tonnes)
(46711)
Conclusion
The computed 12-month bankruptcy probability of TARMAC is 2.9% (moderate). The 2024 annual accounts show equity of €7k and a net result of €-11k. Its solvency ranks better than 76% of 15880 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €7k |
| Net result | €-11k |
| Better than sector | 76% |
| Active | 3 yrs |
Financial profile
54
/ 100
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
42
Profitability
3
Solvency
100
Growth
32
Stability
94
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
42
/ 100
Weak
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€500
estimate, not credit advice
Score history
93
2023
42
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 2.45 (≥ 1.5)
+10
Quick ratio
Quick ratio 2.45 (≥ 1.0)
+5
Leverage
Debt/equity 0.39 (< 1.0)
+10
Profitability
Negatieve ROE -160%
-10
EBITDA margin
Negatieve EBITDA-marge
-10
Interest coverage
Interest coverage -48.8× (< 1.5×)
-10
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro schema
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 72.1% | 39.5% | |
| Net result | €-11k | €5k | |
| Equity | €7k | €56k | |
| Gross operating margin | €-7k | €26k | |
| Total assets | €9k | €175k |
€330k
-
23-24
€-10k
-
23-24
€-11k
-
23-24
€-10k
-
23-24
€9k
-69.8%
23-24
€7k
-61.6%
23-24
€4k
-77.5%
23-24
€2k
-
23-24
€3k
-80.5%
23-24
€3k
-80.5%
23-24
2.45
+8.7%
23-24
2.45
+8.7%
23-24
72.1%
+27.1%
23-24
0.39
-49.3%
23-24
-160.3%
-
23-24
-115.5%
-
23-24
-3.3%
-
23-24
-2.9%
-
23-24
-48.75
-
23-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 |
|---|---|---|
| Deposit | micro schema | micro schema |
| Revenue | €330k | - |
| EBITDA | €-10k | €10k |
| Net profit | €-11k | €8k |
| Cash flow | €-10k | €8k |
| Staff costs | - | - |
| Income taxes | - | €2k |
| Dividends | - | - |
| Total assets | €9k | €31k |
| Equity | €7k | €18k |
| Debt | €3k | €13k |
| of which ≤ 1y | €3k | €13k |
| of which > 1y | - | - |
| Working capital | €4k | €17k |
| Employees (FTE) | - | - |
Ratios (computed)
| 2024 | 2023 | |
|---|---|---|
| Current ratio | 2.45 | 2.25 |
| Quick ratio | 2.45 | 2.25 |
| Working capital ratio | 40.5% | 54.3% |
| Solvency | 72.1% | 56.7% |
| Debt / equity | 0.39 | 0.76 |
| Long-term debt ratio | - | - |
| Interest coverage | -48.75 | 85.81 |
| Gross margin | -4.3% | - |
| Net margin | -3.3% | - |
| ROA | -115.5% | 24.3% |
| ROE | -160.3% | 42.9% |
| EBITDA margin | -2.9% | - |
| Days sales outstanding | 3d | - |
| Days payable outstanding | 1d | - |
| Inventory turnover | - | - |
| Days inventory (DSI) | - | - |
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 |
|---|---|---|---|
| Balance sheet, Assets | |||
| TOTAL ASSETS | 20/58 | €9k | €31k |
| Fixed assets | 21/28 | €3k | €740 |
| Tangible fixed assets | 22/27 | €3k | €740 |
| Current assets | 29/58 | €6k | €30k |
| Amounts receivable within one year | 40/41 | €6k | €22k |
| Cash & bank | 54/58 | €25 | €8k |
| Balance sheet, Equity & liabilities | |||
| TOTAL EQUITY & LIABILITIES | 10/49 | €9k | €31k |
| Equity | 10/15 | €7k | €18k |
| Contributions / capital | 10/11 | €10k | €10k |
| Reserves | 13 | €8k | €8k |
| Accumulated profits (losses) | 14 | €-11k | - |
| Amounts payable | 17/49 | €3k | €13k |
| Amounts payable within one year | 42/48 | €3k | €13k |
| Trade debts payable within one year | 44 | €1k | €2k |
| Income statement | |||
| Turnover | 70 | €330k | - |
| Gross operating margin | 9900 | €-7k | €12k |
| Operating result | 9901 | €-11k | €10k |
| Financial income | 75 | €3 | €1 |
| Financial charges | 65 | €195 | €114 |
| Result before taxes | 9903 | €-11k | €10k |
| Income taxes | 67/77 | - | €2k |
| Net result for the period | 9904 | €-11k | €8k |
| Result to be appropriated | 9905 | €-11k | €8k |
Directors & mandates
Current directors & mandates
-
Ismail AydinDirectorState Gazette act 25033938 (11-03-2025)Current11-03-2025 → present
Former directors (1)
-
Gökan AydinDirectorState Gazette act 25033938 (11-03-2025)Former- → 01-08-2024
Legal Structure
| NACE primary | Wholesale of cars and light vans (up to 3.5 tonnes)(46711) |
| Legal form | Private limited company(610) |
| Incorporation | 22-12-2022 |
| Status | Active |
| Postal code | 3630 |
Establishment units
TARMAC
since 20232.340.141.034
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73013C0355/00A000 | Flanders | 1,014 m² | 1 · 159 m² | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
11-03
State Gazette act
Director changes
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
State Gazette actNBB filing
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 1 year ago
2025
11-03-2025 1 director appointed, 1 resigning
- Ismail Aydin, Bestuurder
- Gökan Aydin, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Ismail Aydin",
"address": "Sneppenlaan 14, Maasmechelen",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "De heer Ismail Aydin, wonende te Maasmechelen, Sneppenlaan 14 wordt tot bestuurder benoemd.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "G\u00F6kan Aydin",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": false,
"effective_date": "2024-08-01",
"evidence_quote": "Het mandaat van de heer G\u00F6kan Aydin als bestuurder is onbezoldigd sedert 1 augustus 2024.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-03-11",
"filing_date": "2025-03-04",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "bijzondere_algemene_vergadering",
"date": "2025-02-21",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0795.273.009",
"name_full": "TARMAC",
"legal_form": "BESLOTEN VENNOOTSCHAP"
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [],
"corrected_publication_numac": null
}Credit advice
Company registry (CBE)
Activities
Wholesale of cars and light vans (up to 3.5 tonnes)46711Retail sale of cars and light vans (up to 3.5 tonnes)47811Other business support services82990
Names & trade names
| Legal nameNL | TARMAC |
Similar companies
GLOBAL CAR SERVICE EUPEN
BE 0738.770.509 · Eupen
Atlas Auto's
BE 0834.985.896 · Lanaken
DLB Motors
BE 0653.748.425 · Beveren-Kruibeke-Zwijndrecht
bestcars4me.eu
BE 0641.730.323 · Roeselare
Verheyden Loïc
BE 0794.915.790 · Houthalen-Helchteren