TARACCI THREE
ActiveTARACCI THREE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €-4k. Equity is growing by ~29.2% per year across the filed fiscal years. Its solvency ranks better than 38% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-22
Solvency45▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.16 against 3.22 in 2024; short-term debt: 31.4% and cash: 19% of total assets), but 80% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20%
Return on assets
-3.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
5 d early
2023
12 d early
2022
13 d early
2021
13 d early
2020
32 d early
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€124k
EBIT margin
27.9%
Net result
€-4k▼ 486%
2024 · €-640
2018: €31k
2019: €9k
2020: €-17k
2021: €-168
2022: €26k
2023: €22k
2024: €-640
2018 → 2025
Working capital
€67k▼ 6.2%
2024 · €71k
2018: €-16k
2019: €-7k
2020: €-24k
2021: €-24k
2022: €45k
2023: €73k
2024: €71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-24k-€2k€24k▲ 1,171%€24k▼ 2.6%€20k▼ 15.9%
Operating result€894-€28k▲ 2,997%€27k▼ 2.3%€1k▼ 94.7%€-2k
Net result€-168-€26k€22k▼ 13.0%€-640€-4k▼ 486%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €1k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€722
Current assets
€98k
Equity and liabilities €99k
Equity
€20k▼ 15.9%
Debt
€79k▼ 1.4%
The debt ratio rises from 77.3% to 80.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k
Cash flow
€-4k
Solvency
20.0%▼
2024 · 22.7%
Current ratio
3.16▼
2024 · 3.22
Quick ratio
0.72▼
2024 · 0.84
Debt / equity
3.99▲
2024 · 3.40
ROE
-19.0%▼
2024 · -2.7%
ROA
-3.8%▼
2024 · -0.6%
Interest coverage
-1.74
Debt
€79k▼
2024 · €80k
Debt ≤ 1 year
€31k▼
2024 · €32k
Debt > 1 year
€48k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€99k▼
Fixed assets21/28€0€722▲
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€0€722▲
Furniture and vehicles24€0€722▲
Other tangible fixed assets26€0€0=
Current assets29/58€103k€98k▼
Stocks and contracts in progress3€76k€76k▼
Stocks30/36€76k€76k▼
Amounts receivable within one year40/41€3k€4k▲
Trade receivables40€300€2k▲
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€24k€19k▼
Deferred charges and accrued income490/1€395-
Equity and liabilities
Total equity and liabilities10/49€103k€99k▼
Equity10/15€24k€20k▼
Contributions10/11€30k€30k=
Profit (loss) carried forward14€-6k€-10k▼
Amounts payable17/49€80k€79k▼
Amounts payable after more than one year17€48k€48k▲
Other amounts payable178/9€48k€48k▲
Amounts payable within one year42/48€32k€31k▼
Trade debts44€30k€27k▼
Suppliers440/4€30k€27k▼
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€128
Other operating charges640/8€25€100▲
Gross operating margin9900€1k€-2k▼
Operating profit (loss)9901€1k€-2k▼
Financial income75/76B€34-
Recurring financial income75€34-
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-501€-4k▼
Income taxes67/77€140-
Profit (loss) for the period9904€-640€-4k▼
Profit (loss) for the period to be appropriated9905€-640€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-10k▼
Profit (loss) brought forward from the previous period14P€-6k€-6k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
23-02
State Gazette act
RestructuringMerger · Accounting effect · Corporate purpose9 facts ▸
State Gazette act
Restructuring
Merger · Accounting effect · Corporate purpose9 facts ▸
- Merger, fusion simplifiée, comptes arrêtés au 30 novembre 2025
- Accounting effect, 2025-12-01
- Corporate purpose, La société a pour objet, pour compte propre, pour compte de tiers ou en participation avec des tiers, en Belgique ou à l'étranger: A. L'achat, la vente, l'impor…
- Corporate purpose, La société a pour objet, pour compte propre, pour compte de tiers ou en participation avec des tiers, en Belgique ou à l'étranger: A. L'achat, la vente, l'impor…
- Ownership, 100%
- Ownership, 300 actions
- Merger condition, no cash consideration (soulte)
- Merger condition, no new shares created
- Meeting, 2026-03-15
2025
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 4.65
Current ratio from 2.20 to 4.65; short-term debt falls from €37k to €20k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €26k
Net result €26k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.20
Current ratio from 0.69 to 2.20; short-term debt falls from €76k to €37k.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-17k ▼282%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
07-11-2019
Resigned as Managing director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grasmarkt 421000 BrusselGround area
147 m²
Building footprint
49 m²
Volume, LiDAR
698 m³
Parcel 21802B1227/00C000, Brussels · tallest building 15.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Grasmarkt 42, 1000 Brussel
since 20082.237.716.952
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B1227/00C000 | Brussels | 147 m² | 1 · 49 m² | 15.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Acquisitions and mergers
1 transactionTook over:Taracci International
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Of 6,501 companies in sector 47716 we hold annual accounts for 2,440. 1,570 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2008
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.