Checked.be
Active
BE 0882.563.012Private limited company (pre-2019)
TAPIS-CLEAN
Rue Fétis 9 ·5500 Dinant, Belgium· 20 yrs active
Sector: Personal service activities
(96101)
Conclusion
TAPIS-CLEAN has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €517k and a net result of €69k. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 93% of 4350 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €517k |
| Net result | €69k |
| Staff (FTE) | 6 |
| Better than sector | 93% |
Financial profile
86
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
83
Profitability
67
Solvency
100
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 2006, 20 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
83
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€45k
estimate, not credit advice
Score history
81
2022
100
2023
93
2024
83
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 4.72 (≥ 1.5)
+10
Quick ratio
Quick ratio 4.69 (≥ 1.0)
+5
Leverage
Debt/equity 0.16 (< 1.0)
+10
Profitability
ROE 13% (≥ 10%)
+10
Interest coverage
Interest coverage -23.4× (< 1.5×)
-10
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 28-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~18.4%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 96, Personal service activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 86.0% | 28.3% | |
| Net result | €69k | €3k | |
| Equity | €517k | €17k | |
| Gross operating margin | €371k | €28k | |
| Staff costs | €215k | €43k |
€141k
-8.1%
22-25
€69k
+4.2%
22-25
€136k
+15.8%
22-25
€601k
+7.3%
22-25
€517k
+15.8%
22-25
€286k
+72.8%
22-25
6
+3.4%
22-25
€215k
+3.0%
22-25
€23k
-9.8%
22-25
€84k
-26.0%
22-25
€77k
-21.1%
22-25
€7k
-56.2%
22-25
4.72
+74.8%
22-25
4.69
+75.1%
22-25
86.0%
+7.9%
22-25
0.16
-36.1%
22-25
13.4%
-10.0%
22-25
11.5%
-2.9%
22-25
-23.42
-
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €141k | €154k | €172k | €107k |
| Net profit | €69k | €66k | €106k | €9k |
| Cash flow | €136k | €117k | €137k | €48k |
| Staff costs | €215k | €208k | €204k | €179k |
| Income taxes | €23k | €26k | €30k | €17k |
| Dividends | - | - | - | - |
| Total assets | €601k | €560k | €461k | €383k |
| Equity | €517k | €446k | €378k | €272k |
| Debt | €84k | €114k | €83k | €111k |
| of which ≤ 1y | €77k | €98k | €59k | €109k |
| of which > 1y | €7k | €16k | €25k | €2k |
| Working capital | €286k | €166k | €222k | €169k |
| Employees (FTE) | 6.0 | 5.8 | 5.7 | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 4.72 | 2.70 | 4.78 | 2.55 |
| Quick ratio | 4.69 | 2.68 | 4.74 | 2.53 |
| Working capital ratio | 47.6% | 29.6% | 48.0% | 44.1% |
| Solvency | 86.0% | 79.7% | 81.9% | 71.1% |
| Debt / equity | 0.16 | 0.25 | 0.22 | 0.41 |
| Long-term debt ratio | 0.01 | 0.04 | 0.07 | 0.01 |
| Interest coverage | -23.42 | 10.48 | 33.50 | 2.51 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 11.5% | 11.9% | 22.9% | 2.2% |
| ROE | 13.4% | 14.9% | 27.9% | 3.1% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €601k | €560k | €461k | €383k |
| Fixed assets | 21/28 | €237k | €296k | €181k | €105k |
| Tangible fixed assets | 22/27 | €237k | €296k | €181k | €105k |
| Current assets | 29/58 | €363k | €263k | €280k | €278k |
| Stocks & contracts in progress | 3 | €2k | €2k | €2k | €3k |
| Amounts receivable within one year | 40/41 | €93k | €80k | €64k | €60k |
| Investments | 50/53 | €55k | €37k | €36k | €49k |
| Cash & bank | 54/58 | €211k | €141k | €178k | €163k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €601k | €560k | €461k | €383k |
| Equity | 10/15 | €517k | €446k | €378k | €272k |
| Contributions / capital | 10/11 | €28k | €28k | €28k | €28k |
| Reserves | 13 | €486k | €417k | €350k | €245k |
| Amounts payable | 17/49 | €84k | €114k | €83k | €111k |
| Amounts payable after one year | 17 | €7k | €16k | €25k | €2k |
| Amounts payable within one year | 42/48 | €77k | €98k | €59k | €109k |
| Trade debts payable within one year | 44 | €9k | €14k | €9k | €34k |
| Income statement | |||||
| Gross operating margin | 9900 | €371k | €372k | €380k | €289k |
| Operating result | 9901 | €75k | €103k | €141k | €67k |
| Financial income | 75 | €129 | €4k | €474 | €976 |
| Financial charges | 65 | €-6k | €15k | €5k | €43k |
| Result before taxes | 9903 | €92k | €92k | €136k | €26k |
| Income taxes | 67/77 | €23k | €26k | €30k | €17k |
| Net result for the period | 9904 | €69k | €66k | €106k | €9k |
| Result to be appropriated | 9905 | €69k | €66k | €106k | €9k |
Legal Structure
| NACE primary | Personal service activities(96101) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 14-07-2006 |
| Status | Active |
| Postal code | 5500 |
Establishment units
Tapis Clean
since 20062.155.448.381
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91244A0001/00G002 | Wallonia | 525 m² | 1 · 317 m² | 7.9 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Equity above €500kEq €517k ▲15.8%
4 profitable years in a row build equity to €517k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €106k ▲1138%
Operating result €141k, net result €106k, both a record.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Credit advice
Company registry (CBE)
Activities
9301193012Personal service activities96101Launderettes and laundries for private customers96102
Names & trade names
| Legal nameFR | TAPIS-CLEAN |
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