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TAFDILE

Active
Private limited company·Detailhandel in tweedehandskleding· 2 yrs active
Waterlose Steenweg 248 ·1060 Sint-Gillis (bij-Brussel), Belgium
KBO/BCE: BE 1000.965.665
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Age2 yrs
Real estate2 parcels · 198 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TAFDILE is 4.7% (elevated). The 2024 annual accounts show equity of €42k and a net result of €33k. Its solvency ranks better than 88% of 6722 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.7% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate region +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 88% of 6722 peers (2024). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 31-08-2025 31 d late 2025-00482091

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€33k
Working capital€30k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 69.8% 20.4%
better than 88% of 6722 sector peers
Net result €33k €4k
better than 83% of 6703 sector peers
Equity €42k €16k
better than 68% of 6737 sector peers
Gross operating margin €51k €24k
better than 66% of 6682 sector peers
Staff costs €10k €33k
higher than 25% of 3049 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€41k
Net profit€33k
Cash flow€34k
Staff costs€10k
Income taxes€3k
Dividends-
Total assets€60k
Equity€42k
Debt€18k
of which ≤ 1y€18k
of which > 1y-
Working capital€30k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.65
Quick ratio2.65
Working capital ratio49.8%
Solvency69.8%
Debt / equity0.43
Long-term debt ratio-
Interest coverage12.49
Gross margin-
Net margin-
ROA55.6%
ROE79.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€60k
Fixed assets 21/28€12k
Tangible fixed assets 22/27€6k
Financial fixed assets 28€6k
Current assets 29/58€48k
Cash & bank 54/58€48k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€60k
Equity 10/15€42k
Contributions / capital 10/11€9k
Reserves 13€33k
Accumulated profits (losses) 14€323
Amounts payable 17/49€18k
Amounts payable within one year 42/48€18k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€51k
Operating result 9901€40k
Financial charges 65€3k
Result before taxes 9903€37k
Income taxes 67/77€3k
Net result for the period 9904€33k
Result to be appropriated 9905€33k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Waterlose Steenweg 2481060 Sint-Gillis (bij-Brussel)

Establishment units

2 locations
Trucafrip
Waterlose Steenweg 248, 1060 Sint-Gillis (bij-Brussel)Detailhandel in spellen en speelgoed
since 20232.350.787.377
TAFDILE
Zuidstraat 90, 1000 BrusselDetailhandel in overige sportartikelen
since 20252.374.432.811
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area198 m²
Buildings2
Building footprint124 m²
Volume (LiDAR)1,637 m³
Tallest building17.7 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21013B0317/00V003
ProtectedArchitectural ensembleGeheel van art-nouveauhuizenSource ↗
 Brussels 163 m² 1 · 89 m² 17.1 m · 5 fl.
21004A0212/00L000 Brussels 34 m² 1 · 34 m² 17.7 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health93Profitability100Solvency100Growth-Stability67
90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 67

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 31 of the 940 companies in this sector. 23 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in tweedehandskleding47792Detailhandel in overige sportartikelen47639Detailhandel in sport- en kampeerartikelen in gespecialiseerde winkels47640Detailhandel in onderkleding, lingerie en strand- en badkleding47714Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Detailhandel in andere tweedehandsgoederen, muv tweedehandskleding47793Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameFR TAFDILE
Registered office
Waterlose Steenweg 248
1060 Sint-Gillis (bij-Brussel), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.