taEra
ActiveSummary
taEra has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98k and a net result of €21k. Equity is growing by ~27.5% per year across the filed fiscal years. Its solvency ranks better than 70% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+4
Solvency100▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.96 against 2.92 in 2024; short-term debt: 25.4% and cash: 41.7% of total assets), and 25.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.6%
Return on assets
16%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
43 d early
2023
141 d early
2022
105 d early
2021
18 d early
2020
54 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€21k▲ 44.7%
2024 · €14k
2018: €4k
2019: €-5k
2020: €32k
2021: €-9k
2022: €-16k
2023: €42k
2024: €14k
2018 → 2025
Working capital
€65k▲ 31.1%
2024 · €50k
2018: €15k
2019: €9k
2020: €41k
2021: €12k
2022: €-6k
2023: €37k
2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€20k▼ 43.8%€62k▲ 209%€77k▲ 23.2%€98k▲ 27.3%
Operating result€-6k-€-14k▼ 127%€54k€21k▼ 61.4%€34k▲ 65.9%
Net result€-9k-€-16k▼ 74.9%€42k€14k▼ 65.7%€21k▲ 44.7%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 66% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131k
Fixed assets
€32k ▼ 1.5%
Current assets
€99k ▲ 30.1%
Equity and liabilities €131k
Equity
€98k ▲ 27.3%
Debt
€33k ▲ 4.4%
Debt's share of the balance-sheet total falls from 29.4% to 25.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38k▲
2024 · €24k
Cash flow
€25k▲
2024 · €18k
Current ratio
2.96▲
2024 · 2.92
Debt to equity
0.34▼
2024 · 0.42
ROE
21.4%▲
2024 · 18.9%
ROA
16.0%▲
2024 · 13.3%
Interest coverage
16.80▲
2024 · 10.46
Debt ≤ 1 year
€33k▲
2024 · €26k
Income taxes
€11k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€109k€131k▲
Fixed assets21/28€33k€32k▼
Tangible fixed assets22/27€10k€10k▼
Furniture and vehicles24€10k€10k▼
Financial fixed assets28€23k€23k=
Current assets29/58€76k€99k▲
Amounts receivable within one year40/41€35k€44k▲
Trade receivables40€35k€44k▲
Other amounts receivable41-€49
Cash at bank and in hand54/58€32k€55k▲
Deferred charges and accrued income490/1€9k-
Equity and liabilities
Total equity and liabilities10/49€109k€131k▲
Equity10/15€77k€98k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€12k€12k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€59k€80k▲
Amounts payable17/49€32k€33k▲
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€26k€33k▲
Current portion of amounts payable after more than one year42€2k€6k▲
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€14k€13k▼
Suppliers440/4€14k€13k▼
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€7k€9k▲
Other amounts payable47/48€366€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€714€520▼
Gross operating margin9900€25k€39k▲
Operating profit (loss)9901€21k€34k▲
Financial income75/76B€194€245▲
Recurring financial income75€194€245▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€19k€32k▲
Income taxes67/77€4k€11k▲
Profit (loss) for the period9904€14k€21k▲
Profit (loss) for the period to be appropriated9905€14k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€80k▲
Profit (loss) brought forward from the previous period14P€44k€59k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-10
State Gazette act
General meeting · Director resignation
Director appointment
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €42k
Net result €42k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.29
Current ratio from 0.79 to 2.29; short-term debt falls from €29k to €29k.
17-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
17-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Centre, Longueville 161325 Chaumont-GistouxGround area
866 m²
Building footprint
240 m²
Volume, LiDAR
1,645 m³
Parcel 25058C0060/00K000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
taEra
since 20152.246.999.159
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25058C0060/00K000 | Wallonia | 866 m² | 1 · 240 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,567 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2015
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:cd@taera.be
Phone:0478/359.710