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TABLO

Active
Kuilstraat 47-49 ·9420 Erpe-Mere, Belgium
KBO/BCE: BE 1005.894.156
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Age2 yrs
Real estate1 parcel · 1.3 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TABLO is 2.8% (moderate). The 2024 annual accounts show equity of €16k and a net result of €-1k. Its solvency ranks better than 53% of 35 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 07-07-2025 24 d early 2025-00254878

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-1k
Working capital€781

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 07-07-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 31 · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 29.4% 27.7%
better than 53% of 35 sector peers
Net result €-1k €19k
better than 30% of 35 sector peers
Equity €16k €130k
better than 17% of 35 sector peers
Gross operating margin €1k €184k
better than 10% of 35 sector peers
Total assets €54k €758k
better than 5% of 35 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositverkort
Revenue-
EBITDA€765
Net profit€-1k
Cash flow€450
Staff costs-
Income taxes-
Dividends-
Total assets€54k
Equity€16k
Debt€38k
of which ≤ 1y€38k
of which > 1y-
Working capital€781
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.02
Quick ratio0.43
Working capital ratio1.5%
Solvency29.4%
Debt / equity2.40
Long-term debt ratio-
Interest coverage2.43
Gross margin-
Net margin-
ROA-2.3%
ROE-7.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€54k
Fixed assets 21/28€15k
Intangible fixed assets 21€15k
Current assets 29/58€38k
Stocks & contracts in progress 3€22k
Amounts receivable within one year 40/41€133
Cash & bank 54/58€16k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€54k
Equity 10/15€16k
Contributions / capital 10/11€17k
Accumulated profits (losses) 14€-1k
Amounts payable 17/49€38k
Amounts payable within one year 42/48€38k
Trade debts payable within one year 44€26k
Income statement
Gross operating margin 9900€1k
Operating result 9901€-902
Financial charges 65€315
Result before taxes 9903€-1k
Net result for the period 9904€-1k
Result to be appropriated 9905€-1k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
43 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
TABLO
Kuilstraat 47-49, 9420 Erpe-MereVervaardiging van kantoor- en winkelmeubelen
since 20242.358.622.997
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.3 ha
Buildings1
Building footprint1.1 ha
Volume (LiDAR)68,015 m³
Tallest building9.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41015B0773/00V000 Flanders 1.3 ha 1 · 1.1 ha 9.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health43Profitability0Solvency47Growth-Stability67
39 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 43
Profitability 0
Solvency 47
Growth -
Stability 67

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AI due-diligence brief

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Vervaardiging van eetkamer-, zitkamer-, slaapkamer- en badkamermeubelen31004Vervaardiging van eetkamer-, zitkamer-, slaapkamer- en badkamermeubelen31091
Primary activity highlighted.
Names & trade names
Legal nameNL TABLO
Registered office
Kuilstraat 47-49
9420 Erpe-Mere, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.