Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for Taberna according to publications in the Belgian State Gazette. The 2023 annual accounts show negative equity (€-34k) and a net result of €-59k.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
1 events10-07-2024
Bankruptcy
Opening
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2023: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 30-09-2023 was due by 30-04-2024 and was filed on 14-03-2024, 47 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
How we compute the deadline
There is a single filed set of accounts, closing on 30-09. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2023, that is 30-04-2024.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2023 | 30-04-2024 | 14-03-2024 | 47 d early | 2024-00044969 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsRegister: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-59k
Working capital€-104k
Directors2
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 14-03-2024 with the NBB · fiscal year 2023 · verkort
Sector comparison
Fiscal year 2023 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -10.9% | 23.1% | |
| Net result | €-59k | €25k | |
| Equity | €-34k | €132k | |
| Gross operating margin | €376k | €202k | |
| Staff costs | €416k | €151k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2023 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €-41k |
| Net profit | €-59k |
| Cash flow | €-44k |
| Staff costs | €416k |
| Income taxes | - |
| Dividends | - |
| Total assets | €314k |
| Equity | €-34k |
| Debt | €349k |
| of which ≤ 1y | €342k |
| of which > 1y | - |
| Working capital | €-104k |
| Employees (FTE) | 7.0 |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 0.70 |
| Quick ratio | 0.70 |
| Working capital ratio | -32.9% |
| Solvency | -10.9% |
| Debt / equity | -10.17 |
| Long-term debt ratio | - |
| Interest coverage | -15.77 |
| Gross margin | - |
| Net margin | - |
| ROA | -18.9% |
| ROE | 172.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €314k |
| Fixed assets | 21/28 | €76k |
| Tangible fixed assets | 22/27 | €76k |
| Current assets | 29/58 | €238k |
| Amounts receivable within one year | 40/41 | €168k |
| Cash & bank | 54/58 | €68k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €314k |
| Equity | 10/15 | €-34k |
| Contributions / capital | 10/11 | €25k |
| Accumulated profits (losses) | 14 | €-59k |
| Amounts payable | 17/49 | €349k |
| Amounts payable within one year | 42/48 | €342k |
| Trade debts payable within one year | 44 | €222k |
| Income statement | ||
| Gross operating margin | 9900 | €376k |
| Operating result | 9901 | €-57k |
| Financial income | 75 | €60 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €-59k |
| Net result for the period | 9904 | €-59k |
| Result to be appropriated | 9905 | €-59k |
Ratios computed by Checked.
Health barometer
FY 2023 · computed0
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Directors
Directors & mandates
Permanent representatives (1)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
-
Jurgen LeliePermanent representativeState Gazette act 23035791 (13-03-2023)Permanent representative13-03-2023 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
2 mandates| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | MIEKE VAN CUYCK HOFKOUTERSTRAAT 5A,
9890 GAVERE |
02-07-2024 → present | Belgian State Gazette |
| Curator | CATHARINA JANSSENS FORT-
LAAN 77, 9000 GENT |
02-07-2024 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)(47716) |
| Legal form | Private limited company(610) |
| Incorporation | 30-08-2022 |
| Status | Active |
| Postal code | 9810 |
| First BS signal | 10-07-2024 |
| Latest BS signal | 10-07-2024 |
Structure & network
Company structure: linked entities
2 linked entitiesMandates
↔
1
of these mandate-holders are active on other cases, click any red card to open that KBO.
Locations & real estate
Establishment units
6 locationsTaberna - Zilton Gent
since 20222.335.045.069
Taberna - Sims Aarschot
since 20222.335.045.168
Taberna
since 20222.335.045.267
WRDRobe Beveren
since 20232.345.733.776
WRDRobe Halle
since 20232.345.733.875
WRDRobe Geraardsbergen
since 20242.357.780.879
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels6
Ground area3,908 m²
Buildings6
Building footprint923 m²
Volume (LiDAR)7,480 m³
Tallest building19.3 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
6
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44018B0343/00P000 | Flanders | 3,009 m² | 1 · 154 m² | 9.3 m · 3 fl. |
| 46502D0117/00C000 | Flanders | 299 m² | 1 · 267 m² | 12.8 m · 1 fl. |
| 41018A0584/00M000 | Flanders | 247 m² | 1 · 166 m² | 19.3 m · 3 fl. |
| 24662H0276/00B000 | Flanders | 186 m² | 1 · 153 m² | 9.4 m · 2 fl. |
| 23027G0550/00B000 | Flanders | 129 m² | 1 · 146 m² | 16.3 m · 4 fl. |
| 44803C1132/00_000 | Flanders | 37 m² | 1 · 37 m² | 14.9 m · 5 fl. |
Methodology
via registered seat: 1 · via establishment units: 5
6 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette10-07-2024
Bankruptcy
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
2 acts All acts · 2
updated 2 years ago
2023
11-09-2023 Publication in the Belgian Official Gazette, Minor change
Summary:
Fiscal year changeNotary:
Ludwig Vermeulen · Merelbeke
13-03-2023 2 directors appointed
- VGD Bedrijfsrevisoren, Commissaris
- Jurgen Lelie, Vaste vertegenwoordiger
Analysis
Snowflake analysis
financial profile on 5 axes34
/ 100
Fragile profile, watch health in particular.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
0
Profitability
100
Solvency
38
Growth
-
Stability
0
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verdict per customer and amountSimilar
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Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels (algemeen assortiment)47716Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Detailhandel in huishoudtextiel en beddengoed in gespecialiseerde winkels47512Detailhandel in huishoudtextiel en beddengoed47512Detailhandel in overig textiel in gespecialiseerde winkels47519Detailhandel in overig textiel47519Detailhandel in schoeisel in gespecialiseerde winkels47721Detailhandel in schoeisel47721Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110
Primary activity highlighted.
Names & trade names
| Legal nameNL | Taberna |
Registered office
's Gravendreef 24
9810 Nazareth-De Pinte, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.