T E CONSULT
ActiveSummary
T E CONSULT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199k and a net result of €21k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 31% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-25
Solvency60=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 0.12 in 2024; short-term debt: 64.5% of total assets), but 64.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.3%
Return on assets
3.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
6 d early
2023
44 d late
2022
6 d early
2021
26 d late
2020
19 d late
2019
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€199k▲ 11.7%
2024 · €178k
2018: €139k
2019: €161k
2020: €110k
2021: €115k
2022: €134k
2023: €131k
2024: €178k
2018 → 2025
Total assets
€563k▲ 9.3%
2024 · €515k
2018: €176k
2019: €211k
2020: €267k
2021: €392k
2022: €399k
2023: €442k
2024: €515k
2018 → 2025
Net result
€21k▼ 55.5%
2024 · €47k
2018: €18k
2019: €22k
2020: €-51k
2021: €5k
2022: €20k
2023: €-3k
2024: €47k
2018 → 2025
Working capital
€195k
2024 · €-298k
2018: €-21k
2019: €-43k
2020: €-155k
2021: €-262k
2022: €-209k
2023: €-288k
2024: €-298k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€134k▲ 17.2%€131k▼ 2.1%€178k▲ 35.5%€199k▲ 11.7%
Operating result€5k-€23k▲ 361%€-2k€82k€41k▼ 49.6%
Net result€5k-€20k▲ 292%€-3k€47k€21k▼ 55.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €563k
Fixed assets
€5k ▼ 99.0%
Current assets
€558k ▲ 1,332%
Equity and liabilities €563k
Equity
€199k ▲ 11.7%
Debt
€364k ▲ 8.0%
Debt's share of the balance-sheet total falls from 65.4% to 64.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43k▼
2024 · €83k
Cash flow
€23k▼
2024 · €48k
Current ratio
1.54▲
2024 · 0.12
Debt to equity
1.83▼
2024 · 1.89
ROE
10.4%▼
2024 · 26.2%
ROA
3.7%▼
2024 · 9.1%
Interest coverage
3.79▼
2024 · 46.05
Debt ≤ 1 year
€363k▲
2024 · €337k
Income taxes
€9k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€515k€563k▲
Formation expenses20€0-
Fixed assets21/28€476k€5k▼
Tangible fixed assets22/27€476k€5k▼
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€2k€2k▲
Assets under construction and advance payments27€473k-
Financial fixed assets28€297€0▼
Current assets29/58€39k€558k▲
Amounts receivable after more than one year29-€530k
Trade receivables290-€530k
Stocks and contracts in progress3€12k€0▼
Contracts in progress37€12k€0▼
Amounts receivable within one year40/41€27k€28k▲
Trade receivables40€26k€28k▲
Other amounts receivable41€885€0▼
Equity and liabilities
Total equity and liabilities10/49€515k€563k▲
Equity10/15€178k€199k▲
Contributions10/11€19k€19k=
Reserves13€159k€180k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€158k€178k▲
Amounts payable17/49€337k€364k▲
Amounts payable within one year42/48€337k€363k▲
Financial debts43€5k€5k▲
Credit institutions430/8€5k€5k▲
Trade debts44€80k€80k▼
Suppliers440/4€80k€80k▼
Advances received on contracts in progress46€14k€0▼
Taxes, remuneration and social security45€29k€56k▲
Taxes450/3€29k€56k▲
Other amounts payable47/48€209k€222k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€8k€54k▲
Gross operating margin9900€92k€97k▲
Operating profit (loss)9901€82k€41k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€11k▲
Recurring financial charges65€2k€11k▲
Profit (loss) for the period before taxes9903€80k€30k▼
Income taxes67/77€33k€9k▼
Profit (loss) for the period9904€47k€21k▼
Profit (loss) for the period to be appropriated9905€47k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€21k▼
Transfer to equity691/2€47k€21k▼
To other reserves6921€47k€21k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Liquidity times 13current ratio 1.54
Current ratio from 0.12 to 1.54.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
31-12
Financial
Equity above €150kEq €178k ▲35.5%
Equity rises from €131k to €178k.
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Weakest financial yearnet €-51k ▼336%
Net result drops to €-51k, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
Show earlier events
2019
31-12
Financial
Equity above €150kEq €161k ▲15.7%
2 profitable years in a row build equity to €161k.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kunstlaan 561000 BrusselGround area
4,653 m²
Building footprint
2,861 m²
Volume, LiDAR
80,518 m³
Parcel 21805E0475/00F000, Brussels · tallest building 34.5 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
TE CONSULT
since 20082.176.834.408
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0475/00F000 | Brussels | 4,653 m² | 1 · 2,861 m² | 34.5 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Catch-42
BE 0803.418.336
Gent · Eq €198,792
S-CONSULT
BE 0876.513.972
Leuven · Eq €198,767
KINGLY
BE 0787.147.872
Alken · Eq €198,752
AMENTIS
BE 0632.992.405
Waterloo · Eq €198,843
DATACTION
BE 0441.414.237
Aalst · Eq €198,727
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,781 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
73300Public relations and communication consultancy
77229Renting and leasing of other personal and household goods
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.