T & D Invest
ActiveSummary
T & D Invest has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €403k and a net result of €1k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-7
Solvency68▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 48.1% and cash: 0% of total assets), and 57.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.9%
Return on assets
0.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-04-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
on the day
2023
1 d early
2022
3 d early
2021
32 d early
2020
on the day
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€403k▲ 0.3%
2024 · €402k
2018: €286k
2019: €302k
2020: €300k
2021: €324k
2022: €386k
2023: €388k
2024: €402k
2018 → 2025
Total assets
€940k▼ 1.0%
2024 · €949k
2018: €1.08M
2019: €1.04M
2020: €1.01M
2021: €976k
2022: €987k
2023: €970k
2024: €949k
2018 → 2025
Net result
€1k▼ 91.7%
2024 · €14k
2018: €-14k
2019: €16k
2020: €-2k
2021: €24k
2022: €62k
2023: €2k
2024: €14k
2018 → 2025
Working capital
€-450k▼ 8.3%
2024 · €-415k
2018: €-382k
2019: €-399k
2020: €-404k
2021: €-394k
2022: €-368k
2023: €-406k
2024: €-415k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€324k-€386k▲ 19.1%€388k▲ 0.4%€402k▲ 3.7%€403k▲ 0.3%
Operating result€59k-€108k▲ 83.6%€25k▼ 76.6%€46k▲ 82.9%€29k▼ 37.3%
Net result€24k-€62k▲ 160%€2k▼ 97.3%€14k▲ 765%€1k▼ 91.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €940k
Fixed assets
€938k ▼ 1.0%
Current assets
€2k ▲ 29.4%
Equity and liabilities €940k
Equity
€403k ▲ 0.3%
Debt
€537k ▼ 1.9%
Debt's share of the balance-sheet total falls from 57.7% to 57.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▼
2024 · €53k
Cash flow
€11k▼
2024 · €21k
Current ratio
0.00▲
2024 · 0.00
Debt to equity
1.33▼
2024 · 1.36
ROE
0.3%▼
2024 · 3.5%
ROA
0.1%▼
2024 · 1.5%
Interest coverage
1.49▼
2024 · 2.05
Debt ≤ 1 year
€452k▲
2024 · €417k
Debt > 1 year
€69k▼
2024 · €116k
Income taxes
€2k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€949k€940k▼
Fixed assets21/28€947k€938k▼
Tangible fixed assets22/27€947k€938k▼
Land and buildings22€947k€938k▼
Current assets29/58€2k€2k▲
Amounts receivable within one year40/41€107€0▼
Other amounts receivable41€107€0▼
Cash at bank and in hand54/58€84€414▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€949k€940k▼
Equity10/15€402k€403k▲
Contributions10/11€175k€175k=
Revaluation surpluses12€92k€92k=
Reserves13€135k€136k▲
Distributable reserves133€135k€136k▲
Amounts payable17/49€547k€537k▼
Amounts payable after more than one year17€116k€69k▼
Financial debts170/4€116k€69k▼
Amounts payable within one year42/48€417k€452k▲
Current portion of amounts payable after more than one year42€45k€47k▲
Financial debts43€4k€0▼
Credit institutions430/8€4k€0▼
Trade debts44€14k€9k▼
Suppliers440/4€14k€9k▼
Taxes, remuneration and social security45€21k€16k▼
Taxes450/3€21k€16k▼
Other amounts payable47/48€332k€379k▲
Accrued charges and deferred income492/3€15k€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€10k▲
Other operating charges640/8€7k€6k▼
Gross operating margin9900€60k€45k▼
Operating profit (loss)9901€46k€29k▼
Financial charges65/66B€26k€26k▲
Recurring financial charges65€26k€26k▲
Profit (loss) for the period before taxes9903€21k€3k▼
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€14k€1k▼
Profit (loss) for the period to be appropriated9905€14k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€1k▼
Transfer to equity691/2€14k€1k▼
To other reserves6921€14k€1k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2018net €62k ▲160%
Operating result €108k, net result €62k, both a record.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
18-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rode-Beukenstraat 218800 RoeselareGround area
814 m²
Building footprint
166 m²
Volume, LiDAR
865 m³
Parcel 36302B1300/00B003, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
T & D Invest
since 20082.169.129.242
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36302B1300/00B003 | Flanders | 814 m² | 1 · 166 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARTEFIM
BE 0810.554.863
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M.G.M.HOLDING
BE 0843.296.818
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OUTIL
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NINO INVEST
BE 0715.477.146
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Of 5,699 companies in sector 70100 we hold annual accounts for 3,494. 2,268 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2007
Fiscal year end30-09
Activities, NACEBEL 2025
70100Activities of head offices
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.