T - CONSULT
ActiveT - CONSULT has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €719k and a net result of €61k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 50.17 against 14.29 in 2024; short-term debt: 2% and cash: 15.6% of total assets), and 2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98%
Return on assets
8.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
25 d late
2023
16 d early
2021
30 d late
2020
31 d late
2019
75 d late
2018
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€719k▼ 5.8%
2024 · €763k
2018: €524k
2019: €605k
2020: €667k
2021: €685k
2023: €726k
2024: €763k
2018 → 2025
Total assets
€733k▼ 10.6%
2024 · €820k
2018: €561k
2019: €659k
2020: €754k
2021: €745k
2023: €779k
2024: €820k
2018 → 2025
Net result
€61k▼ 14.4%
2024 · €71k
2018: €34k
2019: €81k
2020: €62k
2021: €17k
2023: €80k
2024: €71k
2018 → 2025
Working capital
€711k▼ 6.0%
2024 · €757k
2018: €513k
2019: €597k
2020: €625k
2021: €652k
2023: €710k
2024: €757k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€667k-€685k▲ 2.6%€726k▲ 6.1%€763k▲ 5.0%€719k▼ 5.8%
Operating result€106k-€17k▼ 84.1%€118k▲ 598%€81k▼ 31.8%€72k▼ 11.2%
Net result€62k-€17k▼ 72.6%€80k▲ 369%€71k▼ 11.4%€61k▼ 14.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €733k
Fixed assets
€7k▲ 14.4%
Current assets
€726k▼ 10.8%
Equity and liabilities €733k
Equity
€719k▼ 5.8%
Debt
€14k▼ 74.6%
The debt ratio falls from 6.9% to 2.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€72k▼
2024 · €90k
Cash flow
€61k▼
2024 · €81k
Solvency
98.0%▲
2024 · 93.1%
Current ratio
50.17▲
2024 · 14.29
Quick ratio
50.17▲
2024 · 14.29
Debt / equity
0.02▼
2024 · 0.07
ROE
8.4%▼
2024 · 9.3%
ROA
8.3%▼
2024 · 8.7%
Interest coverage
16.19▼
2024 · 191.44
Debt
€14k▼
2024 · €57k
Debt ≤ 1 year
€14k▼
2024 · €57k
Income taxes
€20k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€820k€733k▼
Fixed assets21/28€7k€7k▲
Tangible fixed assets22/27€7k€7k▲
Plant, machinery and equipment23€6k€6k=
Furniture and vehicles24€959€2k▲
Current assets29/58€814k€726k▼
Amounts receivable within one year40/41€17k€24k▲
Trade receivables40€13k€18k▲
Other amounts receivable41€4k€6k▲
Current investments50/53-€588k
Cash at bank and in hand54/58€796k€114k▼
Equity and liabilities
Total equity and liabilities10/49€820k€733k▼
Equity10/15€763k€719k▼
Contributions10/11€19k€19k=
Reserves13€744k€699k▼
Non-distributable reserves130/1€36k€36k=
Reserves not available under the articles1311€36k€36k=
Tax-exempt reserves132€176k€176k=
Distributable reserves133€532k€488k▼
Profit (loss) carried forward14€868€868=
Amounts payable17/49€57k€14k▼
Amounts payable within one year42/48€57k€14k▼
Financial debts43-€15
Credit institutions430/8-€15
Trade debts44€102€3k▲
Suppliers440/4€102€3k▲
Taxes, remuneration and social security45€26k€11k▼
Taxes450/3€26k€11k▼
Other amounts payable47/48€31k-
Income statement
Code20242025
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€759▼
Other operating charges640/8€914€3k▲
Gross operating margin9900€93k€75k▼
Operating profit (loss)9901€81k€72k▼
Financial income75/76B€13k€14k▲
Recurring financial income75€13k€14k▲
Financial charges65/66B€471€4k▲
Recurring financial charges65€471€4k▲
Profit (loss) for the period before taxes9903€94k€81k▼
Income taxes67/77€23k€20k▼
Profit (loss) for the period9904€71k€61k▼
Profit (loss) for the period to be appropriated9905€71k€61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€62k▼
Profit (loss) brought forward from the previous period14P€868€868=
Transfer to equity691/2€71k€61k▼
To other reserves6921€71k€61k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 50.17
Current ratio from 14.29 to 50.17; short-term debt falls from €57k to €14k.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €17k ▼72.6%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 75 days late
2019
31-12
Financial
Highest result since 2018net €81k ▲136%
Net result €81k, the highest in the series.
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lisstraat 48730 BeernemGround area
800 m²
Building footprint
169 m²
Volume, LiDAR
771 m³
Parcel 31003F0908/00D002, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Lisstraat 4, 8730 Beernem
since 19982.087.456.628
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31003F0908/00D002 | Flanders | 800 m² | 1 · 169 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600LRIQS36WB52564
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LANDarchitecten
BE 0809.048.591
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Veltec
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MAJEREL
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Of 11,555 companies in sector 71121 we hold annual accounts for 6,562. 3,941 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-1998
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.