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Complete company report
Generated 24-08-2026
Active BE 0466.536.841Private limited company

'T C'TRUM

Markt 10 ·1840 Londerzeel, Belgium· 27 yrs active
Sector: Cafés en bars (56301)
Conclusion Checked

The computed 12-month bankruptcy probability of 'T C'TRUM is 2.1% (moderate). The 2023 annual accounts show equity of €79k and a net result of €-23k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 4886 sector peers (fiscal year 2023). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €79k
Net result €-23k
Better than sector 86%
Active 27 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health22Profitability0Solvency69Growth32Stability100
45 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 22
Profitability 0
Solvency 69
Growth 32
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
2.1% Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Annual accounts: weaker financial profile +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1999, 27 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
22 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 09-05-2025 with the NBB · fiscal year 2023 · micro
€-25k€0€25k€50k€75kOperating result 2020: €-508€-508Net result 2020: €65k€65kOperating result 2021: €3k€3kNet result 2021: €1k€1kOperating result 2022: €1k€1kNet result 2022: €269€269Operating result 2023: €-23k€-23kNet result 2023: €-23k€-23k2020202120222023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~3.4%/year over 4 fiscal years, indicative, assuming unchanged policy.
€60k€70k€80k€90k€100k2024: €89k (€82k - €97k)2025: €86k (€74k - €98k)2026: €82k (€66k - €99k)2020: €101k2021: €102k2022: €102k2023: €79k2020202120222023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 61.2% 16.6%
better than 86% of 4886 sector peers
Net result €-23k €2k
better than 15% of 4876 sector peers
Equity €79k €11k
better than 87% of 4901 sector peers
Gross operating margin €484 €41k
better than 17% of 4859 sector peers
Total assets €130k €82k
better than 67% of 4887 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€334
-98.6% 20-23
Net profit
€-23k
- 20-23
Cash flow
€-175
- 20-23
Total assets
€130k
-15.1% 20-23
Equity
€79k
-22.5% 20-23
Working capital
€-17k
-2438.0% 20-23
Employees (FTE)
6
- 20-23
Staff costs
€47k
- 20-23
Show 11 other metrics
Income taxes
€120
-81.0% 20-23
Debt
€50k
+0.1% 20-23
Debt ≤ 1y
€50k
+46.5% 20-23
Debt > 1y
€411
-97.5% 20-23
Current ratio
0.67
-32.0% 20-23
Quick ratio
0.13
-48.2% 20-23
Solvency
61.2%
-8.8% 20-23
Debt / equity
0.63
+29.2% 20-23
ROE
-29.1%
- 20-23
ROA
-17.8%
- 20-23
Interest coverage
0.66
-98.0% 20-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€334
Net profit€-23k
Cash flow€-175
Staff costs-
Income taxes-
Dividends-
Total assets€130k
Equity€79k
Debt€50k
of which ≤ 1y€50k
of which > 1y€411
Working capital€-17k
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.67
Quick ratio0.13
Working capital ratio-12.8%
Solvency61.2%
Debt / equity0.63
Long-term debt ratio0.01
Interest coverage0.66
Gross margin-
Net margin-
ROA-17.8%
ROE-29.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€130k
Fixed assets 21/28€96k
Tangible fixed assets 22/27€96k
Current assets 29/58€33k
Stocks & contracts in progress 3€27k
Amounts receivable within one year 40/41€6k
Cash & bank 54/58€601
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€130k
Equity 10/15€79k
Contributions / capital 10/11€25k
Reserves 13€11k
Accumulated profits (losses) 14€43k
Amounts payable 17/49€50k
Amounts payable after one year 17€411
Amounts payable within one year 42/48€50k
Trade debts payable within one year 44€22k
Income statement
Gross operating margin 9900€484
Operating result 9901€-23k
Financial charges 65€509
Result before taxes 9903€-23k
Net result for the period 9904€-23k
Result to be appropriated 9905€-23k
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Nikita De Laet
    Director
    State Gazette act 25066726 (26-05-2025)
    Current
    19-05-2025 → present
  • Tim Daelemans
    Director
    State Gazette act 25066726 (26-05-2025)
    Current
    19-05-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Cafés en bars(56301)
Legal form Private limited company(610)
Incorporation13-07-1999
StatusActive
Postal code1840
Establishment units 1 location
CAFE 'T CENTRUM
Markt 10, 1840 Londerzeelproductie van verse kant- en klaarmaaltijden die vlees bevatten.
since 19992.092.437.775
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23045E0174/00E000 Flanders 520 m² 1 · 583 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
26-05-2025
State Gazette act Director changes
09-05-2025
NBB filing Annual accounts filed
fiscal year 2023 · micro
09-05-2025
NBB filing Annual accounts filed
fiscal year 2022 · micro
2023
19-05-2023
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
24-09-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
07-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
19-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
21-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
25-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2013
31-10-2013
NBB filing Annual accounts filed
fiscal year 2012 · verkort
2011
30-09-2011
NBB filing Annual accounts filed
fiscal year 2010 · verkort
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
26-05-2025 2 directors appointed Director changes
  • Nikita De Laet, Bestuurder
  • Tim Daelemans, Bestuurder
Technical details 
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  "events": [
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      "role": "bestuurder",
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        "name": "Nikita De Laet",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2025-05-19",
      "evidence_quote": "De benoeming van volgende personen:\n-Mevrouw Nikita De Laet haar mandaat gaat in vanaf heden, is van onbepaalde duur en onbezoldigd tenzij\nde algemene vergadering hier anders over beslist.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
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        "name": "Tim Daelemans",
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        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2025-05-19",
      "evidence_quote": "Heer Tim Daelemans zijn mandaat gaat in vanaf heden, is van onbepaalde duur en onbezoldigd tenzij de\nalgemene vergadering hier anders over beslist.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brussel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-05-26",
    "filing_date": "2025-05-19",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2025-03-31",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0466.536.841",
    "name_full": "TC\u0027TRUM",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Cafés55401Cafés en bars56301Bouw van civieltechnische werken voor elektriciteit en telecommunicatie42220Aanleg van pijpleidingen, telecommunicatieleidingen en hoogspanningsleidingen45215Discotheken, dancings en dergelijke56302
Primary activity highlighted.
Names & trade names
Legal nameNL 'T C'TRUM
Registered office
Markt 10
1840 Londerzeel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative