T & B SERVICES
ActiveT & B SERVICES has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €266k and a net result of €20k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 53% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▼-12
Solvency90▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.1 against 2.89 in 2023; short-term debt: 35% and cash: 4.8% of total assets), and 35% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-05-2025, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
71 d early
2023
27 d late
2022
33 d early
2021
32 d early
2020
15 d early
2019
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€266k▲ 8.1%
2023 · €246k
2018: €184k
2019: €168k
2020: €152k
2021: €148k
2022: €197k
2023: €246k
2018 → 2024
Total assets
€410k▲ 21.9%
2023 · €336k
2018: €185k
2019: €172k
2020: €209k
2021: €222k
2022: €278k
2023: €336k
2018 → 2024
Net result
€20k▼ 59.7%
2023 · €49k
2018: €-21k
2019: €-16k
2020: €-16k
2021: €-4k
2022: €49k
2023: €49k
2018 → 2024
Working capital
€157k▼ 7.0%
2023 · €169k
2018: €167k
2019: €157k
2020: €109k
2021: €113k
2022: €137k
2023: €169k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€152k-€148k▼ 2.8%€197k▲ 33.0%€246k▲ 25.1%€266k▲ 8.1%
Operating result€-31k-€-2k▲ 94.8%€56k€85k▲ 52.0%€37k▼ 56.5%
Net result€-16k-€-4k▲ 73.1%€49k€49k▲ 1.2%€20k▼ 59.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 57% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €410k
Fixed assets
€109k▲ 41.1%
Current assets
€300k▲ 16.2%
Equity and liabilities €410k
Equity
€266k▲ 8.1%
Debt
€143k▲ 59.9%
The debt ratio rises from 26.7% to 35.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€63k▼
2023 · €106k
Cash flow
€46k▼
2023 · €70k
Solvency
65.0%▼
2023 · 73.3%
Current ratio
2.10▼
2023 · 2.89
Quick ratio
2.10▼
2023 · 2.89
Debt / equity
0.54▲
2023 · 0.36
ROE
7.5%▼
2023 · 20.1%
ROA
4.9%▼
2023 · 14.7%
Interest coverage
100.92▲
2023 · 22.61
Debt
€143k▲
2023 · €90k
Debt ≤ 1 year
€143k▲
2023 · €90k
Income taxes
€17k▼
2023 · €32k
Staff costs
€45k▼
2023 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€336k€410k▲
Fixed assets21/28€77k€109k▲
Tangible fixed assets22/27€77k€109k▲
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€68k€102k▲
Other tangible fixed assets26€7k€6k▼
Current assets29/58€259k€300k▲
Amounts receivable within one year40/41€41k€52k▲
Trade receivables40€24k€29k▲
Other amounts receivable41€17k€23k▲
Current investments50/53€197k€226k▲
Cash at bank and in hand54/58€18k€20k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€336k€410k▲
Equity10/15€246k€266k▲
Contributions10/11€6k€6k=
Reserves13€100k€120k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€98k€118k▲
Profit (loss) carried forward14€140k€140k=
Amounts payable17/49€90k€143k▲
Amounts payable within one year42/48€90k€143k▲
Current portion of amounts payable after more than one year42-€40k
Trade debts44€9k€4k▼
Suppliers440/4€9k€4k▼
Taxes, remuneration and social security45€23k€28k▲
Taxes450/3€8k€22k▲
Remuneration and social security454/9€16k€5k▼
Other amounts payable47/48€58k€71k▲
Income statement
Code20232024
Remuneration, social security and pensions62€66k€45k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€26k▲
Other operating charges640/8€687€821▲
Gross operating margin9900€172k€109k▼
Operating profit (loss)9901€85k€37k▼
Financial income75/76B€552€345▼
Recurring financial income75€552€345▼
Financial charges65/66B€5k€626▼
Recurring financial charges65€5k€626▼
Profit (loss) for the period before taxes9903€81k€37k▼
Income taxes67/77€32k€17k▼
Profit (loss) for the period9904€49k€20k▼
Profit (loss) for the period to be appropriated9905€49k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€189k€160k▼
Profit (loss) brought forward from the previous period14P€140k€140k=
Transfer to equity691/2€49k€20k▼
To other reserves6921€49k€20k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Highest result since 2018net €49k ▲1.2%
Operating result €85k, net result €49k, both a record.
31-12
Financial
Equity above €200kEq €246k ▲25.1%
2 profitable years in a row build equity to €246k.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €49k
Net result €49k after 4 loss-making years.
31-12
Financial
Equity above €150kEq €197k ▲33%
Equity rises from €148k to €197k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
09-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Achterstraat 473080 TervurenGround area
1,199 m²
Building footprint
120 m²
Volume, LiDAR
1,014 m³
Parcel 24023C0150/00B000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
T & B Services
since 20052.146.878.630
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24023C0150/00B000 | Flanders | 1,199 m² | 1 · 120 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
5493000QGUM7VTMX3S07
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Sflow
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Balen · Eq €266k
Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 14,060 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2005
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
72100
62010Computer programming, consultancy and related activities
62100Computer programming
71121Engineering and related technical consultancy, excluding land surveyors
72220
74142
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:02/767.12.86