Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of SYSPEO is 0.5% (low). The 2024 annual accounts show equity of €42k and a net result of €21k. Its solvency ranks better than 81% of 12484 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Signals
2 signals · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 08-07-2025 | 23 d early | 2025-00243274 |
| 31-12-2023 | 31-07-2024 | 17-06-2024 | 44 d early | 2024-00133667 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2024| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 80.7% | 60.5% | |
| Net result | €21k | €31k | |
| Equity | €42k | €63k | |
| Gross operating margin | €32k | €52k | |
| Total assets | €52k | €124k |
Show 8 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €31k |
| Net profit | €21k |
| Cash flow | €25k |
| Staff costs | - |
| Income taxes | €7k |
| Dividends | - |
| Total assets | €52k |
| Equity | €42k |
| Debt | €10k |
| of which ≤ 1y | €10k |
| of which > 1y | - |
| Working capital | €35k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 4.48 |
| Quick ratio | 4.48 |
| Working capital ratio | 67.2% |
| Solvency | 80.7% |
| Debt / equity | 0.24 |
| Long-term debt ratio | - |
| Interest coverage | 231.18 |
| Gross margin | - |
| Net margin | - |
| ROA | 40.9% |
| ROE | 50.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (22 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €52k |
| Fixed assets | 21/28 | €7k |
| Tangible fixed assets | 22/27 | €7k |
| Financial fixed assets | 28 | €54 |
| Current assets | 29/58 | €45k |
| Amounts receivable within one year | 40/41 | €20k |
| Cash & bank | 54/58 | €25k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €52k |
| Equity | 10/15 | €42k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €37k |
| Amounts payable | 17/49 | €10k |
| Amounts payable within one year | 42/48 | €10k |
| Trade debts payable within one year | 44 | €49 |
| Income statement | ||
| Gross operating margin | 9900 | €32k |
| Operating result | 9901 | €28k |
| Financial income | 75 | €13 |
| Financial charges | 65 | €135 |
| Result before taxes | 9903 | €28k |
| Income taxes | 67/77 | €7k |
| Net result for the period | 9904 | €21k |
| Result to be appropriated | 9905 | €21k |
Health barometer
FY 2024 · computedThe full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92088C0145/00F000 | Wallonia | 1,035 m² | 1 · 109 m² | - |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
1 acts03-02-2023 Incorporation · Founder · Financial plan submission · Founding capital
- Filing: 2023-02-01 · SYSPEO
- Publication: 2023-02-03 · SYSPEO
- Incorporation: 2023-02-01 · SYSPEO
- Founder · SYSPEO
- Financial plan submission: 2023-01-19 · SYSPEO
- Founding capital: amount: 5000.0, currency: EUR · SYSPEO
- Share distribution: shares: 100, currency: EUR, price_per_share: 50.0 · SYSPEO
- Registration event: bank: BNP_PARIBAS_FORTIS, account_number: BE37 0019 4532 8128 · SYSPEO
- Notarial deed: 2023-02-01 · SYSPEO
- First fiscal year: end: 2023-12-31, start: 2023-02-01 · SYSPEO
- Annual meeting schedule: deuxième mardi du mois de juin, à dix-sept heures · SYSPEO
- Governance rule: Chaque administrateur représente la société à l'égard des tiers et en justice · SYSPEO
- Marital regime: séparation des biens pure et simple · DUCHAMPS Françoise Colette Marie Erika
- Purpose: tant en Belgique qu’à l’étranger, pour compte propre ou compte de tiers ou en participation avec ceux-ci : • conseil pour les affaires et autres conseils de gestion, • la création artistique, • la programmation informatique, • le conseil informatique, • la gestion des installations informatiques, • l’achat, la vente, la location et l’exploitation de biens immobiliers, propres ou loués ; • l’intermédiaire de commerce en produits divers ; La société pourra d'une façon générale accomplir toutes opérations commerciales, industrielles, financières, immobilières ou mobilières se rapportant directeme
- Act object: CONSTITUTION
Analysis
Snowflake analysis
financial profile on 5 axesExceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameFR | SYSPEO |