SYNERGIQ
ActiveSYNERGIQ has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €11k. Its solvency ranks better than 27% of 2024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+2
Solvency9▲+5
Growth78
Stability82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.06 in 2024), and 85.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.1%
Return on assets
9.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
30 d late
2024
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▲ 206%
2024 · €5k
2024: €5k
2024 → 2025
Total assets
€112k▲ 24.4%
2024 · €90k
2024: €90k
2024 → 2025
Net result
€11k▲ 947%
2024 · €1k
2024: €1k
2024 → 2025
Working capital
€-59k▲ 25.5%
2024 · €-80k
2024: €-80k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€5k-€16k▲ 206%
Operating result€2k-€16k▲ 575%
Net result€1k-€11k▲ 947%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 575% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€75k▼ 11.4%
Current assets
€37k▲ 633%
Equity and liabilities €112k
Equity
€16k▲ 206%
Debt
€96k▲ 13.3%
The debt ratio falls from 94.2% to 85.9%: equity grows faster than debt.
Key figures and ratios
EBITDA
€26k▲
2024 · €8k
Cash flow
€21k▲
2024 · €7k
Solvency
14.1%▲
2024 · 5.8%
Current ratio
0.38▲
2024 · 0.06
Quick ratio
0.38▲
2024 · 0.06
Debt / equity
6.07▼
2024 · 16.37
ROE
67.3%▲
2024 · 19.6%
ROA
9.5%▲
2024 · 1.1%
Interest coverage
20.53▲
2024 · 13.57
Debt
€96k▲
2024 · €85k
Debt ≤ 1 year
€96k▲
2024 · €85k
Income taxes
€4k▲
2024 · €730
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€112k▲
Fixed assets21/28€85k€75k▼
Intangible fixed assets21€84k€75k▼
Tangible fixed assets22/27€1k€544▼
Furniture and vehicles24€1k€544▼
Current assets29/58€5k€37k▲
Amounts receivable within one year40/41€5k€5k▲
Trade receivables40€5k€5k▲
Cash at bank and in hand54/58-€30k
Deferred charges and accrued income490/1-€702
Equity and liabilities
Total equity and liabilities10/49€90k€112k▲
Equity10/15€5k€16k▲
Contributions10/11€5k€5k=
Reserves13€185€11k▲
Distributable reserves133€185€11k▲
Amounts payable17/49€85k€96k▲
Amounts payable within one year42/48€85k€96k▲
Trade debts44€4k€645▼
Suppliers440/4€4k€645▼
Taxes, remuneration and social security45€6k€10k▲
Taxes450/3€6k€10k▲
Other amounts payable47/48€75k€85k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€10k▲
Other operating charges640/8-€1k
Gross operating margin9900€8k€28k▲
Operating profit (loss)9901€2k€16k▲
Financial income75/76B-€18
Recurring financial income75-€18
Financial charges65/66B€604€1k▲
Recurring financial charges65€604€1k▲
Profit (loss) for the period before taxes9903€2k€15k▲
Income taxes67/77€730€4k▲
Profit (loss) for the period9904€1k€11k▲
Profit (loss) for the period to be appropriated9905€1k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€11k▲
Transfer to equity691/2€185€11k▲
To other reserves6921€185€11k▲
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ecaussinnes · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Haie 707190 EcaussinnesGround area
549 m²
Building footprint
127 m²
Volume, LiDAR
377 m³
2 parcels, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SYNERGIQ
since 20242.366.704.879
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55008B0202/00G003 | Wallonia | 329 m² | 1 · 54 m² | - |
| 25105D0295/00W000 | Wallonia | 221 m² | 1 · 73 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 998 companies in sector 85593 we hold annual accounts for 129. 51 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2024
Fiscal year end31-12
Activities, NACEBEL
85593Socio-cultural adult education
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.