SYNAPSE AGENCY
ActiveSYNAPSE AGENCY has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €43k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 30% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+83
Solvency40▼-4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.21 in 2024; short-term debt: 80% and cash: 18.3% of total assets), and 84.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-07-2025, 107 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
107 d early
2024
27 d early
2023
27 d late
2022
30 d late
2021
26 d late
2020
5 d late
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▲ 6.5%
2024 · €48k
2019: €28k
2020: €84k
2021: €87k
2022: €83k
2023: €82k
2024: €48k
2019 → 2025
Total assets
€337k▲ 33.6%
2024 · €252k
2019: €93k
2020: €194k
2021: €221k
2022: €296k
2023: €290k
2024: €252k
2019 → 2025
Net result
€43k
2024 · €-34k
2019: €18k
2020: €56k
2021: €33k
2022: €55k
2023: €60k
2024: €-34k
2019 → 2025
Working capital
€24k▼ 43.7%
2024 · €42k
2019: €24k
2020: €69k
2021: €73k
2022: €68k
2023: €74k
2024: €42k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€87k-€83k▼ 5.6%€82k▼ 0.3%€48k▼ 41.2%€51k▲ 6.5%
Operating result€37k-€72k▲ 96.0%€74k▲ 3.2%€-27k€65k
Net result€33k-€55k▲ 66.0%€60k▲ 8.4%€-34k€43k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €65k after a loss of €27k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €337k
Fixed assets
€44k▲ 584%
Current assets
€293k▲ 19.2%
Equity and liabilities €337k
Equity
€51k▲ 6.5%
Debt
€285k▲ 40.0%
The debt ratio rises from 80.8% to 84.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€70k▲
2024 · €-21k
Cash flow
€49k▲
2024 · €-28k
Solvency
15.3%▼
2024 · 19.2%
Current ratio
1.09▼
2024 · 1.21
Quick ratio
1.09▼
2024 · 1.21
Debt / equity
5.54▲
2024 · 4.22
ROE
83.8%▲
2024 · -70.2%
ROA
12.8%▲
2024 · -13.5%
Interest coverage
8.33▲
2024 · -3.05
Debt
€285k▲
2024 · €204k
Debt ≤ 1 year
€269k▲
2024 · €204k
Debt > 1 year
€14k
Income taxes
€14k
Staff costs
€642k▲
2024 · €604k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€252k€337k▲
Fixed assets21/28€6k€44k▲
Intangible fixed assets21-€32k
Tangible fixed assets22/27€6k€12k▲
Furniture and vehicles24€6k€12k▲
Current assets29/58€246k€293k▲
Amounts receivable within one year40/41€192k€223k▲
Trade receivables40€177k€217k▲
Other amounts receivable41€15k€5k▼
Cash at bank and in hand54/58€46k€62k▲
Deferred charges and accrued income490/1€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€252k€337k▲
Equity10/15€48k€51k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€28k€31k▲
Amounts payable17/49€204k€285k▲
Amounts payable after more than one year17-€14k
Financial debts170/4-€14k
Amounts payable within one year42/48€204k€269k▲
Current portion of amounts payable after more than one year42€30k€36k▲
Trade debts44€49k€54k▲
Suppliers440/4€49k€54k▲
Taxes, remuneration and social security45€125k€139k▲
Taxes450/3€32k€48k▲
Remuneration and social security454/9€93k€91k▼
Other amounts payable47/48-€40k
Accrued charges and deferred income492/3€96€2k▲
Income statement
Code20242025
Non-recurring operating income76A€2k-
Remuneration, social security and pensions62€604k€642k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-7k-
Other operating charges640/8€15k€6k▼
Gross operating margin9900€590k€719k▲
Operating profit (loss)9901€-27k€65k▲
Financial income75/76B€172€622▲
Recurring financial income75€172€622▲
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€-34k€57k▲
Income taxes67/77-€14k
Profit (loss) for the period9904€-34k€43k▲
Profit (loss) for the period to be appropriated9905€-34k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€71k▲
Profit (loss) brought forward from the previous period14P€62k€28k▼
Profit to be distributed694/7-€40k
Return on contributions (dividend)694-€40k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-34k ▼157%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
2023
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
31-03
Financial
Highest result since 2019net €60k ▲8.4%
Operating result €74k, net result €60k, both a record.
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2021
26-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2020
05-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2019
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
15-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
04-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Reine Astrid 921310 La HulpeGround area
10.1 ha
Building footprint
113 m²
Volume, LiDAR
983 m³
Parcel 25050C0039/00K000, Wallonia · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SYNAPSE AGENCY
since 20162.251.601.711
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050C0039/00K000 | Wallonia | 10.1 ha | 1 · 113 m² | 14.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,156 companies in sector 46190 we hold annual accounts for 2,567. 1,932 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2016
Fiscal year end31-03
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
73110Advertising agencies
47400Retail sale of information and communication equipment
47410Retail trade
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.