SYMTECH GROUP
ActiveSummary
SYMTECH GROUP has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €85k. Equity is growing by ~49.7% per year across the filed fiscal years. Its solvency ranks better than 57% of 2318 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+55
Solvency61▲+29
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 1.69 in 2024; short-term debt: 46.4% and cash: 32.5% of total assets), but 64.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.8%
Return on assets
26.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
122 d early
2024
14 d late
2023
29 d late
2022
146 d early
2021
31 d late
2020
115 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▲ 272%
2024 · €31k
2018: €-4k
2019: €3k
2020: €10k
2021: €10k
2022: €13k
2023: €18k
2024: €31k
2018 → 2025
Total assets
€323k▼ 26.5%
2024 · €440k
2018: €345k
2019: €284k
2020: €265k
2021: €341k
2022: €234k
2023: €396k
2024: €440k
2018 → 2025
Net result
€85k▲ 534%
2024 · €13k
2018: €-8k
2019: €7k
2020: €8k
2021: €416
2022: €3k
2023: €5k
2024: €13k
2018 → 2025
Working capital
€159k▼ 7.1%
2024 · €171k
2018: €180k
2019: €181k
2020: €165k
2021: €149k
2022: €113k
2023: €241k
2024: €171k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€13k▲ 32.4%€18k▲ 34.5%€31k▲ 75.4%€116k▲ 272%
Operating result€15k-€20k▲ 33.0%€18k▼ 10.8%€28k▲ 58.0%€118k▲ 323%
Net result€416-€3k▲ 674%€5k▲ 41.1%€13k▲ 194%€85k▲ 534%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 323% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €323k
Fixed assets
€15k ▼ 28.9%
Current assets
€308k ▼ 26.4%
Equity and liabilities €323k
Equity
€116k ▲ 272%
Debt
€207k ▼ 49.3%
Debt's share of the balance-sheet total falls from 92.9% to 64.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€124k▲
2024 · €34k
Cash flow
€91k▲
2024 · €19k
Current ratio
2.06▲
2024 · 1.69
Quick ratio
0.82▲
2024 · 0.75
Debt to equity
1.79▼
2024 · 13.14
ROE
73.1%▲
2024 · 43.0%
ROA
26.2%▲
2024 · 3.0%
Interest coverage
12.23▲
2024 · 2.64
Debt ≤ 1 year
€150k▼
2024 · €248k
Debt > 1 year
€57k▼
2024 · €160k
Income taxes
€25k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€440k€323k▼
Fixed assets21/28€21k€15k▼
Tangible fixed assets22/27€19k€13k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€16k€11k▼
Financial fixed assets28€2k€2k=
Current assets29/58€419k€308k▼
Stocks and contracts in progress3€233k€185k▼
Stocks30/36€233k€185k▼
Amounts receivable within one year40/41€62k€18k▼
Trade receivables40€47k€12k▼
Other amounts receivable41€15k€6k▼
Cash at bank and in hand54/58€125k€105k▼
Equity and liabilities
Total equity and liabilities10/49€440k€323k▼
Equity10/15€31k€116k▲
Contributions10/11€1k€1k=
Reserves13-€115k
Distributable reserves133-€115k
Profit (loss) carried forward14€30k-
Amounts payable17/49€409k€207k▼
Amounts payable after more than one year17€160k€57k▼
Financial debts170/4€160k€57k▼
Amounts payable within one year42/48€248k€150k▼
Current portion of amounts payable after more than one year42€25k€29k▲
Financial debts43€25k€25k=
Credit institutions430/8€25k€25k=
Trade debts44€148k€794▼
Suppliers440/4€148k€794▼
Taxes, remuneration and social security45€6k€27k▲
Taxes450/3€6k€27k▲
Other amounts payable47/48€44k€69k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€14k€13k▼
Non-recurring operating charges66A€11k€11k▲
Gross operating margin9900€59k€148k▲
Operating profit (loss)9901€28k€118k▲
Financial income75/76B€6k€2k▼
Recurring financial income75€6k€2k▼
Financial charges65/66B€13k€10k▼
Recurring financial charges65€13k€10k▼
Profit (loss) for the period before taxes9903€21k€110k▲
Income taxes67/77€7k€25k▲
Profit (loss) for the period9904€13k€85k▲
Profit (loss) for the period to be appropriated9905€13k€85k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€115k▲
Profit (loss) brought forward from the previous period14P€17k€30k▲
Transfer to equity691/2-€115k
To other reserves6921-€115k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €85k ▲534%
Operating result €118k, net result €85k, both a record.
31-12
Financial
Equity above €100kEq €116k ▲272%
7 profitable years in a row build equity to €116k.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
07-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
07-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 9 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2009
Ground area
860 m²
Building footprint
111 m²
Volume, LiDAR
490 m³
Parcel 46442C1128/00S000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Symtech Racing
since 20092.177.584.573
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46442C1128/00S000 | Flanders | 860 m² | 1 · 111 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,408 companies in sector 93129 we hold annual accounts for 172. 115 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2009
Fiscal year end31-12
Activities, NACEBEL 2025
93129Activities of other sports clubs
47820Retail sale of motor vehicle parts and accessories
46720Wholesale of motor vehicle parts and accessories
93110Operation of sports facilities
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.