SYMP

Active

Private limited companyfounded 20224 yrs activeFraikinstraat 51, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0783.700.909

The computed 12-month bankruptcy probability of SYMP is 6.6% (elevated). The 2025 annual accounts show negative equity (€-79k) and a net result of €-108k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 18207 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

29 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-84

Solvency0▼-78

Growth32▼-46

Track record94

Bankruptcy probability, 12 months

6.6% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity ample (current ratio 2.65 against 1.87 in 2024; short-term debt: 37.1% and cash: 66.6% of total assets), but equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-26.1%

Return on assets

-35.5%

Age of the figures

9 mo

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

22232425

2022 to 2025 · latest year €-79k

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

28 d late

2024

40 d late

2023

8 d late

2022

8 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

20-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€-79k

2024 · €29k

2022: €13k 2023: €22k 2024: €29k

2022 → 2025

Total assets

€303k▲ 459%

2024 · €54k

2022: €20k 2023: €38k 2024: €54k

2022 → 2025

Net result

€-108k

2024 · €7k

2022: €-5k 2023: €-3k 2024: €7k

2022 → 2025

Working capital

€186k▲ 731%

2024 · €22k

2022: €8k 2023: €17k 2024: €22k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€13k-€22k▲ 74.0%€29k▲ 30.5%€-79k

Operating result€-5k-€-4k▲ 17.4%€8k€-106k

Net result€-5k-€-3k▲ 50.4%€7k€-108k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €106k after €8k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €303k

98.2%

Fixed assets €5k▼ 14.3%

Current assets €298k▲ 521%

Key figures and ratios

2025 value · change against 2024

EBITDA

€-105k▼

2024 · €9k

Cash flow

€-107k▼

2024 · €8k

Solvency

-26.1%▼

2024 · 52.7%

Current ratio

2.65▲

2024 · 1.87

Quick ratio

2.65▲

2024 · 1.87

Debt / equity

-4.83▼

2024 · 0.90

ROA

-35.5%▼

2024 · 12.3%

Interest coverage

-60.84▼

2024 · 10.70

Debt

€383k▲

2024 · €26k

Debt ≤ 1 year

€113k▲

2024 · €26k

Debt > 1 year

€270k

Income taxes

€71▼

2024 · €657

Staff costs

€58k▲

2024 · €9k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€54k€303k▲

Fixed assets21/28€6k€5k▼

Intangible fixed assets21€4k€3k▼

Tangible fixed assets22/27€753€340▼

Furniture and vehicles24€753€340▼

Financial fixed assets28€2k€2k=

Current assets29/58€48k€298k▲

Amounts receivable within one year40/41€12k€79k▲

Trade receivables40€12k€79k▲

Other amounts receivable41€0-

Current investments50/53€16k€16k=

Cash at bank and in hand54/58€20k€202k▲

Deferred charges and accrued income490/1€185€2k▲

Equity and liabilities

Total equity and liabilities10/49€54k€303k▲

Equity10/15€29k€-79k▼

Contributions10/11€30k€30k=

Reserves13€16k€16k=

Non-distributable reserves130/1€16k€16k=

Own shares acquired1312€16k€16k=

Profit (loss) carried forward14€-17k€-125k▼

Amounts payable17/49€26k€383k▲

Amounts payable after more than one year17-€270k

Financial debts170/4-€270k

Amounts payable within one year42/48€26k€113k▲

Trade debts44€6k€90k▲

Suppliers440/4€6k€90k▲

Taxes, remuneration and social security45€4k€11k▲

Taxes450/3€4k€2k▼

Remuneration and social security454/9€299€9k▲

Other amounts payable47/48€15k€11k▼

Income statement Code20242025

Remuneration, social security and pensions62€9k€58k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€893€893=

Other operating charges640/8€11k€546▼

Gross operating margin9900€29k€-47k▼

Operating profit (loss)9901€8k€-106k▼

Financial income75/76B€13€0▼

Recurring financial income75€13€0▼

Financial charges65/66B€847€2k▲

Recurring financial charges65€847€2k▲

Profit (loss) for the period before taxes9903€7k€-108k▼

Income taxes67/77€657€71▼

Profit (loss) for the period9904€7k€-108k▼

Profit (loss) for the period to be appropriated9905€7k€-108k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-17k€-125k▼

Profit (loss) brought forward from the previous period14P€-24k€-17k▲

Transfer to equity691/2€0-

To other reserves6921€0-

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 7Financial 2Gazette 1Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

28-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 28 days late

12-08

State Gazette act Registered office

General meeting · Registered-office move2 facts ▸

General meeting, 19/06/2026
Registered-office move, Rue Fraikin, 51 à 1030 Bruxelles

2025

31-12

Financial Weakest financial yearnet €-108k ▼1711%

Net result drops to €-108k, the lowest in the series.

09-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 40 days late

2024

31-12

Financial Back to profitnet €7k

Net result €7k after 2 loss-making years.

08-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 8 days late

2023

08-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 8 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Schaarbeek · 2 establishment units since 2022

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Fraikinstraat 511030 Schaarbeek

Ground area

618 m²

Building footprint

392 m²

Volume, LiDAR

4,648 m³

3 parcels, Brussels · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.

2 establishment units

SYMP

Ernest Cambierlaan 151, 1030 SchaarbeekIntermediation services for non-specialised retail

since 20222.330.118.954

Max Roosstraat 40, 1030 Schaarbeek

Retail trade

since 20242.383.318.506

3 parcels

Brussels 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21015A0521/00T002	Brussels	279 m²	1 · 135 m²	19.0 m · 5 fl.
21904B0431/00T002	Brussels	200 m²	1 · 168 m²	17.3 m · 3 fl.
21910E0145/02C003	Brussels	139 m²	1 · 89 m²	18.5 m · 5 fl.