SWEETHOTEL
ActiveSWEETHOTEL has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €623k and a net result of €5k. Equity is growing by ~32% per year across the filed fiscal years. Its solvency ranks better than 66% of 1287 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▼-74
Solvency65▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 4.91 against 7.06 in 2024; short-term debt: 6.8% and cash: 31.2% of total assets), but 60.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.7%
Return on assets
0.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
13 d early
2023
19 d early
2022
31 d early
2021
32 d early
2020
24 d early
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€623k▲ 0.8%
2024 · €618k
2018: €-233k
2019: €-185k
2020: €-197k
2021: €-115k
2022: €-61k
2023: €-41k
2024: €618k
2018 → 2025
Total assets
€1.57M▼ 20.7%
2024 · €1.98M
2018: €2.41M
2019: €2.49M
2020: €2.51M
2021: €2.36M
2022: €2.24M
2023: €2.11M
2024: €1.98M
2018 → 2025
Net result
€5k▼ 99.2%
2024 · €659k
2018: €-32k
2019: €48k
2020: €-12k
2021: €82k
2022: €54k
2023: €20k
2024: €659k
2018 → 2025
Working capital
€420k▼ 47.9%
2024 · €806k
2018: €-1.09M
2019: €-376k
2020: €-331k
2021: €-311k
2022: €-245k
2023: €-625k
2024: €806k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-115k-€-61k▲ 47.2%€-41k▲ 33.0%€618k€623k▲ 0.8%
Operating result€112k-€113k▲ 0.7%€102k▼ 9.7%€921k▲ 804%€-7k
Net result€82k-€54k▼ 34.1%€20k▼ 63.1%€659k▲ 3,191%€5k▼ 99.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €921k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.57M
Fixed assets
€1.04M▲ 0.3%
Current assets
€527k▼ 43.9%
Equity and liabilities €1.57M
Equity
€623k▲ 0.8%
Debt
€947k▼ 30.4%
The debt ratio falls from 68.8% to 60.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▼
2024 · €965k
Cash flow
€51k▼
2024 · €702k
Solvency
39.7%▲
2024 · 31.2%
Current ratio
4.91▼
2024 · 7.06
Quick ratio
4.91▼
2024 · 7.06
Debt / equity
1.52▼
2024 · 2.20
ROE
0.8%▼
2024 · 106.6%
ROA
0.3%▼
2024 · 33.3%
Interest coverage
0.87▼
2024 · 13.20
Debt
€947k▼
2024 · €1.36M
Debt ≤ 1 year
€107k▼
2024 · €133k
Debt > 1 year
€817k▼
2024 · €1.17M
Income taxes
€-8k▼
2024 · €203k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.98M€1.57M▼
Fixed assets21/28€1.04M€1.04M▲
Tangible fixed assets22/27€1.04M€1.04M▲
Land and buildings22€1.02M€1.02M▲
Plant, machinery and equipment23€597€431▼
Furniture and vehicles24€23k€19k▼
Current assets29/58€939k€527k▼
Amounts receivable within one year40/41€683€9k▲
Other amounts receivable41€683€9k▲
Current investments50/53€921k€26k▼
Cash at bank and in hand54/58€15k€490k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.98M€1.57M▼
Equity10/15€618k€623k▲
Contributions10/11€19k€19k=
Reserves13€600k€605k▲
Distributable reserves133€600k€605k▲
Amounts payable17/49€1.36M€947k▼
Amounts payable after more than one year17€1.17M€817k▼
Financial debts170/4€1.17M€817k▼
Amounts payable within one year42/48€133k€107k▼
Current portion of amounts payable after more than one year42€71k€80k▲
Trade debts44€14k€11k▼
Suppliers440/4€14k€11k▼
Advances received on contracts in progress46€7k€10k▲
Taxes, remuneration and social security45€30k-
Taxes450/3€30k-
Remuneration and social security454/9€473-
Other amounts payable47/48€10k€6k▼
Accrued charges and deferred income492/3€57k€23k▼
Income statement
Code20242025
Non-recurring operating income76A€879k-
Remuneration, social security and pensions62€10k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€46k▲
Other operating charges640/8€16k€12k▼
Gross operating margin9900€990k€51k▼
Operating profit (loss)9901€921k€-7k▼
Financial income75/76B€13k€49k▲
Recurring financial income75€13k€49k▲
Financial charges65/66B€73k€45k▼
Recurring financial charges65€73k€45k▼
Profit (loss) for the period before taxes9903€861k€-3k▼
Income taxes67/77€203k€-8k▼
Profit (loss) for the period9904€659k€5k▼
Profit (loss) for the period to be appropriated9905€659k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€598k€5k▼
Profit (loss) brought forward from the previous period14P€-61k-
Transfer to equity691/2€598k€5k▼
To other reserves6921€598k€5k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €659k ▲3191%
Operating result €921k, net result €659k, both a record.
31-12
Financial
Liquidity times 230current ratio 7.06
Current ratio from 0.03 to 7.06; short-term debt falls from €644k to €133k.
31-12
Financial
Equity above €500kEq €618k
4 profitable years in a row build equity to €618k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €82k
Net result €82k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €48k
Net result €48k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duivenstraat 132800 MechelenGround area
2,098 m²
Building footprint
180 m²
Volume, LiDAR
980 m³
Parcel 12402D0641/00P000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Duivenstraat 13, 2800 Mechelen
since 20122.217.326.958
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402D0641/00P000 | Flanders | 2,098 m² | 1 · 180 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SAMOTEL
BE 0835.694.095
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CASSELBERGH DEVELOPMENT
BE 0758.763.001
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Kumulus
BE 0844.125.969
Gent · Eq €628k
WEINEBRUGGE
BE 0459.390.614
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STRAND HOTEL
BE 0428.064.661
Oostende · Eq €617k
Of 2,395 companies in sector 55100 we hold annual accounts for 1,516. 1,064 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2008
Fiscal year end31-12
Activities, NACEBEL
55100Hotels and similar accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.