SVH IMMO
ActiveSVH IMMO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €108k and a net result of €14k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 85% of 9692 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
93
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability64=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.64 against 3.09 in 2023), and 18.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
26 d early
2022
40 d early
2021
40 d early
2020
10 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€108k▲ 0.2%
2023 · €108k
2020: €106k
2021: €107k
2022: €108k
2023: €108k
2020 → 2024
Total assets
€133k▲ 3.9%
2023 · €128k
2020: €122k
2021: €128k
2022: €130k
2023: €128k
2020 → 2024
Net result
€14k▼ 0.5%
2023 · €14k
2020: €-2k
2021: €16k
2022: €17k
2023: €14k
2020 → 2024
Working capital
€30k▲ 5.5%
2023 · €29k
2020: €31k
2021: €25k
2022: €27k
2023: €29k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€106k-€107k▲ 0.5%€108k▲ 0.6%€108k▲ 0.3%€108k▲ 0.2%
Operating result€-2k-€16k€17k▲ 8.6%€16k▼ 4.7%€18k▲ 14.5%
Net result€-2k-€16k€17k▲ 7.9%€14k▼ 17.8%€14k▼ 0.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 15% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €133k
Fixed assets
€84k▼ 1.6%
Current assets
€49k▲ 14.9%
Equity and liabilities €133k
Equity
€108k▲ 0.2%
Debt
€24k▲ 23.9%
The debt ratio rises from 15.5% to 18.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€20k▲
2023 · €17k
Cash flow
€15k▼
2023 · €15k
Solvency
81.6%▼
2023 · 84.5%
Current ratio
2.64▼
2023 · 3.09
Quick ratio
2.64▼
2023 · 3.09
Debt / equity
0.23▲
2023 · 0.18
ROE
12.7%▼
2023 · 12.8%
ROA
10.4%▼
2023 · 10.8%
Interest coverage
453.29▲
2023 · 355.30
Debt
€24k▲
2023 · €20k
Debt ≤ 1 year
€18k▲
2023 · €14k
Debt > 1 year
€6k=
2023 · €6k
Income taxes
€5k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€128k€133k▲
Fixed assets21/28€85k€84k▼
Tangible fixed assets22/27€85k€84k▼
Land and buildings22€85k€84k▼
Current assets29/58€42k€49k▲
Amounts receivable within one year40/41€26k€585▼
Other amounts receivable41€26k€585▼
Cash at bank and in hand54/58€17k€48k▲
Deferred charges and accrued income490/1€6€0▼
Equity and liabilities
Total equity and liabilities10/49€128k€133k▲
Equity10/15€108k€108k▲
Contributions10/11€16k€16k=
Revaluation surpluses12€12k€12k=
Reserves13€80k€80k▲
Distributable reserves133€80k€80k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€20k€24k▲
Amounts payable after more than one year17€6k€6k=
Other amounts payable178/9€6k€6k=
Amounts payable within one year42/48€14k€18k▲
Trade debts44-€4k
Suppliers440/4-€4k
Taxes, remuneration and social security45€207€635▲
Taxes450/3€207€635▲
Other amounts payable47/48€14k€14k=
Accrued charges and deferred income492/3€10€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€9k€10k▲
Gross operating margin9900€27k€30k▲
Operating profit (loss)9901€16k€18k▲
Financial income75/76B€332€0▼
Recurring financial income75€332€0▼
Financial charges65/66B€49€44▼
Recurring financial charges65€49€44▼
Profit (loss) for the period before taxes9903€16k€18k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€14k€14k▼
Profit (loss) for the period to be appropriated9905€14k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€14k▼
Transfer to equity691/2€313€249▼
To other reserves6921€313€249▼
Profit to be distributed694/7€14k€14k=
Return on contributions (dividend)694€14k€14k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2020net €17k ▲7.9%
Net result €17k, the highest in the series.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
President Kennedypark(Kor) 318500 KortrijkGround area
7,855 m²
Building footprint
1,061 m²
Volume, LiDAR
11,271 m³
Parcel 34354D0145/00D000, Flanders · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SVH IMMO
since 20202.298.465.676
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354D0145/00D000 | Flanders | 7,855 m² | 1 · 1,061 m² | 12.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMOMENTOR
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SOGIM - SYNDIC
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DBL MAINTENANCE
BE 0839.698.712
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SynHome
BE 0478.508.720
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De Koopman
BE 1001.732.757
Lille · Eq €106k
Of 3,750 companies in sector 68321 we hold annual accounts for 1,381. 985 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2020
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.