SVH
ActiveSVH is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €10.81M and a net result of €296k. Equity is growing by ~48.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 8596 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
43 d early
2022
on the day
2021
1 d early
2020
2 d early
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€10.81M▲ 2.8%
2024 · €10.51M
2018: €659k
2019: €1.27M
2020: €2.06M
2021: €2.03M
2022: €2.06M
2023: €4.39M
2024: €10.51M
2018 → 2025
Net result
€296k▼ 95.2%
2024 · €6.16M
2018: €193k
2019: €607k
2020: €801k
2021: €17k
2022: €27k
2023: €2.38M
2024: €6.16M
2018 → 2025
Total assets
€11.31M▲ 0.3%
2024 · €11.28M
2018: €3.73M
2019: €3.73M
2020: €3.74M
2021: €3.74M
2022: €3.89M
2023: €5.12M
2024: €11.28M
2018 → 2025
Solvency
95.5%▲ 2.3pp
2024 · 93.2%
2018: 17.7%
2019: 33.9%
2020: 55.2%
2021: 54.3%
2022: 53.0%
2023: 85.7%
2024: 93.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€120k-
Equity€2.03M-€2.06M▲ 1.3%€4.39M▲ 113%€10.51M▲ 140%€10.81M▲ 2.8%
Operating result€43k-€29k▼ 33.1%€104k▲ 258%€2.95M▲ 2,747%€356k▼ 87.9%
Net result€17k-€27k▲ 60.2%€2.38M▲ 8,631%€6.16M▲ 158%€296k▼ 95.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11.31M
Fixed assets
€7.69M▼ 0.8%
Current assets
€3.62M▲ 2.8%
Equity and liabilities €11.31M
Equity
€10.81M▲ 2.8%
Provisions
€29k=
Debt
€476k▼ 35.3%
The debt ratio falls from 6.5% to 4.2%: equity grows while debt is paid down.
Key figures and ratios
Solvency
95.5%▲
2024 · 93.2%
ROE
2.7%▼
2024 · 58.6%
ROA
2.6%▼
2024 · 54.6%
Debt
€476k▼
2024 · €736k
Debt ≤ 1 year
€473k▼
2024 · €732k
Income taxes
€141k▼
2024 · €754k
Staff costs
€369k▲
2024 · €201k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€11.28M€11.31M▲
Fixed assets21/28€7.75M€7.69M▼
Tangible fixed assets22/27€222k€161k▼
Furniture and vehicles24€222k€161k▼
Financial fixed assets28€7.53M€7.53M=
Current assets29/58€3.53M€3.62M▲
Amounts receivable within one year40/41€3.41M€569k▼
Trade receivables40€7k€58k▲
Other amounts receivable41€3.40M€512k▼
Current investments50/53€0-
Cash at bank and in hand54/58€49k€2.99M▲
Deferred charges and accrued income490/1€69k€67k▼
Equity and liabilities
Total equity and liabilities10/49€11.28M€11.31M▲
Equity10/15€10.51M€10.81M▲
Contributions10/11€284k€284k=
Reserves13€10.23M€10.52M▲
Distributable reserves133€10.23M€10.52M▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€29k€29k=
Provisions for liabilities and charges160/5€29k€29k=
Pensions and similar obligations160€29k€29k=
Amounts payable17/49€736k€476k▼
Amounts payable within one year42/48€732k€473k▼
Trade debts44€221€2k▲
Suppliers440/4€221€2k▲
Taxes, remuneration and social security45€112k€93k▼
Taxes450/3€59k€30k▼
Remuneration and social security454/9€52k€63k▲
Other amounts payable47/48€620k€378k▼
Accrued charges and deferred income492/3€4k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€11k
Remuneration, social security and pensions62€201k€369k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€61k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€3.19M€788k▼
Operating profit (loss)9901€2.95M€356k▼
Financial income75/76B€3.97M€83k▼
Recurring financial income75€3.97M€83k▼
Financial charges65/66B€11k€2k▼
Recurring financial charges65€11k€2k▼
Profit (loss) for the period before taxes9903€6.91M€437k▼
Income taxes67/77€754k€141k▼
Profit (loss) for the period9904€6.16M€296k▼
Profit (loss) for the period to be appropriated9905€6.16M€296k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6.16M€296k▼
Transfer to equity691/2€6.12M€296k▼
To other reserves6921€6.12M€296k▼
Profit to be distributed694/7€35k€0▼
Return on contributions (dividend)694€35k€0▼
Social balance
Average headcount (FTE)9087-3.8
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €6.16M ▲158%
Operating result €2.95M, net result €6.16M, both a record.
30-09
Financial
Liquidity triplescurrent ratio 4.82
Current ratio from 1.69 to 4.82.
30-09
Financial
Equity above €10MEq €10.51M ▲140%
7 profitable years in a row build equity to €10.51M.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Liquidity times 35current ratio 1.69
Current ratio from 0.05 to 1.69; short-term debt falls from €1.79M to €696k.
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
Financial
Weakest financial yearnet €17k ▼97.9%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Equity above €2MEq €2.06M ▲63.2%
3 profitable years in a row build equity to €2.06M.
04-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 4 days late
2019
30-09
Financial
Equity above €1MEq €1.27M ▲91.9%
2 profitable years in a row build equity to €1.27M.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 2 days late
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
President Kennedypark(Kor) 318500 KortrijkGround area
2.2 ha
Building footprint
1.0 ha
Volume, LiDAR
62,382 m³
2 parcels, Flanders · tallest building 58.2 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
SVH
since 20082.168.577.233
Groenedreef(KRU) 9, 9770 Kruisem
since 20242.366.479.009
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45017C0784/00L000 | Flanders | 1.4 ha | 1 · 9,168 m² | 58.2 m · 2 fl. |
| 34354D0145/00D000 | Flanders | 7,855 m² | 1 · 1,061 m² | 12.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 5,832 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2008
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.