SVEN TEIJSEN
ActiveSVEN TEIJSEN has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-16k) and a net result of €-22k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 20% of 1534 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-9
Solvency21▼-5
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.1 against 0.11 in 2024; short-term debt: 30.3% and cash: 1.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.8%
Return on assets
-5.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-16k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
3 d early
2024
17 d early
2023
28 d late
2022
31 d early
2021
24 d early
2020
9 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-16k
2024 · €5k
2018: €-4k
2019: €6k
2020: €12k
2021: €12k
2022: €12k
2023: €16k
2024: €5k
2018 → 2025
Total assets
€422k▼ 5.3%
2024 · €446k
2018: €127k
2019: €125k
2020: €98k
2021: €84k
2022: €64k
2023: €490k
2024: €446k
2018 → 2025
Net result
€-22k▼ 104%
2024 · €-11k
2018: €-7k
2019: €10k
2020: €5k
2021: €460
2022: €118
2023: €4k
2024: €-11k
2018 → 2025
Working capital
€-115k▼ 16.6%
2024 · €-99k
2018: €-40k
2019: €-35k
2020: €-29k
2021: €-37k
2022: €-29k
2023: €-94k
2024: €-99k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€12k▲ 1.0%€16k▲ 31.6%€5k▼ 66.0%€-16k
Operating result€2k-€3k▲ 11.3%€24k▲ 841%€9k▼ 63.4%€5k▼ 43.7%
Net result€460-€118▼ 74.3%€4k▲ 3,163%€-11k€-22k▼ 104%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €422k
Fixed assets
€410k▼ 5.5%
Current assets
€13k▲ 2.3%
Key figures and ratios
EBITDA
€34k▼
2024 · €37k
Cash flow
€8k▼
2024 · €18k
Solvency
-3.8%▼
2024 · 1.2%
Current ratio
0.10▼
2024 · 0.11
Quick ratio
0.05▲
2024 · 0.04
Debt / equity
-27.09▼
2024 · 80.60
ROA
-5.1%▼
2024 · -2.4%
Interest coverage
1.29▼
2024 · 1.91
Debt
€438k▼
2024 · €440k
Debt ≤ 1 year
€128k▲
2024 · €111k
Debt > 1 year
€309k▼
2024 · €329k
Income taxes
€0▼
2024 · €214
Staff costs
€105k▲
2024 · €99k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€446k€422k▼
Fixed assets21/28€434k€410k▼
Tangible fixed assets22/27€431k€407k▼
Land and buildings22€411k€395k▼
Plant, machinery and equipment23€20k€12k▼
Furniture and vehicles24€0-
Financial fixed assets28€2k€2k=
Current assets29/58€12k€13k▲
Stocks and contracts in progress3€8k€6k▼
Stocks30/36€8k€6k▼
Amounts receivable within one year40/41€53€90▲
Trade receivables40-€90
Other amounts receivable41€53€0▼
Cash at bank and in hand54/58€4k€6k▲
Deferred charges and accrued income490/1-€952
Equity and liabilities
Total equity and liabilities10/49€446k€422k▼
Equity10/15€5k€-16k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-13k€-35k▼
Amounts payable17/49€440k€438k▼
Amounts payable after more than one year17€329k€309k▼
Financial debts170/4€329k€309k▼
Amounts payable within one year42/48€111k€128k▲
Current portion of amounts payable after more than one year42€27k€31k▲
Financial debts43€2k€2k▼
Credit institutions430/8€2k€2k▼
Other loans439€0-
Trade debts44€27k€53k▲
Suppliers440/4€27k€53k▲
Taxes, remuneration and social security45€9k€9k▼
Taxes450/3€3k€3k▲
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€46k€34k▼
Accrued charges and deferred income492/3€0€2k▲
Income statement
Code20242025
Non-recurring operating income76A€6k€0▼
Remuneration, social security and pensions62€99k€105k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k▲
Other operating charges640/8€168€4k▲
Gross operating margin9900€137k€144k▲
Operating profit (loss)9901€9k€5k▼
Financial income75/76B€273€90▼
Recurring financial income75€273€90▼
Financial charges65/66B€20k€27k▲
Recurring financial charges65€20k€27k▲
Profit (loss) for the period before taxes9903€-10k€-22k▼
Income taxes67/77€214€0▼
Profit (loss) for the period9904€-11k€-22k▼
Profit (loss) for the period to be appropriated9905€-11k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-35k▼
Profit (loss) brought forward from the previous period14P€-3k€-13k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tulpenlaan 542900 SchotenGround area
272 m²
Building footprint
272 m²
Volume, LiDAR
1,331 m³
Parcel 11442C0078/00F012, Flanders · tallest building 13.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SVEN TEIJSEN
since 20162.254.009.784
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11442C0078/00F012 | Flanders | 272 m² | 1 · 272 m² | 13.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
Schemes
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchoten2.254.009.784
Dual-learning approval
5 endedSimilar companies · same sector, comparable size
Bakkerij Saïd
BE 0786.478.968
Antwerpen · Eq €5k
Mademoiselle en sucre
BE 0768.296.517
La Louvière · Eq €5k
Tastoe Noord
BE 0758.483.679
Roeselare · Eq €6k
Pajuro
BE 0713.529.624
Elsene · Eq €5k
REZAN 23
BE 0712.688.989
Antwerpen · Eq €5k
Of 4,228 companies in sector 10712 we hold annual accounts for 1,870. 655 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2016
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
47241Retail sale of bread and pastry (bakery outlets)
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.