Sustain PT
ActiveSummary
Sustain PT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €42k. Equity is growing by ~146.8% per year across the filed fiscal years. Its solvency ranks better than 53% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency92▲+30
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 1.27 in 2024; short-term debt: 33.5% and cash: 58.1% of total assets), and 33.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.5%
Return on assets
40.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
19 d early
2024
33 d early
2023
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 158%
2024 · €27k
2023: €-10k
2024: €27k
2023 → 2025
Total assets
€104k▲ 41.9%
2024 · €73k
2023: €43k
2024: €73k
2023 → 2025
Net result
€42k▲ 16.2%
2024 · €36k
2023: €-11k
2024: €36k
2023 → 2025
Working capital
€57k▲ 349%
2024 · €13k
2023: €-25k
2024: €13k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-10k-€27k€69k▲ 158%
Operating result€-9k-€47k€56k▲ 18.0%
Net result€-11k-€36k€42k▲ 16.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€12k ▼ 12.3%
Current assets
€92k ▲ 54.9%
Equity and liabilities €104k
Equity
€69k ▲ 158%
Debt
€35k ▼ 25.1%
Debt's share of the balance-sheet total falls from 63.4% to 33.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61k▲
2024 · €52k
Cash flow
€48k▲
2024 · €41k
Current ratio
2.63▲
2024 · 1.27
Debt to equity
0.50▼
2024 · 1.73
ROE
61.2%▼
2024 · 135.8%
ROA
40.7%▼
2024 · 49.7%
Interest coverage
33.25▲
2024 · 25.79
Debt ≤ 1 year
€35k▼
2024 · €46k
Income taxes
€12k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€73k€104k▲
Fixed assets21/28€14k€12k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€8k€7k▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€867€3k▲
Financial fixed assets28€4k€4k=
Current assets29/58€59k€92k▲
Amounts receivable within one year40/41-€27k
Other amounts receivable41-€27k
Cash at bank and in hand54/58€56k€60k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€73k€104k▲
Equity10/15€27k€69k▲
Contributions10/11€1k€1k=
Reserves13€26k€68k▲
Distributable reserves133€26k€68k▲
Amounts payable17/49€46k€35k▼
Amounts payable within one year42/48€46k€35k▼
Financial debts43€32€113▲
Credit institutions430/8€32€113▲
Trade debts44€16k€23k▲
Suppliers440/4€16k€23k▲
Taxes, remuneration and social security45€9k€12k▲
Taxes450/3€9k€12k▲
Other amounts payable47/48€21k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€685€789▲
Gross operating margin9900€52k€62k▲
Operating profit (loss)9901€47k€56k▲
Financial income75/76B€56€678▲
Recurring financial income75€56€678▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€45k€54k▲
Income taxes67/77€9k€12k▲
Profit (loss) for the period9904€36k€42k▲
Profit (loss) for the period to be appropriated9905€36k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€42k▲
Profit (loss) brought forward from the previous period14P€-11k-
Transfer to equity691/2€26k€42k▲
To other reserves6921€26k€42k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €42k ▲16.2%
Operating result €56k, net result €42k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.63
Current ratio from 1.27 to 2.63; short-term debt falls from €46k to €35k.
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.27
Current ratio from 0.52 to 1.27; short-term debt falls from €53k to €46k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Heresteeg 313530 Houthalen-HelchterenGround area
2,856 m²
Building footprint
460 m²
Volume, LiDAR
2,209 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sustain PT
since 20232.344.943.524
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72015D0275/00Z000 | Flanders | 2,235 m² | 1 · 218 m² | 5.5 m · 1 fl. |
| 72015B0678/00N003 | Flanders | 620 m² | 1 · 241 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,686 companies in sector 86951 we hold annual accounts for 2,142. 1,934 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.