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SUS CONSULT

Active
Stokerijstraat 75 ·3945 Tessenderlo-Ham, Belgium
KBO/BCE: BE 0801.439.932
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs
Board1

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SUS CONSULT is 0.6% (low). The 2024 annual accounts show equity of €36k and a net result of €29k. Its solvency ranks better than 29% of 7336 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 25-06-2025 36 d early 2025-00175228
31-12-2023 31-07-2024 26-06-2024 35 d early 2024-00163015

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€29k+72.6%
Working capital€189-94.9%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 25-06-2025 with the NBB · fiscal year 2024 · micro
€0€10k€20k€30k€40kOperating result 2023: €21k€21kNet result 2023: €17k€17kOperating result 2024: €40k€40kNet result 2024: €29k€29k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 43.7% 65.0%
better than 29% of 7336 sector peers
Net result €29k €32k
better than 47% of 7333 sector peers
Equity €36k €58k
better than 35% of 7338 sector peers
Gross operating margin €59k €52k
better than 55% of 7327 sector peers
Total assets €83k €103k
better than 40% of 7339 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€50k
+123.9% 23-24
Net profit
€29k
+72.6% 23-24
Cash flow
€39k
+120.7% 23-24
Total assets
€83k
+77.9% 23-24
Equity
€36k
+386.4% 23-24
Working capital
€189
-94.9% 23-24
Income taxes
€10k
+115.8% 23-24
Dividends
€14k
- 23-24
Debt
€47k
+19.2% 23-24
Debt ≤ 1y
€23k
-21.1% 23-24
Debt > 1y
€23k
- 23-24
Current ratio
1.01
-10.6% 23-24
Quick ratio
1.01
-10.6% 23-24
Solvency
43.7%
+173.4% 23-24
Debt / equity
1.29
-75.5% 23-24
ROE
79.4%
-64.5% 23-24
ROA
34.8%
-3.0% 23-24
Interest coverage
49.59
-92.3% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€50k
Net profit€29k
Cash flow€39k
Staff costs-
Income taxes€10k
Dividends-
Total assets€83k
Equity€36k
Debt€47k
of which ≤ 1y€23k
of which > 1y€23k
Working capital€189
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.01
Quick ratio1.01
Working capital ratio0.2%
Solvency43.7%
Debt / equity1.29
Long-term debt ratio0.63
Interest coverage49.59
Gross margin-
Net margin-
ROA34.8%
ROE79.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€83k
Fixed assets 21/28€60k
Tangible fixed assets 22/27€60k
Current assets 29/58€23k
Amounts receivable within one year 40/41€19k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€83k
Equity 10/15€36k
Contributions / capital 10/11€5k
Reserves 13€31k
Amounts payable 17/49€47k
Amounts payable after one year 17€23k
Amounts payable within one year 42/48€23k
Trade debts payable within one year 44€338
Income statement
Gross operating margin 9900€59k
Operating result 9901€40k
Financial income 75€2
Financial charges 65€1k
Result before taxes 9903€39k
Income taxes 67/77€10k
Net result for the period 9904€29k
Result to be appropriated 9905€29k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
89 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Current directors & mandates
  • Suzanne ter Haar
    Director
    State Gazette act 24137846 (24-09-2024)
    Current
    19-08-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten(62200)
Legal form Private limited company(610)
Incorporation04-05-2023
StatusActive
Postal code3945

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
SUS CONSULT
Stokerijstraat 75, 3945 Tessenderlo-HamVervaardiging van ander schrijn- en timmerwerk
since 20232.344.751.405
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,075 m²
Buildings1
Building footprint180 m²
Volume (LiDAR)843 m³
Tallest building9.4 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71046A0871/00D000 Flanders 2,075 m² 1 · 180 m² 9.4 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 1 year ago
2024
24-09-2024 Suzanne ter Haar appointed as director Director changes
  • Suzanne ter Haar, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health89Profitability100Solvency66Growth78Stability94
85 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 89
Profitability 100
Solvency 66
Growth 78
Stability 94

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameNL SUS CONSULT
Registered office
Stokerijstraat 75
3945 Tessenderlo-Ham, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.