SURKIJN
ActiveSURKIJN has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €17k and a net result of €-1k. Equity is growing by ~35.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 36376 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability60▼-34
Solvency100▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 1.15 in 2023; short-term debt: 10.3% and cash: 17.3% of total assets), and 10.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89.7%
Return on assets
-7.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
66 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€17k▼ 7.4%
2023 · €19k
2018: €3k
2019: €4k
2020: €17k
2021: €17k
2022: €13k
2023: €19k
2018 → 2024
Total assets
€19k▼ 27.7%
2023 · €27k
2018: €8k
2019: €10k
2020: €34k
2021: €27k
2022: €22k
2023: €27k
2018 → 2024
Net result
€-1k
2023 · €5k
2018: €-4k
2019: €2k
2020: €13k
2021: €-243
2022: €-4k
2023: €5k
2018 → 2024
Working capital
€5k▲ 265%
2023 · €1k
2018: €192
2019: €-383
2020: €6k
2021: €-6k
2022: €-7k
2023: €1k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€17k-€17k▼ 1.4%€13k▼ 20.9%€19k▲ 41.2%€17k▼ 7.4%
Operating result€13k-€-217€-3k▼ 1,378%€6k€-1k
Net result€13k-€-243€-4k▼ 1,348%€5k€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €1k after €6k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €19k
Fixed assets
€13k▼ 26.7%
Current assets
€7k▼ 29.7%
Equity and liabilities €19k
Equity
€17k▼ 7.4%
Debt
€2k▼ 75.1%
The debt ratio falls from 30.0% to 10.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4k▼
2023 · €11k
Cash flow
€3k▼
2023 · €11k
Solvency
89.7%▲
2023 · 70.0%
Current ratio
3.26▲
2023 · 1.15
Quick ratio
2.82▲
2023 · 0.93
Debt / equity
0.12▼
2023 · 0.43
ROE
-8.0%▼
2023 · 29.2%
ROA
-7.2%▼
2023 · 20.4%
Interest coverage
9.99▼
2023 · 26.45
Debt
€2k▼
2023 · €8k
Debt ≤ 1 year
€2k▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€27k€19k▼
Fixed assets21/28€18k€13k▼
Tangible fixed assets22/27€18k€13k▼
Plant, machinery and equipment23€10k€8k▼
Furniture and vehicles24€7k€5k▼
Current assets29/58€9k€7k▼
Stocks and contracts in progress3€2k€890▼
Stocks30/36€2k€890▼
Amounts receivable within one year40/41€5k€2k▼
Trade receivables40€5k€1k▼
Other amounts receivable41€738€1k▲
Cash at bank and in hand54/58€2k€3k▲
Deferred charges and accrued income490/1€129€133▲
Equity and liabilities
Total equity and liabilities10/49€27k€19k▼
Equity10/15€19k€17k▼
Contributions10/11€16k€16k=
Outside capital11€16k€16k=
Other1109/19€16k€16k=
Reserves13€14k€14k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€-12k€-13k▼
Amounts payable17/49€8k€2k▼
Amounts payable within one year42/48€8k€2k▼
Financial debts43€23-
Credit institutions430/8€23-
Trade debts44€6k€1k▼
Suppliers440/4€6k€1k▼
Taxes, remuneration and social security45€2k€305▼
Taxes450/3€2k€305▼
Other amounts payable47/48€222€592▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€1k€809▼
Gross operating margin9900€12k€4k▼
Operating profit (loss)9901€6k€-1k▼
Financial income75/76B€1€35▲
Recurring financial income75€1€35▲
Financial charges65/66B€423€361▼
Recurring financial charges65€423€361▼
Profit (loss) for the period before taxes9903€5k€-1k▼
Profit (loss) for the period9904€5k€-1k▼
Profit (loss) for the period to be appropriated9905€5k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-13k▼
Profit (loss) brought forward from the previous period14P€-17k€-12k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 3.26
Current ratio from 1.15 to 3.26; short-term debt falls from €8k to €2k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
31-12
Financial
Liquidity times 6current ratio 1.15
Current ratio from 0.18 to 1.15; short-term debt falls from €8k to €8k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €13k ▲646%
Operating result €13k, net result €13k, both a record.
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosgraaf(M) 123630 MaasmechelenGround area
252 m²
Building footprint
90 m²
Volume, LiDAR
518 m³
Parcel 73048C0109/00B006, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bosgraaf(M) 12, 3630 Maasmechelen
since 19982.080.964.952
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048C0109/00B006 | Flanders | 252 m² | 1 · 90 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
3 live approvals · 5 endedDecoratie en schilderwerken duaal (so)
Medewerker schilder- en behangwerken duaal (so)
Schilder-decorateur (vwo)
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LP SCHILDERWERKEN
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VDB CREATIONS
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DEMOORVIOLA
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Le Roeulx · Eq €17k
Of 7,864 companies in sector 43341 we hold annual accounts for 2,664. 1,982 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-1997
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.