SURIMMO
ActiveSURIMMO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €289k and a net result of €77k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 73% of 19354 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability89▲+4
Solvency87▲+19
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity short (current ratio 0.49 against 0.43 in 2023; short-term debt: 38.1% and cash: 12.2% of total assets), and 38.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
78 d early
2022
3 d early
2021
27 d late
2020
on the day
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€289k▲ 36.3%
2023 · €212k
2018: €152k
2019: €155k
2020: €149k
2021: €149k
2022: €149k
2023: €212k
2018 → 2024
Total assets
€466k▼ 5.7%
2023 · €494k
2018: €366k
2019: €383k
2020: €381k
2021: €258k
2022: €461k
2023: €494k
2018 → 2024
Net result
€77k▲ 21.8%
2023 · €63k
2018: €111k
2019: €137k
2020: €134k
2021: €109k
2022: €115k
2023: €63k
2018 → 2024
Working capital
€-91k▲ 43.0%
2023 · €-160k
2018: €-43k
2019: €-88k
2020: €-82k
2021: €-82k
2022: €-189k
2023: €-160k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€149k-€149k▲ 0.3%€149k▼ 0.3%€212k▲ 42.5%€289k▲ 36.3%
Operating result€180k-€146k▼ 18.9%€143k▼ 1.8%€87k▼ 39.7%€106k▲ 21.9%
Net result€134k-€109k▼ 18.5%€115k▲ 5.4%€63k▼ 45.0%€77k▲ 21.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 22% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €466k
Fixed assets
€380k▲ 2.2%
Current assets
€86k▼ 29.6%
Equity and liabilities €466k
Equity
€289k▲ 36.3%
Debt
€178k▼ 37.2%
The debt ratio falls from 57.2% to 38.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€125k▲
2023 · €100k
Cash flow
€96k▲
2023 · €77k
Solvency
61.9%▲
2023 · 42.8%
Current ratio
0.49▲
2023 · 0.43
Quick ratio
0.49▲
2023 · 0.43
Debt / equity
0.61▼
2023 · 1.33
ROE
26.7%▼
2023 · 29.8%
ROA
16.5%▲
2023 · 12.8%
Interest coverage
61.60▲
2023 · 47.26
Debt
€178k▼
2023 · €283k
Debt ≤ 1 year
€178k▼
2023 · €283k
Income taxes
€27k▲
2023 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€494k€466k▼
Fixed assets21/28€372k€380k▲
Tangible fixed assets22/27€372k€380k▲
Land and buildings22€372k€231k▼
Plant, machinery and equipment23-€149k
Current assets29/58€123k€86k▼
Amounts receivable within one year40/41€9k€23k▲
Trade receivables40-€23k
Other amounts receivable41€9k-
Cash at bank and in hand54/58€113k€57k▼
Deferred charges and accrued income490/1-€6k
Equity and liabilities
Total equity and liabilities10/49€494k€466k▼
Equity10/15€212k€289k▲
Contributions10/11€134k€134k=
Capital10-€134k
Issued capital100-€134k
Reserves13€14k€154k▲
Non-distributable reserves130/1€14k€14k=
Legal reserve130-€14k
Reserves not available under the articles1311€14k-
Distributable reserves133-€140k
Profit (loss) carried forward14€64k€555▼
Amounts payable17/49€283k€178k▼
Amounts payable within one year42/48€283k€178k▼
Current portion of amounts payable after more than one year42€90k-
Trade debts44€78k€47k▼
Suppliers440/4€78k€47k▼
Taxes, remuneration and social security45€22k€37k▲
Taxes450/3€22k€37k▲
Other amounts payable47/48€94k€94k=
Income statement
Code20232024
Non-recurring operating income76A-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€19k▲
Other operating charges640/8€36k€35k▼
Gross operating margin9900€136k€159k▲
Operating profit (loss)9901€87k€106k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€84k€103k▲
Income taxes67/77€21k€27k▲
Profit (loss) for the period9904€63k€77k▲
Profit (loss) for the period to be appropriated9905€63k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€141k▲
Profit (loss) brought forward from the previous period14P€379€64k▲
Transfer to equity691/2-€140k
To other reserves6921-€140k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €63k ▼45%
Net result drops to €63k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €212k ▲42.5%
6 profitable years in a row build equity to €212k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Highest result since 2018net €137k ▲24%
Operating result €195k, net result €137k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
28-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Bruxelles 102 b1410 WaterlooGround area
776 m²
Building footprint
101 m²
Volume, LiDAR
948 m³
Parcel 25762H0351/00B000, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762H0351/00B000 | Wallonia | 776 m² | 1 · 101 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LUYTEN INVEST
BE 0458.413.882
Aarschot · Eq €289k
Boneff
BE 0419.195.990
Lasne · Eq €288k
IMMO DE BAERE
BE 0793.524.138
Sint-Niklaas · Eq €289k
Nieuweghe
BE 0467.934.235
Asse · Eq €288k
IMMO G
BE 0438.666.266
Sint-Lambrechts-Woluwe · Eq €290k
Of 12,018 companies in sector 68203 we hold annual accounts for 5,984. 4,394 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded31-10-1989
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.