SURGEX
ActiveSURGEX has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €28k and a net result of €21k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 26% of 19904 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency64▼-13
Growth58▲+6
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.24 in 2023; short-term debt: 61.2% and cash: 47.9% of total assets), and 61.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
38.8%
Return on assets
28.4%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
31 d late
2022
25 d late
2021
31 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€28k▼ 20.6%
2023 · €36k
2018: €32k
2019: €52k
2020: €26k
2021: €82k
2022: €60k
2023: €36k
2018 → 2024
Total assets
€73k▲ 6.3%
2023 · €68k
2018: €54k
2019: €66k
2020: €130k
2021: €173k
2022: €176k
2023: €68k
2018 → 2024
Net result
€21k
2023 · €-24k
2018: €-13k
2019: €20k
2020: €-26k
2021: €56k
2022: €16k
2023: €-24k
2018 → 2024
Working capital
€19k▲ 140%
2023 · €8k
2018: €20k
2019: €52k
2020: €14k
2021: €62k
2022: €39k
2023: €8k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€26k-€82k▲ 213%€60k▼ 27.6%€36k▼ 40.4%€28k▼ 20.6%
Operating result€-27k-€65k€32k▼ 51.3%€-25k€31k
Net result€-26k-€56k€16k▼ 72.0%€-24k€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €31k after a loss of €25k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €73k
Fixed assets
€10k▼ 65.4%
Current assets
€63k▲ 55.3%
Equity and liabilities €73k
Equity
€28k▼ 20.6%
Debt
€45k▲ 35.4%
The debt ratio rises from 48.1% to 61.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€50k▲
2023 · €-5k
Cash flow
€40k▲
2023 · €-4k
Solvency
38.8%▼
2023 · 51.9%
Current ratio
1.42▲
2023 · 1.24
Quick ratio
1.42▲
2023 · 1.24
Debt / equity
1.58▲
2023 · 0.93
ROE
73.1%▲
2023 · -67.7%
ROA
28.4%▲
2023 · -35.2%
Interest coverage
319.28▲
2023 · -35.72
Debt
€45k▲
2023 · €33k
Debt ≤ 1 year
€45k▲
2023 · €33k
Income taxes
€10k▲
2023 · €3k
Staff costs
€450▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€68k€73k▲
Fixed assets21/28€28k€10k▼
Tangible fixed assets22/27€28k€10k▼
Plant, machinery and equipment23€2k€908▼
Furniture and vehicles24€26k€9k▼
Current assets29/58€41k€63k▲
Amounts receivable within one year40/41€26k€24k▼
Trade receivables40€12k€0▼
Other amounts receivable41€14k€24k▲
Cash at bank and in hand54/58€10k€35k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€68k€73k▲
Equity10/15€36k€28k▼
Contributions10/11€19k€19k=
Reserves13€40k€12k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€38k€10k▼
Profit (loss) carried forward14€-23k€-2k▲
Amounts payable17/49€33k€45k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€33k€45k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€23k€668▼
Suppliers440/4€23k€668▼
Taxes, remuneration and social security45€10k€16k▲
Taxes450/3€8k€14k▲
Remuneration and social security454/9€2k€1k▼
Other amounts payable47/48€0€28k▲
Income statement
Code20232024
Remuneration, social security and pensions62€8k€450▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€7k€53k▲
Operating profit (loss)9901€-25k€31k▲
Financial income75/76B€4k€0▼
Recurring financial income75€4k€0▼
Financial charges65/66B€141€158▲
Recurring financial charges65€141€158▲
Profit (loss) for the period before taxes9903€-21k€31k▲
Income taxes67/77€3k€10k▲
Profit (loss) for the period9904€-24k€21k▲
Profit (loss) for the period to be appropriated9905€-24k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-2k▲
Profit (loss) brought forward from the previous period14P€1k€-23k▼
Transfer from equity791/2€0€28k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0€28k▲
Return on contributions (dividend)694€0€28k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €56k
Net result €56k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-26k ▼228%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 4.74
Current ratio from 2.00 to 4.74; short-term debt falls from €20k to €14k.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tiège(SART) 96/A4845 JalhayGround area
1,366 m²
Building footprint
138 m²
Volume, LiDAR
1,039 m³
Parcel 63068A0380/00G000, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63068A0380/00G000 | Wallonia | 1,366 m² | 1 · 138 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,463 companies in sector 86995 we hold annual accounts for 885. 626 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2004
Fiscal year end31-12
Activities, NACEBEL
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.