Skip to content

SUB-FLOORS

Active
Private limited company (pre-2019)founded 201015 yrs activeNethestraat 28, 3940 Hechtel-Eksel, BelgiumKBO/BCE: BE 0829.734.832

SUB-FLOORS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €270k and a net result of €11k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 90% of 7427 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2024
94 / 100
Excellent▲ +18 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability20▲+13
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 8.43 against 8.79 in 2023), and 18.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
36 d early
2023
36 d early
2022
34 d early
2021
31 d early
2020
31 d early
2019
31 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity
€270k▲ 4.2%
2023 · €259k
2018: €169k 2019: €200k 2020: €235k 2021: €254k 2022: €255k 2023: €259k
2018 → 2024
Total assets
€330k▲ 2.1%
2023 · €323k
2018: €248k 2019: €267k 2020: €311k 2021: €356k 2022: €325k 2023: €323k
2018 → 2024
Net result
€11k▲ 205%
2023 · €4k
2018: €18k 2019: €32k 2020: €35k 2021: €19k 2022: €704 2023: €4k
2018 → 2024
Working capital
€278k▲ 4.5%
2023 · €266k
2018: €158k 2019: €193k 2020: €228k 2021: €243k 2022: €245k 2023: €266k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€235k-€254k▲ 8.0%€255k▲ 0.3%€259k▲ 1.4%€270k▲ 4.2%
Operating result€19k-€9k▼ 54.7%€-21k€-11k▲ 48.5%€-3k▲ 74.5%
Net result€35k-€19k▼ 46.2%€704▼ 96.3%€4k▲ 410%€11k▲ 205%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40kOperating result 2020: €19k€19kNet result 2020: €35k€35kOperating result 2021: €9k€9kNet result 2021: €19k€19kOperating result 2022: €-21k€-21kNet result 2022: €704€704Operating result 2023: €-11k€-11kNet result 2023: €4k€4kOperating result 2024: €-3k€-3kNet result 2024: €11k€11k20202021202220232024
The operating result stays negative: a loss of €3k in 2024 against €11k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €330k
Fixed assets €14k▼ 37.7%
Current assets €315k▲ 5.1%
Equity and liabilities €330k
Equity €270k▲ 4.2%
Debt €60k▼ 6.7%
The debt ratio falls from 19.9% to 18.2%: equity grows while debt is paid down.
Key figures and ratios
2024 value · change against 2023
EBITDA
€8k
2023 · €98
Cash flow
€22k
2023 · €14k
Solvency
81.8%
2023 · 80.1%
Current ratio
8.43
2023 · 8.79
Quick ratio
8.43
2023 · 8.79
Debt / equity
0.22
2023 · 0.25
ROE
4.1%
2023 · 1.4%
ROA
3.3%
2023 · 1.1%
Interest coverage
8.66
2023 · 0.08
Debt
€60k
2023 · €64k
Debt ≤ 1 year
€37k
2023 · €34k
Debt > 1 year
€22k
2023 · €30k
Income taxes
€6k
2023 · €2k
Staff costs
€773
2023 · €61
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€323k€330k
Fixed assets21/28€23k€14k
Tangible fixed assets22/27€23k€14k
Plant, machinery and equipment23€2k€3k
Furniture and vehicles24€21k€11k
Current assets29/58€300k€315k
Stocks and contracts in progress3€40€40=
Stocks30/36€40€40=
Amounts receivable within one year40/41€300k€315k
Trade receivables40€3k€2k
Other amounts receivable41€296k€313k
Deferred charges and accrued income490/1€353€357
Equity and liabilities
Total equity and liabilities10/49€323k€330k
Equity10/15€259k€270k
Contributions10/11€10k€10k=
Reserves13€245k€256k
Distributable reserves133€245k€256k
Profit (loss) carried forward14€4k€4k
Amounts payable17/49€64k€60k
Amounts payable after more than one year17€30k€22k
Financial debts170/4€30k€22k
Amounts payable within one year42/48€34k€37k
Current portion of amounts payable after more than one year42€7k€8k
Financial debts43€5k€5k
Credit institutions430/8€5k€5k
Trade debts44€21k€20k
Suppliers440/4€21k€20k
Taxes, remuneration and social security45€555€5k
Taxes450/3€555€5k
Income statement Code20232024
Remuneration, social security and pensions62€61€773
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k-
Other operating charges640/8€1k€1k
Gross operating margin9900€4k€10k
Operating profit (loss)9901€-11k€-3k
Financial income75/76B€17k€20k
Recurring financial income75€17k€20k
Financial charges65/66B€1k€969
Recurring financial charges65€1k€969
Profit (loss) for the period before taxes9903€5k€17k
Income taxes67/77€2k€6k
Profit (loss) for the period9904€4k€11k
Profit (loss) for the period to be appropriated9905€4k€11k
Appropriation of the result
Profit (loss) to be appropriated9906€8k€15k
Profit (loss) brought forward from the previous period14P€4k€4k
Transfer to equity691/2€4k€11k
To other reserves6921€4k€11k

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2025
25-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Weakest financial yearnet €704 ▼96.3%
Net result drops to €704, the lowest in the series; recovery starts the following year.
30-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Highest result since 2018net €35k ▲10.9%
Net result €35k, the highest in the series.
30-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Equity above €200kEq €200k ▲18.8%
2 profitable years in a row build equity to €200k.
05-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
21-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
2016
06-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hechtel-Eksel · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nethestraat 283940 Hechtel-Eksel
Ground area
589 m²
Building footprint
145 m²
Volume, LiDAR
793 m³
Parcel 72006E0370/00H000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SUB-FLOORS
Nethestraat 28, 3940 Hechtel-EkselSpecialised construction activities
since 20102.192.393.901
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72006E0370/00H000 Flanders 589 m² 1 · 145 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 747 companies in sector 43422 we hold annual accounts for 421. 313 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded24-09-2010
Fiscal year end31-12
Activities, NACEBEL
43422Screed work
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.