STYLE COFFEE
ActiveSTYLE COFFEE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €294k and a net result of €4k. Equity is shrinking by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 84% of 1522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
89
/ 100
Excellent▲ +26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▲+7
Solvency90▲+5
Growth32=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.33 in 2024), and 27.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.3%
Return on assets
1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
47 d early
2024
50 d early
2023
43 d early
2022
62 d early
2021
63 d early
2020
48 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€294k▲ 1.4%
2024 · €290k
2019: €446k
2020: €379k
2021: €372k
2022: €350k
2023: €317k
2024: €290k
2019 → 2025
Total assets
€406k▼ 6.8%
2024 · €436k
2019: €468k
2020: €406k
2021: €385k
2022: €381k
2023: €508k
2024: €436k
2019 → 2025
Net result
€4k
2024 · €-27k
2019: €27k
2020: €-66k
2021: €-7k
2022: €-22k
2023: €-31k
2024: €-27k
2019 → 2025
Working capital
€56k▲ 28.8%
2024 · €44k
2019: €334k
2020: €85k
2021: €89k
2022: €82k
2023: €11k
2024: €44k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€372k-€350k▼ 5.9%€317k▼ 9.4%€290k▼ 8.7%€294k▲ 1.4%
Operating result€-5k-€-20k▼ 299%€-29k▼ 40.5%€-25k▲ 13.4%€7k
Net result€-7k-€-22k▼ 215%€-31k▼ 38.1%€-27k▲ 10.1%€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7k after a loss of €25k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €406k
Fixed assets
€245k▼ 5.8%
Current assets
€161k▼ 8.2%
Equity and liabilities €406k
Equity
€294k▲ 1.4%
Debt
€113k▼ 22.9%
The debt ratio falls from 33.5% to 27.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€65k▲
2024 · €29k
Cash flow
€63k▲
2024 · €27k
Solvency
72.3%▲
2024 · 66.5%
Current ratio
1.54▲
2024 · 1.33
Quick ratio
0.65▲
2024 · 0.57
Debt / equity
0.38▼
2024 · 0.50
ROE
1.4%▲
2024 · -9.5%
ROA
1.0%▲
2024 · -6.3%
Interest coverage
31.56▲
2024 · 13.79
Debt
€113k▼
2024 · €146k
Debt ≤ 1 year
€105k▼
2024 · €132k
Debt > 1 year
€7k▼
2024 · €14k
Income taxes
€595▼
2024 · €666
Staff costs
€204k▼
2024 · €208k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€436k€406k▼
Fixed assets21/28€260k€245k▼
Intangible fixed assets21€159k€130k▼
Tangible fixed assets22/27€101k€115k▲
Land and buildings22€41k€43k▲
Plant, machinery and equipment23€19k€17k▼
Furniture and vehicles24€41k€56k▲
Current assets29/58€176k€161k▼
Stocks and contracts in progress3€100k€94k▼
Stocks30/36€100k€94k▼
Amounts receivable within one year40/41€53k€48k▼
Trade receivables40€49k€46k▼
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€17k€14k▼
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€436k€406k▼
Equity10/15€290k€294k▲
Contributions10/11€20k€20k=
Reserves13€498k€498k=
Tax-exempt reserves132€8k€8k=
Distributable reserves133€490k€490k=
Profit (loss) carried forward14€-229k€-225k▲
Amounts payable17/49€146k€113k▼
Amounts payable after more than one year17€14k€7k▼
Financial debts170/4€14k€7k▼
Amounts payable within one year42/48€132k€105k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€63k€66k▲
Suppliers440/4€63k€66k▲
Advances received on contracts in progress46-€5k
Taxes, remuneration and social security45€22k€22k▲
Taxes450/3€666€595▼
Remuneration and social security454/9€21k€22k▲
Other amounts payable47/48€40k€5k▼
Accrued charges and deferred income492/3€73€416▲
Income statement
Code20242025
Non-recurring operating income76A€5k€10k▲
Remuneration, social security and pensions62€208k€204k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€59k▲
Other operating charges640/8€1k€6k▲
Non-recurring operating charges66A€876€359▼
Gross operating margin9900€239k€275k▲
Operating profit (loss)9901€-25k€7k▲
Financial income75/76B€16€2▼
Recurring financial income75€16€2▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-27k€5k▲
Income taxes67/77€666€595▼
Profit (loss) for the period9904€-27k€4k▲
Profit (loss) for the period to be appropriated9905€-27k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-229k€-225k▲
Profit (loss) brought forward from the previous period14P€-201k€-229k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €4k
Net result €4k after 5 loss-making years.
2024
12-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €-66k ▼345%
Net result drops to €-66k, the lowest in the series; recovery starts the following year.
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
04-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dooren 1091785 MerchtemGround area
2,948 m²
Building footprint
1,205 m²
Volume, LiDAR
6,946 m³
Parcel 23602I0086/00T004, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STYLE COFFEE
since 20132.220.309.115
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23602I0086/00T004 | Flanders | 2,948 m² | 1 · 1,205 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMerchtem2.220.309.115
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Of 230 companies in sector 10830 we hold annual accounts for 113. 82 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2008
Fiscal year end30-06
Activities, NACEBEL
10830Manufacture of food products
46370Wholesale trade
46431Wholesale of electrical household appliances and audio-video equipment
77223Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:052/30.03.10