STUDIO WICK
ActiveSummary
STUDIO WICK has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €10k. Equity is growing by ~49.2% per year across the filed fiscal years. Its solvency ranks better than 23% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-5
Solvency42=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.95 against 0.95 in 2024; short-term debt: 71.4% and cash: 6.7% of total assets), and 83.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.9%
Return on assets
2.5%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 7029 sector peers (2025).
NBB · sector comparisonPosition among 7029 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 01-10-2025 was due by 01-05-2026 and was filed on 27-05-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
26 d late
2024
15 d late
2023
132 d early
2022
19 d early
2021
172 d early
2020
30 d late
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 01-10-2026 and is due by 01-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today01-10-2026 close01-05-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▲ 17.5%
2024 · €59k
2019: €-45k
2020: €-16k
2021: €21k
2022: €30k
2023: €35k
2024: €59k
2019 → 2025
Total assets
€412k▲ 17.9%
2024 · €350k
2019: €53k
2020: €148k
2021: €199k
2022: €596k
2023: €431k
2024: €350k
2019 → 2025
Net result
€10k▼ 57.0%
2024 · €24k
2019: €-64k
2020: €29k
2021: €37k
2022: €9k
2023: €6k
2024: €24k
2019 → 2025
Working capital
€-16k▼ 60.8%
2024 · €-10k
2019: €-66k
2020: €-34k
2021: €7k
2022: €74k
2023: €38k
2024: €-10k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€30k▲ 41.2%€35k▲ 18.8%€59k▲ 68.8%€70k▲ 17.5%
Operating result€38k-€13k▼ 66.5%€11k▼ 16.5%€39k▲ 266%€17k▼ 56.0%
Net result€37k-€9k▼ 76.5%€6k▼ 35.6%€24k▲ 335%€10k▼ 57.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 56% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €412k
Fixed assets
€134k ▼ 16.7%
Current assets
€278k ▲ 47.3%
Equity and liabilities €412k
Equity
€70k ▲ 17.5%
Debt
€343k ▲ 18.0%
Debt's share of the balance-sheet total rises from 83.0% to 83.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€93k▼
2024 · €110k
Cash flow
€86k▼
2024 · €95k
Current ratio
0.95▼
2024 · 0.95
Quick ratio
0.86▼
2024 · 0.91
Debt to equity
4.91▲
2024 · 4.89
ROE
14.9%▼
2024 · 40.8%
ROA
2.5%▼
2024 · 6.9%
Interest coverage
27.21▲
2024 · 25.60
Debt ≤ 1 year
€295k▲
2024 · €199k
Debt > 1 year
€48k▼
2024 · €91k
Income taxes
€4k▼
2024 · €11k
Staff costs
€167k▲
2024 · €165k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€350k€412k▲
Fixed assets21/28€161k€134k▼
Tangible fixed assets22/27€160k€133k▼
Plant, machinery and equipment23€122k€83k▼
Furniture and vehicles24€38k€50k▲
Leasing and similar rights25€0-
Other tangible fixed assets26€0-
Financial fixed assets28€500€500=
Current assets29/58€189k€278k▲
Stocks and contracts in progress3€8k€26k▲
Stocks30/36€8k€26k▲
Amounts receivable within one year40/41€138k€217k▲
Trade receivables40€138k€216k▲
Other amounts receivable41€0€779▲
Cash at bank and in hand54/58€37k€28k▼
Deferred charges and accrued income490/1€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€350k€412k▲
Equity10/15€59k€70k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€41k€51k▲
Amounts payable17/49€290k€343k▲
Amounts payable after more than one year17€91k€48k▼
Financial debts170/4€91k€48k▼
Amounts payable within one year42/48€199k€295k▲
Current portion of amounts payable after more than one year42€58k€65k▲
Financial debts43-€75k
Credit institutions430/8-€75k
Trade debts44€72k€121k▲
Suppliers440/4€72k€121k▲
Advances received on contracts in progress46-€4k
Taxes, remuneration and social security45€41k€17k▼
Taxes450/3€23k€6k▼
Remuneration and social security454/9€18k€11k▼
Other amounts payable47/48€28k€11k▼
Accrued charges and deferred income492/3-€87
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€165k€167k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€75k▲
Other operating charges640/8€7k€7k▲
Gross operating margin9900€281k€267k▼
Operating profit (loss)9901€39k€17k▼
Financial income75/76B€72€315▲
Recurring financial income75€72€315▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€35k€14k▼
Income taxes67/77€11k€4k▼
Profit (loss) for the period9904€24k€10k▼
Profit (loss) for the period to be appropriated9905€24k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€51k▲
Profit (loss) brought forward from the previous period14P€17k€41k▲
Social balance
Average headcount (FTE)90873.0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 15 days late
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
12-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
10-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
01-10
Financial
Highest result since 2019net €37k ▲25.4%
Net result €37k, the highest in the series.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
01-10
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2018
Ground area
3,255 m²
Building footprint
1,626 m²
Volume, LiDAR
8,138 m³
Parcel 46014A1070/00F000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STUDIO WICK
since 20182.281.279.454
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A1070/00F000 | Flanders | 3,255 m² | 1 · 1,626 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 1,600 EUR awarded · 1,600 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 419 EUR | 419 EUR |
| 2022 | 1 | 1,181 EUR | 1,181 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,753. 3,032 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2018
Fiscal year end01-10
Activities, NACEBEL 2025
43320Joinery installation
73110Advertising agencies
73300Public relations and communication consultancy
74120Graphic design and visual communication
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.