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Studio Straal

Active
Private limited company·Kappers- en barbiersactiviteiten· 4 yrs active
Melkerijstraat 9 ·2321 Hoogstraten, Belgium
KBO/BCE: BE 0782.484.449
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Age4 yrs
Staff (FTE)1
Real estate1 parcel · 768 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Studio Straal is 1.6% (moderate). The 2024 annual accounts show equity of €25k and a net result of €10k. Its solvency ranks better than 66% of 1757 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2025, 16 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 15-07-2025 16 d early 2025-00270497
31-12-2023 31-07-2024 15-07-2024 16 d early 2024-00247127

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.6% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€10k-9.2%
Working capital€1k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 15-07-2025 with the NBB · fiscal year 2024 · micro
€0€5k€10k€15kOperating result 2023: €14k€14kNet result 2023: €11k€11kOperating result 2024: €16k€16kNet result 2024: €10k€10k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 96, Personal services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 33.3% 14.7%
better than 66% of 1757 sector peers
Net result €10k €1k
better than 71% of 1754 sector peers
Equity €25k €5k
better than 73% of 1761 sector peers
Gross operating margin €69k €16k
better than 78% of 1753 sector peers
Staff costs €44k €28k
higher than 62% of 802 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€24k
-8.1% 23-24
Net profit
€10k
-9.2% 23-24
Cash flow
€19k
-19.3% 23-24
Total assets
€76k
-3.4% 23-24
Equity
€25k
+66.8% 23-24
Working capital
€1k
- 23-24
Employees (FTE)
1
0.0% 23-24
Staff costs
€44k
-28.1% 23-24
Income taxes
€4k
+358.0% 23-24
Debt
€51k
-20.1% 23-24
Debt ≤ 1y
€17k
-25.4% 23-24
Debt > 1y
€34k
-17.4% 23-24
Current ratio
1.08
+64.3% 23-24
Quick ratio
0.43
+111.8% 23-24
Solvency
33.3%
+72.6% 23-24
Debt / equity
2.01
-52.1% 23-24
ROE
40.0%
-45.6% 23-24
ROA
13.3%
-6.0% 23-24
Interest coverage
9.17
+10.5% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€24k
Net profit€10k
Cash flow€19k
Staff costs€44k
Income taxes€4k
Dividends-
Total assets€76k
Equity€25k
Debt€51k
of which ≤ 1y€17k
of which > 1y€34k
Working capital€1k
Employees (FTE)1.0
Ratios (computed)
2024
Current ratio1.08
Quick ratio0.43
Working capital ratio1.6%
Solvency33.3%
Debt / equity2.01
Long-term debt ratio1.35
Interest coverage9.17
Gross margin-
Net margin-
ROA13.3%
ROE40.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€76k
Fixed assets 21/28€58k
Tangible fixed assets 22/27€58k
Current assets 29/58€18k
Stocks & contracts in progress 3€11k
Amounts receivable within one year 40/41€1k
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€76k
Equity 10/15€25k
Contributions / capital 10/11€4k
Reserves 13€21k
Amounts payable 17/49€51k
Amounts payable after one year 17€34k
Amounts payable within one year 42/48€17k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€69k
Operating result 9901€16k
Financial income 75€857
Financial charges 65€3k
Result before taxes 9903€14k
Income taxes 67/77€4k
Net result for the period 9904€10k
Result to be appropriated 9905€10k
You are seeing the latest fiscal year only. 1 prior year (figures + ratios) is in a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
68 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Melkerijstraat 92321 Hoogstraten

Establishment units

1 location
Studio Straal
Melkerijstraat 9, 2321 HoogstratenHaarverzorging
since 20222.328.140.847
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area768 m²
Buildings1
Building footprint186 m²
Volume (LiDAR)1,050 m³
Tallest building8.2 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13020C0722/00A000 Flanders 768 m² 1 · 186 m² 8.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health68Profitability100Solvency54Growth52Stability94
74 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 68
Profitability 100
Solvency 54
Growth 52
Stability 94

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 745 of the 21,776 companies in this sector. 599 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Haarverzorging96021Kappers- en barbiersactiviteiten96210Detailhandel in cosmetica en toiletartikelen in gespecialiseerde winkels47750Detailhandel in cosmetica en toiletartikelen47750Schoonheidsverzorging96022Schoonheidsverzorging en andere schoonheidsbehandelingen96220
Primary activity highlighted.
Names & trade names
Legal nameNL Studio Straal
Registered office
Melkerijstraat 9
2321 Hoogstraten, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.