STUDIO CABANE · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of STUDIO CABANE is 0.5% (low). The 2025 annual accounts show equity of €122k and a net result of €53k. Equity is growing by ~61.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 1165 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

2 signals · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Growing equity

Equity grew over 2023-2025. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-09-2025, 32 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.

How we compute the deadline

The year end is derived from 3 filed financial years, each closing on 31-03. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2025, that is 31-10-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-03-2025	31-10-2025	29-09-2025	32 d early	2025-00525188
31-03-2024	31-10-2024	30-09-2024	31 d early	2024-00486464
31-03-2023	31-10-2023	06-10-2023	25 d early	2023-00487098

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.5% Low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€53k+49.6%

Working capital€70k-4.9%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 29-09-2025 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~61.5%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 71, Architecture & engineering · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	54.5%	55.2%	better than 49% of 1165 sector peers
Net result	€53k	€23k	better than 76% of 1164 sector peers
Equity	€122k	€51k	better than 79% of 1165 sector peers
Gross operating margin	€78k	€43k	better than 72% of 1164 sector peers
Total assets	€224k	€106k	better than 77% of 1165 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P49

Stable position over 2023-2025 · n=1165-3386

Net result P76

Improving position over 2023-2025 · n=1164-3386

Equity P79

Improving position over 2023-2025 · n=1165-3388

Gross operating margin P72

Improving position over 2023-2025 · n=1164-3383

Describes the position versus peers, not a forecast.

EBITDA

€77k

+56.5% 23-25

Net profit

€53k

+49.6% 23-25

Cash flow

€57k

+60.7% 23-25

Total assets

€224k

+49.9% 23-25

Equity

€122k

+73.9% 23-25

Working capital

€70k

-4.9% 23-25

Income taxes

€20k

+46.4% 23-25

Dividends

€800

0.0% 23-25

Show 9 other metrics

Debt

€102k

+28.6% 23-25

Debt ≤ 1y

€102k

+35.3% 23-25

Current ratio

1.68

-14.6% 23-25

Quick ratio

1.68

-14.6% 23-25

Solvency

54.5%

+16.0% 23-25

Debt / equity

0.84

-26.0% 23-25

ROE

43.2%

-14.0% 23-25

ROA

23.5%

-0.2% 23-25

Interest coverage

769.15

+54.2% 23-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€77k
Net profit	€53k
Cash flow	€57k
Staff costs	-
Income taxes	€20k
Dividends	€800
Total assets	€224k
Equity	€122k
Debt	€102k
of which ≤ 1y	€102k
of which > 1y	-
Working capital	€70k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	1.68
Quick ratio	1.68
Working capital ratio	31.0%
Solvency	54.5%
Debt / equity	0.84
Long-term debt ratio	-
Interest coverage	769.15
Gross margin	-
Net margin	-
ROA	23.5%
ROE	43.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €53k · 23.5% Current assets €172k · 76.5%

Equity & liabilities

Equity €122k · 54.5% Debt €102k · 45.5%

Full annual accounts (20 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€224k
Fixed assets	21/28	€53k
Tangible fixed assets	22/27	€53k
Current assets	29/58	€172k
Amounts receivable within one year	40/41	€30k
Cash & bank	54/58	€141k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€224k
Equity	10/15	€122k
Contributions / capital	10/11	€15k
Reserves	13	€107k
Amounts payable	17/49	€102k
Amounts payable within one year	42/48	€102k
Trade debts payable within one year	44	€818
Income statement
Gross operating margin	9900	€78k
Operating result	9901	€73k
Financial charges	65	€101
Result before taxes	9903	€73k
Income taxes	67/77	€20k
Net result for the period	9904	€53k
Result to be appropriated	9905	€53k

This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

3 companies at this address See who is registered here

Establishment units

1 location

STUDIO CABANE

Sportstraat 298, 9000 GentActiviteiten van bouwarchitecten

since 20212.318.112.433

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area291 m²

Buildings1

Building footprint106 m²

Volume (LiDAR)730 m³

Tallest building9.9 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44809I0240/00Y002	Flanders	291 m²	1 · 106 m²	9.8 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.