Summary
Stucan is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.65M and a net result of €-75k. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 8023 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
2 d early
2022
2 d late
2021
3 d early
2020
4 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.65M▼ 4.3%
2024 · €1.72M
2019: €1.99M
2020: €1.91M
2021: €1.91M
2022: €1.87M
2023: €1.87M
2024: €1.72M
2019 → 2025
Net result
€-75k▲ 51.4%
2024 · €-153k
2019: €1.86M
2020: €-76k
2021: €-3k
2022: €-34k
2023: €19k
2024: €-153k
2019 → 2025
Total assets
€1.67M▼ 5.3%
2024 · €1.76M
2019: €2.23M
2020: €1.94M
2021: €2.05M
2022: €1.89M
2023: €1.92M
2024: €1.76M
2019 → 2025
Solvency
98.5%▲ 1.0pp
2024 · 97.5%
2019: 88.9%
2020: 98.5%
2021: 93.1%
2022: 98.6%
2023: 97.6%
2024: 97.5%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.91M-€1.87M▼ 2.0%€1.87M▲ 0.4%€1.72M▼ 8.2%€1.65M▼ 4.3%
Operating result€3k-€-29k€20k€-154k€-75k▲ 51.2%
Net result€-3k-€-34k▼ 979%€19k€-153k€-75k▲ 51.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €75k in 2025 against €154k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.67M
Fixed assets
€65k ▼ 30.8%
Current assets
€1.61M ▼ 3.8%
Equity and liabilities €1.67M
Equity
€1.65M ▼ 4.3%
Debt
€26k ▼ 41.9%
Debt's share of the balance-sheet total falls from 2.5% to 1.5%. Equity and debt are lower.
Key figures and ratios
ROE
-4.5%▲
2024 · -8.9%
ROA
-4.5%▲
2024 · -8.7%
Debt ≤ 1 year
€26k▼
2024 · €44k
Income taxes
€308▼
2024 · €569
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.76M€1.67M▼
Fixed assets21/28€94k€65k▼
Tangible fixed assets22/27€93k€64k▼
Furniture and vehicles24€83k€59k▼
Other tangible fixed assets26€10k€5k▼
Financial fixed assets28€1k€1k=
Current assets29/58€1.67M€1.61M▼
Amounts receivable within one year40/41€82k€91k▲
Trade receivables40€11k€20k▲
Other amounts receivable41€70k€71k▲
Current investments50/53€1.50M€1.50M=
Cash at bank and in hand54/58€89k€15k▼
Deferred charges and accrued income490/1€515€0▼
Equity and liabilities
Total equity and liabilities10/49€1.76M€1.67M▼
Equity10/15€1.72M€1.65M▼
Contributions10/11€12k€12k=
Reserves13€1.97M€1.97M=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1.97M€1.97M=
Profit (loss) carried forward14€-265k€-340k▼
Amounts payable17/49€44k€26k▼
Amounts payable within one year42/48€44k€26k▼
Trade debts44€11k€17k▲
Suppliers440/4€11k€17k▲
Taxes, remuneration and social security45€468€102▼
Taxes450/3€468€102▼
Other amounts payable47/48€33k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-18k€0▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€146k€0▼
Gross operating margin9900€6k€-44k▼
Operating profit (loss)9901€-154k€-75k▲
Financial income75/76B€787€688▼
Recurring financial income75€787€688▼
Financial charges65/66B€161€114▼
Recurring financial charges65€161€114▼
Profit (loss) for the period before taxes9903€-153k€-74k▲
Income taxes67/77€569€308▼
Profit (loss) for the period9904€-153k€-75k▲
Profit (loss) for the period to be appropriated9905€-153k€-75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-265k€-340k▼
Profit (loss) brought forward from the previous period14P€-111k€-265k▼
Profit to be distributed694/7€0-
Directors or managers695€0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-153k ▼912%
Net result drops to €-153k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €19k
Net result €19k after 3 loss-making years.
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-06
Financial
Liquidity times 7current ratio 98.54
Current ratio from 14.28 to 98.54; short-term debt falls from €141k to €19k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity times 8current ratio 66.69
Current ratio from 8.80 to 66.69; short-term debt falls from €247k to €28k.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kuildamstraat 49100 Sint-NiklaasGround area
2,804 m²
Building footprint
117 m²
Volume, LiDAR
705 m³
Parcel 46021A0722/00P000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stucan bvba
since 20082.172.465.349
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46021A0722/00P000 | Flanders | 2,804 m² | 1 · 117 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B & N
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BE 0825.842.360
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LAUVICO
BE 0863.474.006
Lebbeke · Eq €1,644,980
HET CIJFERHUIS
BE 0686.731.690
Hamme (Vl.) · Eq €1,647,162
FETIKO
BE 0890.862.747
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 11,488 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2008
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.