STRUYFS EN ZONEN
ActiveSummary
STRUYFS EN ZONEN has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €321k and a net result of €50k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 64% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-12
Solvency76▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 1.71 in 2024; short-term debt: 49.4% and cash: 56% of total assets), and 49.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.6%
Return on assets
8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
17 d early
2023
6 d early
2022
25 d early
2021
16 d early
2020
25 d early
2019
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€321k▲ 18.7%
2024 · €270k
2018: €111k
2019: €153k
2020: €211k
2021: €234k
2022: €267k
2023: €300k
2024: €270k
2018 → 2025
Total assets
€634k▲ 8.7%
2024 · €583k
2018: €252k
2019: €306k
2020: €340k
2021: €408k
2022: €529k
2023: €486k
2024: €583k
2018 → 2025
Net result
€50k▼ 50.7%
2024 · €102k
2018: €15k
2019: €43k
2020: €58k
2021: €23k
2022: €33k
2023: €32k
2024: €102k
2018 → 2025
Working capital
€281k▲ 26.7%
2024 · €221k
2018: €96k
2019: €136k
2020: €178k
2021: €195k
2022: €230k
2023: €270k
2024: €221k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€234k-€267k▲ 14.0%€300k▲ 12.1%€270k▼ 9.8%€321k▲ 18.7%
Operating result€32k-€46k▲ 41.2%€45k▼ 1.2%€147k▲ 227%€78k▼ 47.1%
Net result€23k-€33k▲ 42.9%€32k▼ 1.5%€102k▲ 217%€50k▼ 50.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €634k
Fixed assets
€40k ▼ 17.7%
Current assets
€594k ▲ 11.2%
Equity and liabilities €634k
Equity
€321k ▲ 18.7%
Debt
€313k ▲ 0.1%
Debt's share of the balance-sheet total falls from 53.6% to 49.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€106k▼
2024 · €162k
Cash flow
€79k▼
2024 · €118k
Current ratio
1.90▲
2024 · 1.71
Quick ratio
1.85▲
2024 · 1.59
Debt to equity
0.98▼
2024 · 1.16
ROE
15.7%▼
2024 · 37.9%
ROA
8.0%▼
2024 · 17.6%
Interest coverage
9.51▼
2024 · 107.60
Debt ≤ 1 year
€313k▲
2024 · €313k
Income taxes
€20k▼
2024 · €43k
Staff costs
€-300▼
2024 · €37
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€583k€634k▲
Fixed assets21/28€49k€40k▼
Tangible fixed assets22/27€49k€40k▼
Plant, machinery and equipment23€5k€1k▼
Furniture and vehicles24€44k€39k▼
Financial fixed assets28€405€405=
Current assets29/58€534k€594k▲
Stocks and contracts in progress3€38k€13k▼
Stocks30/36€38k€13k▼
Amounts receivable within one year40/41€146k€121k▼
Trade receivables40€146k€116k▼
Other amounts receivable41-€5k
Current investments50/53-€101k
Cash at bank and in hand54/58€349k€355k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€583k€634k▲
Equity10/15€270k€321k▲
Contributions10/11€0-
Reserves13€270k€321k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€270k€321k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€313k€313k▲
Amounts payable within one year42/48€313k€313k▲
Trade debts44€122k€118k▼
Suppliers440/4€122k€118k▼
Taxes, remuneration and social security45€46k€42k▼
Taxes450/3€46k€42k▼
Other amounts payable47/48€144k€154k▲
Income statement
Code20242025
Remuneration, social security and pensions62€37€-300▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€29k▲
Other operating charges640/8€5k€885▼
Gross operating margin9900€167k€107k▼
Operating profit (loss)9901€147k€78k▼
Financial income75/76B€355€4k▲
Recurring financial income75€355€4k▲
Financial charges65/66B€2k€11k▲
Recurring financial charges65€2k€11k▲
Profit (loss) for the period before taxes9903€146k€71k▼
Income taxes67/77€43k€20k▼
Profit (loss) for the period9904€102k€50k▼
Profit (loss) for the period to be appropriated9905€102k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€102k€50k▼
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€102k€50k▼
To other reserves6921€102k€50k▼
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €102k ▲217%
Operating result €147k, net result €102k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €211k ▲37.8%
3 profitable years in a row build equity to €211k.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €153k ▲38.4%
2 profitable years in a row build equity to €153k.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirbaan 302280 GrobbendonkGround area
1,179 m²
Building footprint
116 m²
Volume, LiDAR
672 m³
Parcel 13010A0359/00X000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STRUYFS
since 19942.067.983.976
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13010A0359/00X000 | Flanders | 1,179 m² | 1 · 116 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 291 EUR awarded · 291 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 291 EUR | 291 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,234 companies in sector 47781 we hold annual accounts for 744. 549 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-08-1994
Fiscal year end31-12
Activities, NACEBEL 2025
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47552Retail sale of lighting equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.