STRUBBE-ROELANDT
ActiveSummary
STRUBBE-ROELANDT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €465k and a net result of €29k. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 45% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+16
Solvency70▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.28 in 2024; short-term debt: 38.5% and cash: 5.1% of total assets), and 54.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.3%
Return on assets
2.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
29 d late
2023
30 d late
2022
23 d late
2021
78 d late
2020
31 d early
2019
56 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€465k▲ 6.6%
2024 · €437k
2018: €579k
2019: €537k
2020: €535k
2021: €518k
2022: €486k
2023: €431k
2024: €437k
2018 → 2025
Total assets
€1.03M▲ 2.5%
2024 · €1.00M
2018: €889k
2019: €789k
2020: €771k
2021: €679k
2022: €1.14M
2023: €1.01M
2024: €1.00M
2018 → 2025
Net result
€29k▲ 384%
2024 · €6k
2018: €-28k
2019: €-42k
2020: €-2k
2021: €-18k
2022: €-32k
2023: €-55k
2024: €6k
2018 → 2025
Working capital
€-215k▲ 25.0%
2024 · €-287k
2018: €228k
2019: €131k
2020: €140k
2021: €86k
2022: €-277k
2023: €-320k
2024: €-287k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€518k-€486k▼ 6.2%€431k▼ 11.3%€437k▲ 1.4%€465k▲ 6.6%
Operating result€-3k-€-13k▼ 297%€-29k▼ 129%€45k€72k▲ 59.8%
Net result€-18k-€-32k▼ 79.8%€-55k▼ 72.6%€6k€29k▲ 384%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 60% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.03M
Fixed assets
€847k ▼ 5.1%
Current assets
€180k ▲ 64.1%
Equity and liabilities €1.03M
Equity
€465k ▲ 6.6%
Debt
€562k ▼ 0.7%
Debt's share of the balance-sheet total falls from 56.4% to 54.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€120k▲
2024 · €94k
Cash flow
€77k▲
2024 · €55k
Current ratio
0.46▲
2024 · 0.28
Debt to equity
1.21▼
2024 · 1.30
ROE
6.2%▲
2024 · 1.4%
ROA
2.8%▲
2024 · 0.6%
Interest coverage
6.14▲
2024 · 4.35
Debt ≤ 1 year
€395k▼
2024 · €397k
Debt > 1 year
€103k▼
2024 · €123k
Income taxes
€25k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.00M€1.03M▲
Fixed assets21/28€892k€847k▼
Tangible fixed assets22/27€892k€847k▼
Land and buildings22€843k€806k▼
Plant, machinery and equipment23€14k€12k▼
Furniture and vehicles24€20k€18k▼
Other tangible fixed assets26€15k€11k▼
Financial fixed assets28€354€354=
Current assets29/58€110k€180k▲
Amounts receivable within one year40/41€39k€106k▲
Trade receivables40€22k€46k▲
Other amounts receivable41€17k€60k▲
Cash at bank and in hand54/58€49k€52k▲
Deferred charges and accrued income490/1€22k€22k▼
Equity and liabilities
Total equity and liabilities10/49€1.00M€1.03M▲
Equity10/15€437k€465k▲
Contributions10/11€20k€20k=
Reserves13€155k€184k▲
Distributable reserves133€155k€184k▲
Profit (loss) carried forward14€261k€261k=
Amounts payable17/49€565k€562k▼
Amounts payable after more than one year17€123k€103k▼
Financial debts170/4€123k€103k▼
Amounts payable within one year42/48€397k€395k▼
Current portion of amounts payable after more than one year42€20k€20k=
Trade debts44€18k€68▼
Suppliers440/4€18k€68▼
Taxes, remuneration and social security45€8k€21k▲
Taxes450/3€8k€21k▲
Other amounts payable47/48€350k€354k▲
Accrued charges and deferred income492/3€46k€63k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€48k▼
Other operating charges640/8€11k€7k▼
Gross operating margin9900€105k€127k▲
Operating profit (loss)9901€45k€72k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€22k€19k▼
Recurring financial charges65€22k€19k▼
Profit (loss) for the period before taxes9903€23k€54k▲
Income taxes67/77€17k€25k▲
Profit (loss) for the period9904€6k€29k▲
Profit (loss) for the period to be appropriated9905€6k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€261k€290k▲
Profit (loss) brought forward from the previous period14P€255k€261k▲
Transfer to equity691/2-€29k
To other reserves6921-€29k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Highest result since 2018net €29k ▲384%
Operating result €72k, net result €29k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after 6 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
16-05
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
11-07
State Gazette act
General meeting · Merger
Accounting effect · Real estate
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2011
05-01
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Penningdreef 39220 Hamme (Vl.)Ground area
2,010 m²
Building footprint
348 m²
Parcel 42452E0538/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
STRUBBE-ROELANDT
since 20112.194.496.920
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452E0538/00H000 | Flanders | 2,009 m² | 1 · 348 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
5 locations
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,896 EUR awarded · 2,896 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,896 EUR | 2,896 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 5,968 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2010
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.